Jadi saya baru saja baca artikel ttg Steve Chen (@calltoleap), seorang guru SMP yg awalnya hanya punya penghasilan USD 5000 per thn, tapi dengan kombinasi personal finance strategy, dia bisa mengoptimalkan saving dan earning-nya hingga punya 4 sumber penghasilan (total USD 28000 per thn). Pada usia 33 tahun, dia punya cukup uang untuk pensiun dini dan fokus pada sharing personal finance & investment secara online.
Ini menarik buat saya karena strategi finansial personal Chen (Investment, saving, 2 side hustles, property/real estate, emergency fund) mengingatkan saya pada FIRE movement--Financially Independent Retired Early--di mana orang biasa yg punya privilege keuangan biasa-biasa saja dapat pensiun dini dengan kombinasi personal finance strategy (saving dan earning) yg optimal.
More about FIRE movement: r/fire or r/financialindependence
Nah pandangan saya terhadap FIRE movement, saya sendiri tidak secara eksplisit atau terbuka menyatakan diri merupakan bagian dr FIRE movement, pun saya tidak berencana untuk katakanlah pensiun sebelum usia 40 tahun. Saya tertarik dengan konsepnya karena memberikan struktur untuk mengorganisasikan personal finance dlm hal saving dan earning.
Kalau kebiasaan atau strategi keuangan saya:
- Saya memang terbiasa untuk saving. Saya jarang belanja atau jajan yg mahal-mahal. Bukan hidup yg frugal-frugal bgt, tapi istilahnya "live below my mean".
- Saya saat ini memang sedang menjajaki investing, terutama obligasi dan reksadana. I am lucky that I have quite sum of money from my parents so I can earn extra income from investing--albeit conservatively. Unless I've spent big, I transfer some of my money to those instruments monthly.
- Saya gak berencana ke real estate krn properti dan tanah keluarga cukup banyak jadi kalau beli lagi nambah repot ngurusnya.
- I do not budget, but I do track my income and cash flow from my various investment + income stream. Saya juga ada Google Sheet yang isinya daftar investasi saya dan jumlah dana yang ada di rekening bank. For tracking spending, I rely on automated apps such as OVO/GoPay/Vindi (BCA spending tracker) instead of doing it manually.
So how about yours? What do you think about FIRE movement and what is your personal finance habit/strategy?
Last two days my hem I've affectionately referred to as Ms. Trenchbull this last year or so has grown to be the size of Epstein's island (or more appropriately, the size of a marble), externally.
I've never really used any sort of supplements for her, as I usually just soak, add fiber, and not strain until the flare up passes. Not gonna work this time, as it's never been this big, painful, noticeable, or uncomfortable before.
Last two days have been awful. Every movement (pun kinda intended), seating, or reaction of any sort has put noticeable strain on Trenchbull. I decided to run to CVS and load up.
Got [generic, obv] wipes, cream and ointment, psyllium, the works. Avoided the lidocaine max strength cream due to the price tag, figuring the rest would do the job.
It didn't. Still in hell, no light in sight. As a last resort, I went back for the lidocaine cream.
Sweet Jesus. Just applied a small amount, no applicator or insertion needed, just rubbed some of the sweet nectar around "the troubled area". Finally. Some relief.
Still noticeable, of course, but not nearly as bad as it's been. I wanted to cry after finally being able to move around relatively unhindered.
Low effort post really just to say, pay the price, get the lidocaine. Don't know if we're all in agreement about this or not, but I'll surely keep a tube handy at all times.
Thanks for listening to me rant. Hope you all get the relief you too seek.
Anyone else get the vibe that the changes made when NBC picked B99 up in S6 are feeling like a way of slowing the show down? Like gradually holting its movement? (Pun definitely intended)
The more I rewatch earlier *cough* the best *cough* episodes (no spoilies for S7 please I can't view it yet!) up until S6, the more the NBC changes feel all the more drastic and kinda unnecessary. :( Maybe I'm just too much of a picky person, but even the little things like much better camera quality and those harsh white lights on set just snap me out of the precinct and remind me that I'm just watching a bunch of ... actors. :( Did anybody else feel this? I truly feel a little more anxiety watching the show now. I honestly think subtle changes in colour/lighting do affect the experience. (Not an expert, just an observation) Everything just seemed a bit gloomier to me.
