Both me and a friend (iPhone X owners) accidentally placed an order with Apple's new financing thing instead of the iPhone Upgrade Program.
In my case, I was already on the iPhone Upgrade Program but did not upgrade last year. I ordered an iPhone 11 by going to the Apple Store app and clicking the prompt to "Upgrade this Phone". I then followed the prompts which include financing through Citizens One so I assumed I did it correctly.
In my friend's case, they weren't on the iPhone Upgrade Program but wanted to trade in their iPhone X.
You still get prompted from Citizens One, which supports both programs, so it's very hard to tell what is going on.
I checked out the current flow and you can easily get directed from the iPhone Upgrade Program page onto a flow that lets you buy on the iPhone Payments program or pay in full only, with no upgrade program option.
Here's a screenshot of Apple's (current) website showing this flow being totally broken and confusing:
- https://i.imgur.com/rSXJ2Kq.png
- https://i.imgur.com/wvIl3IE.png
- https://i.imgur.com/58gslkd.png
- https://i.imgur.com/FiCzQQ7.png
- https://i.imgur.com/u6P82ZX.png
I recommend checking your orders to make sure it's actually on the upgrade program. This may only apply to people who attempted to trade in?
https://www.npr.org/2020/03/19/818343720/homeowners-hurt-financially-by-the-coronavirus-may-get-a-mortgage-break
Important highlights:
> Homeowners who have lost income or their jobs because of the coronavirus outbreak are getting some relief. Depending on their situation, they should be eligible to have their mortgage payments reduced or suspended for up to 12 months.
> Homeowners can't just stop paying their mortgage. "They need to contact their servicer
> This is not a forgiveness of debt or free money. Homeowners will work out a repayment plan once they recover financially. Calabria says that this might involve just extending the term of the loan.
I'm wondering if you can help me out regarding issue on LAE Portal particularly in dashboard section. It seems that the Order of Payment Slip is missing and there's no way I can print it out. The deadline is only few weeks away and I just can't afford to pay for late fines.
To those folks who already took the UPLAE before, did you happen to encounter similar problem? And also is it really necessary to present Order of Payment Slip upon payment through bank?
I had a customer the other day, who asked me would she be able to use her Walmart gift card and another method of payment. I said yes, but probably use it first. So she uses it, then uses a WIC. Then of course everything is not covered. Surprise, she next tries to use her employee discount card and the register rejects it, since she already used her WIC. Being a real Karen, she demands a manager and complains because it takes awhile; that we should have more help.
The manager comes. The order has to be aborted. I have to scan all her cr*p again. This time, as I told her, she uses the employee discount first, second the WIC. I say if you have an EBT card, you should use that next. She just looks at me and swipes her gift card. I have to do it over for her, since I have to press my "shop card" button first. So, I tell her something like, you now have $17.23 left. She sighs and hands me $20.25 cash. I enter that. Next thing the receipt comes out, and the screen says change due: $19.57. I say, this makes no sense at all, and looked at her receipt. One of the last entries was for EBT. She saying stuff like here, I'll give you the...I ignored it, said here I want to give you the right change, and handed her the $19.57. She says, Oh, I forgot to tell you I used my EBT. giggle, giggle
What a jerk! She must have held up the line for about 1/2 an hour. She didn't care.
I'm high risk and cannot have any of my family members going into grocery stores right now. We have been ordering for pick - up with Walmart because they take our EBT card. However, we have not been able to get any meat, pasta or rice and with our last order, we couldn't even get eggs. I'm ordering just after midnight and keep checking to update our order. Does anyone know of any other sites that accept EBT for pick up orders?
From my credit union regarding commercial account. Can someone explain me how this works? Why my interest increasing when prime rates just fell?
I’m in my second year of payments, and have only used my tax information to update my IBR so far. I’ve heard about people being disqualified from PSLF for reasons they weren’t aware of, and was wondering if this is one of them. Is there language in the PSLF agreement that mandates both income info AND tax info each year to calculate IBR payments? Do we have evidence from successful PSLF applicants that they only used one or the other and were still forgiven? I haven’t seen any language that necessitates both, but I don’t want to be disqualified over this in the future.
Customs want Order confirmation / proof of payment in the form of an for example card statement.
Thing is i didn't directly purchase all the items, but charged up the account and paid with the balance. I also split them up in two different packages, so the amount is way higher and there is no indication in the statement, that the payment is for THIS package even if I "inspect element" the amount.
Really need your help guys...
Variable rate APR that is currently at 10.3% interest. It is absolutely incredible that these loan companies are able to extort this kind of money from us. Sorry, just needed to vent after thinking to myself, "you know, I've been paying this fucking loan off FOREVER, and it never seems to budge..."