Idk, it feels like production aren't going out of their way to stop the characters looking older, and you could argue they want us to see noticable changes in the appearance of everyone. (forshadowing to more people leaving the precinct?) (I do understand that they want character development and growth, but the jump from S5 to S6 felt bigger than the entirety of S1-5 imo)
Can someone please reassure me that there's more actual cop scenes in S7?
Again, I'm unable to see S7 yet so I'm still not sure which direction the show is being taken in, (Although big spoilies thanks to the B99 Youtube channel, the baby and Jake possibly being captain? Noice.) But I can't help worrying production is hoping to only have a couple more seasons left. (S6 being the start of the end) This is understandable as we've had a great run, but I can't say I wouldn't be devastated.
I guess on the flip-side, if NBC are planning on finishing the show soon, I would be happier if they do it sooner rather than later. Every show gotta end at some point. I just hope it doesn't do an Office.
Tell me what'chall think. (Also I know I could just answer this myself by watching S7 but I can't view it and I need to see what Reddit thinks)
For everyone who has posted, commented, and subscribed -- thank you for your help growing this amazing community. By doing what you do, you've built this sub. Nearly 16k people per month benefit by reading about 80k posts. And we're growing fast!
History
- The sub started October 11, 2017 after I bought an electric scooter and couldn't stop talking about it. I made one post and forgot about it.
- November 2018 Fedupwithtech asked if he could mod. He ended up doing a bunch of work to refresh this sub and has been an excellent moderator since.
- In December I started working to improve this sub by reaching out to interesting parties for AMA opportunities and figuring out what tools I could build to help this community.
Growth Statistics (as of January 23, 2019)
https://preview.redd.it/1opaix1zalc21.png?width=739&format=png&auto=webp&s=fb16b13e564291bbe9ef81271ffb88d088f074d4
https://preview.redd.it/nu58nh20blc21.png?width=675&format=png&auto=webp&s=bdedffd79b0a1eadb252b2fe78bf9e4606856938
Tools and Resources
It is crazy to think of what we've done since Dec 1, 2018. Based on your feedback, we've developed these tools/resources to serve the community.
- Electric Scooter Comparison Chart- this was the first tool we made that compares the most popular scooters talked about on this sub. It includes the major features and allows users basic sorting and advanced filtering. It is not pretty, but it works!
- Electric Scooter Buying Guide(for newbies) - After making the comparison chart, many people mentioned not understanding where to start -- the comparisons were good, but they wanted something more basic. This basic guide outlines four major categories and then dove deeper to explain why you would want certain features.
- Official Discord Channel - Launched as a way to have quicker communication. It is also helpful for discussing intricate technical issues and sharing cat pictures :)
- [2018 Electric Scooter Survey](https://goo.gl/forms/RT3L49GHP5u3
Money. Plain and simple.
I noticed a blog subscription fee advertisement at the bottom of one of her posts. $10/mo. I've seen the T-shirt posts as well. If 200 people are paying her for the privilege to be told over and over again that they are right and that being obese is not unhealthy at all, then she is raking in $2000/mo. I find this likely, and probably a fair to low estimate considering the size of the HAES movement (pun intended).
I don't know about you guys, but that would cover my mortgage, bills, and a bit more to live on. I only net about $2600 a month total from a decent paying full time job. Now, factor in some T-shirt sales and what-have-you, an upcoming book (I'm sure) then you can see quickly what her agenda is. She is telling the fat masses exactly what they want to hear, then charging them for it. It's as disgusting as it is genius, really.
TLDR; selling HAES to fat people is like selling angst to teenagers.
Verified? (This bot cannot verify AMAs just yet)
Date: 2013-09-14
Link to submission (Has self-text)
| Questions | Answers |
|---|---|
| As an Arab, could you please stop shooting the cattle ? It's really annoying and we are low on meat. | I can't tell you how much this post has made me laugh. I remember one guy was trying to hide in a group of sheep and our Saw and 240 gunners took out many sheep to get one guy. We had to pay the farmer like 50-100 for each goat we shot. |
| It's sad as fuck that mowing down animals and humans is something to laugh about. What the fuck. | War's a bitch, bring a helmet. |
| War? You mean killing innocent civilians and animals? | I don't recall killing many innocent civilians, however, many brave goats perished. |
| On a scale of 1 to 10 how scary is it to get shot at? And how often to you get shot at? (Sorry if these are insensitive or stupid, I'm just curious.) | Depends on what the contact is. If it's from like 500-500 meters away it's a rush but it's not necessarily scary (maybe if it's your first fire fight). 100 meters to CQB is fucking tense because you can see the fucker trying to kill you. Since we're trained to bound closer to the target it gets more and more tense;I wouldn't even use the word scary. |
| Do you mean that it is beyond scary or a totally different/ unique feeling altogether? | Totally different feeling, there's no room to be scared, that shit gets people killed. |
| Do you think that surviving a firefight is 100% skill of the soldier or do you think there's always a chance of just getting unlucky? | 70% Skill, 15% Leadership, 15% chance. |
[What are you tired of being asked as soldier? ](http://www.reddit.com/r/IAmA/comments/1mcqb4/iama_us_army_infantryman_whos_been_deployed_ask/cc7yotb?context
... keep reading on reddit ➡Call me late to the party, but I was busy preparing for the end of year. I have joined the movement (puns intended) and moved all of my company's domains -over 20 in all from GoDaddy.
The process is fairly straightforward and can be done almost instantaneously - unlike the "send a letter" rumors that have been floating around.
If anyone has any questions about the process, please let me know and I will be more than happy to assist!
DC President, MediaLync @MediaLync
Historically, Western women's worth was tied to their beauty, because according to society their role inife was to attract a good man, marry him and make him happy. The problem is that even after women started being recognized as equal to men and entered the workforce, their beauty continued to be unjustly tied to their personal worth in a way that's just not true for men. (Consider the much harsher standards of physical appearance that female politicians have to endure.)
The modern body positivity movement reacted to this problem by trying to expand the definition of beautiful, and telling everyone that they are attractive. Instead, it should have told women "your attractiveness is irrelevant, your intelligence, courage, and skill are what matter." I don't worry about my appearance too much besides dating, health, and basic hygeine, and I think my life is better off for it.
Expanding the definition of beautiful isn't wrong, but it seems impossible to me. I get that beauty standards are subjective and have changed before, but that evolution has always been organic. I don't think Instagram influencers and activists are going to change people's perceptions of what bodies are beautiful, but they could make a difference by admitting that physical beauty is a worthless goal.
Now you might be thinking, "body positivity isn't about changing cultural expectations, it's about helping individuals accept themselves". But I'd argue that self-worth is always based, at least to a point, on social feedback. Humans are social creatures, and I am never going to be able to think of myself as attractive if other people (especially the ones I'm attracted to) don't treat me that way.
How can you possibly convince someone who's overweight and struggling to find a date that they are just as attractive as a supermodel, when the actions of the people around them tell them the exact opposite? You can't. What you can tell them is this: You are not as attractive as a supermodel, but you have other good qualities.
To sum up, body positivity asserts that everyone is equally beautiful in tbeir own way, but the truth is that some people are more attractive than others, and that's okay, because your physical beauty doesn't define you.
Edit: To clarify, I'm not against body positivity in general. What I'm trying to say is that it is less effective that it could be, and it would be better to acknowledge that attractiveness is pretty much worthless. I'm arguing against the strategy
... keep reading on reddit ➡
🍌🍌🍌🍌
Remember this post? Yeah. It still holds true today.
A Few Reasons Why a $20,000,000 Floor is Possible.
If the following statements are true, then a $20,000,000 floor must also be true:
Statement 1: Apes own the float. There is no doubt about that.
- If Fidelity transferees own 19 shares each, they’d own over 100% of the shares that should exist.
- Across all online brokers, if apes own only 5 SHARES EACH on average, which is a severe underestimate, then we own the float.
Statement 2: The amount of shares Hedgies have shorted is MORE THAN the total amount of the float and very possibly even the total amount of outstanding shares.
- Just take a look at these SI calculations. Even conservatively, the SI is at 218%. I'm not even going to type the not-so-conservative percentages.
- Even if you don't believe in the SI estimations, you know what will be SOLID PROOF of shorts being more than the float? The proxy votes results. So why don't you just sit back and relax?
Statement 3: When a margin call happens, Hedgies have to buy back EVERY SHARE they have ever shorted.
- This is simply a factual statement. There is literally no doubt in that.