[EDIT] I’ve got three awesome guys helping me. I’m open to suggestions via comments, but I’m being taken care of! Thanks for the help guys.
[EDIT #2] I just want to point out that the three people helping have been awesome and have said they want to help for the good of the culture and the community. That's some straight up brotherhood right there. Props to this subreddit for being good people.
Maybe this is a dumb request, but I’m afraid that I’m going to buy a shit pair of shoes or have a shipment seized. Idk whether to order through superbuy or direct through a seller. I’m not sure which batches are the best. Idk how to QC or what to do - even after months of lurking.
I would like the following pair of shoes:
- Yeezy Bred V2
- Yeezy Belugas
- Yeezy Triple White
- Yeezy Triple White (to customize and color dip)
- Jordan UNC (blue and black colors) EDIT: I meant blue and white
- Jordan Breds
Anyone want to let me know which sellers to get the best pairs from and help during the ordering process?
Ordered Kingdom Hearts 3 during E3 20% off deal back in the days.
Credit card expired by the time the game came out.
Tried to revise payment and it was giving me errors.
Went through support to find that they will not fix the payment or honor the price of the order that was cancelled.
For those who want the juicy details. https://imgur.com/a/hGLPe49
Will be re-posting closer to E3 if they ever do a promotion again...
If your credit card get compromised or expired expect your pre-order / open order to be cancelled with no remedy.
TL;DR Only do Amazon pre-order if you expect your credit card to be fine by the time you get your order.
UPDATE Made a call instead of using chat this time.
Apparently looking though my support history they made a "special exception". I had to place a new order and they'll monitor the order. I will be getting a refund for the difference.
As for my other order I will have to wait til the payment decline before I have to go through support again to revise payment according to the Amazon representative.
TL;DR Prepare to go to support to revise payment as the amazon system will not allow you to revise payment.
We manufacture a bespoke product as part of a service. The client books us to show up on a certain date to produce the product and their own customers pre-order that product directly from us online which starts 30 days before the production. Then we show up, produce it, and send the products out when ready.
Usually how it works is we have the client agree to order at least a certain quantity, and if their pre-orders don't cover that quantity then they are liable to pay the difference to make up the remainder of the units at the end of the project.
Easy, and our customers like it because in most cases it means they don't actually pay us anything for the service themselves as it's effectively crowd sourced. In the last 5 years since we introduced online payments, we've never had a customer cancle a job after we started taking money for the project - until today!
The pre-orders are all handled via PayPal, which means each sale costs us a fee of about £0.50 to £1 depending on the specifics of the project. Over a few hundred sales this adds up (but still works out cheaper than the monthly fees it would cost us to take debit/credit card payments directly and our products are priced to take that into account).
PayPal have recently stopped repaying the transaction fees in the event of a refund, so if a client cancles we have to refund a few hundred individuals which results in us paying a good few hundred pounds in fees.
Our standard cancellation policy states that jobs cancelled within 30 days the customer is liable to pay us any costs incurred in the undertaking of the project up to that point.
So my question is if a customer were to cancle within that period after we had already taken pre-payments, can I legally include any PayPal transaction fees as part of our 'costs incurred' and invoice those fees to the client directly as part of the cancellation fee?
Thank you in advance for any advice you can give!
We're based in England but we do occasionally have Scottish customers.
https://preview.redd.it/a11hkurxfgc21.png?width=352&format=png&auto=webp&s=fb14318bc74b9ff27616b56b288cc961794e445b
SOVREN AI & RPA: SECURITY
To date more than one billion dollars has been lost from crypto exchanges due to internal and external failings from the most prominent exchanges in the industry. Most of these exchanges were not designed with a ‘security first’ approach but rather a ‘quick to market’ approach which has cost investors significant losses in funds. Some of these exchanges have since closed down where others have simply disappeared.
At Sovren we are determined to put the best mechanisms in place to protect investor assets from both internal and external threats, hence why we are building the platform with AI integration from the start, using Machine Learning (and within that, Deep Learning).
Machine Learning is a program that is written to learn and adapt through the analysis of millions of data points. Sovren will be taking advantage of a pioneering technology within Machine Learning, the Neural Network (NN). Neural Networks simulate the pattern recognition abilities of a human brain by processing millions of data points faster than any human can. In cyber security pattern recognition is pivotal in terms of cyber intelligence.
SOVREN SECURITY PROTOCOLS
Sovren will have a dedicated Security Operations Center (SOC) with a highly skilled analysis team, whose focus will be on how to prevent, detect and respond to cyber security threats, with the aid of AI Machine Learning and RPA technology, supported by well-defined processes and procedures.