Statement 4: It stands to reason that for the above reasons APES NAME THE PRICE.
- More specifically, only a SMALL PERCENTAGE of apes need to sell at $20,000,000 for the price to be $20,000,000. Remember the geometric mean? Warden can sell at whatever price h
I want to start by saying that I am not anti-trans, but that I don't think I understand it. It seems to me that if stereotypes about gender like "boys wear shorts, play video games, and wrestle" and "girls wear skirts, put on makeup, and dance" didn't exist, there wouldn't be a need for the trans movement. If we just let people like what they like, do what they want, and dress how they want, like we should, then there wouldn't be a reason for people to feel like they were born the wrong gender.
Basically, I think that if men could really wear dresses and makeup without being thought of as weird or some kind of drag queen attraction, there wouldn't be as many, or any, male to female trans, and hormonal/surgical transitions wouldn't be a thing.
Thanks in advance for any responses!
This is an invitation to support NIO!
Let’s unite in spreading conviction towards NIOs merits, superior quality and intelligent infrastructure designs and its dominance in EV space in the future.
Let’s build a momentum towards NIO price going beyond $120 by the end of 2021. Please go ahead and invite investors from other forums to support the movement.
0. Preface
Not a financial advisor. I also have no financial experience or qualifications. Thought I'd make that clear per a commenter on my last post who wasn't happy with me. ;)
Also apologies if some of this doesn't read right. A bit buzzed typing it up lmao. I'd be happy to clarify anything in the comments.
Hello apes. You might remember my previous posts. But just in case, I'll add them here once more because I'd like to expand on them a bit further.
The Danger Zone and the SI Report Loop
Summary: Short positions are required to be reported twice per month on "Short Interest Report Settlement Dates". Between each of these settlement dates, the price has a volatile move both up and down. Consistently between each cycle is a higher price floor. Melvin received their $2.75 billion cash injection the day $GME spiked to approximately $160. They have crashed the price from $350 every time. As they bleed money, it appears that the margin call price lives in a "Danger Zone" between $160 and $350.
Net Capital Bomb - AKA The Margin Call
Summary: Citadel and any other MM that have been complicit in naked shorting of GameStop now worry about net capital (or in a sense their own Margin Call). They must have sufficient capital to support their debts, such as short positions, so that they can payout in the event of a default. The more shorts they open, the higher debt they have, and thus the more capital they need to raise in order to avoid going net negative and violating Net Capital Requirements Rule 240.15c3-1.
I've seen a TON of posts regarding TA, wedges, MACD crossing, RSI, "breakout signals", etc. but I always wondered why these patterns repeated. And of course, wondered why nothing would happen even if we had 'bullish' breakout signals. We'll see posts about wedges breaking and attributing it to "shorts using all their ammo" or "whales buying it up" but I have reason to believe that the price spikes, both up AND down, are caused by the shorters. Don't stress about the daily movements. Seriously. Your mental health will thank you. :)
GME is a curious case. For that I truly think there is an underlying reason for the price movements. Which is why I started looking
... keep reading on reddit ➡Hey beautiful apes, this is just starting here! We are a bunch of countries and millions and millions and millions of possible apes in the making.
Trends here are powerful as shit. Just look at what one new reggaeton song does. You get all the busty latinas dancing like it’s an ape mating ritual.
GME is more than a trend. It’s a well documented, DD intensive, mathematical movement!
If GME doesn’t give you a hard on like watching a Latina doing “perreo” to a Bad Bunny song, i don’t know what else will.
When we moon 🚀🚀🚀🌑🌑 (very soon) I will throw a dancehall perreo party and stream all the sexy latinas dancing to the beat of GME.
The second party I will invite all the APEs to a private Island in Panama’s Pearl Islands Archipelagos in the pacific coast and go crazy!! (Im well known for throwing sick parties with the hotests girlss around!!).
Remember, HOLD and VOTE! The floor ir $10milliom!! GME to the moon!! 🚀🚀🚀🚀🚀🚀🚀
Edit 1: missed my mexican friends 🇲🇽🇲🇽 Edit 2: of course how am i gonna miss all my papis. 🇵🇷🇵🇷🇵🇷🇵🇷. Edit 3: 🇩🇴🇩🇴 representing also! Edit 4: 🇨🇺🇪🇨🇺🇾🇵🇾🇬🇹🇳🇮🇭🇳🇧🇴
Increidable to see apes in every country of Latin America and beyond! We strong and growing!! 🦍🦍
Edit/Update: Thank you for the love and awards!!! I have posted a question about this to Dr. Timbrath’s AMA, here, if anyone else is interested on her opinion of this.
Apes, our primate community has gone through a lot in the last 4 months. We’ve been called names, lied to, and manipulated through the same PsyOps techniques typically used on extremist groups. Throughout everything you beautiful people have remained stubborn and hyper-rational while never losing your love of crayons, and I have never been more proud to be an ape. Therefore, before we completely undress GME time and sales data, I would like to dedicate this research to:
Shills. Thank you shills everywhere, for making this research possible.
You’ve made sure I stay good and motivated (pissed off) by harassing my online friends, name-calling good people for no reason, and attacking my computer with malware after every stats-based post I’ve made public. (I may an idiot, but after the third time this happened, I was fairly sure it wasn’t random bad luck.) Thanks for the 100s of subscriptions to random-ass pron sites, much appreciated. You’ve also provided LITERALLY the best peer-review system I’ve ever experienced. Never has someone caught my tiny mistakes SO quickly- your hard work and diligence has enabled me to very quickly correct and refine my research, drastically improving the quality of the final product. THANKS.
NOW, time to strip time and sales data down to nothing but binary code and statistics. All methods, raw datasets, and completed analyses can be found here: Materials, Methods, and Madness. Briefly: I have created a spreadsheet analysis that runs on only one source of data, time and sales, exported from Fidelity Active Trader Pro. The spreadsheet reports whether each trade had a POSITIVE or NEGATIVE effect on the price, and thus designates the trade a “BUY” or a “SELL.” Many trades have no effect on the price: these shares have been included in the total counts but not towards any buy or sell total. This is an imperfect method to calculating total buy and sell volume, but as you will see, correlates well to overall price movement of the stock and therefore provides a **statisticall
... keep reading on reddit ➡TITS ARE JACKED!!! I get it. After several days in the doldrums price is moving up and to the right, but don't let the excitement make you forget that the most important thing to do is vote your shares. RC and Co need a hard count of just how much fuckery exists. When Voting remember:
- Only use a link provided by your broker or the link on $GME's website.
- Do not share you control number with anyone.
- By voting for all directors proposed including Sherman it ensures all of their shares stay tied up. For example if sherman is not voted to the board he could sell his million+ shares immediately which could hurt the chances of MOASS.
Why is voting important.......
If more shares vote than should exist or more shares vote than there should be in the float......GameStop would make an announcement that they are investigating counterfeit shares or announce they will be using some sort of recall mechanism to get a hard count. Just the announcement of either would like cause short lenders to recall shares immediately. Which would be the catalyst to end all catalysts.
This of course is not investment or voting advice. I am not a financial advisor. I just like the stock.
****** IF YOU HAVE SUCCESS VOTING OR GETTING YOUR CONTROL NUMBER PLEASE TAG ME OR DM ME TO UPDATE THE BELOW LIST************
BROKER INTEL ON VOTING AVAILABILITY: (If your broker has not provided you documents or a control number you can call to request the control number. Use this number only on GME's official website. Do not trust any other link).
VANGUARD -
FIDELITY - April 28th is being reported
TDAMERITRADE - Rumor is this week, but several have reported being able to get their control number via calling.
E-TRADE - This week
WEBULL
CHASE
Merril Edge -
RBC - One user tagged me saying they were told June 1 at the earliest. hoping someone else can confirm
Schwab
Robbin Hood - I re
E-Toro - Unable to vote
Wealth Simple -
Interactive Brokers - Late April / Early May
Questrade - Should be able to request control number on the corporate action page.
Stash -
Hey all, this is my (Europoor Ape) first post here. I'm also not very familiar with Reddit formatting so I'm sorry if this reads awkwardly.
I only recently bought my first few shares in late April after stumbling onto this subreddit and reading the wonderful DDs. What a wild ride this has been for me already! My respect to you all that have been hodling since January.
I wanted to share this message with you: I'm pretty sure there are MANY apes just like me that haven't ever posted and have just been lurking here. An example from my own circle: around 10 friends of mine are all invested in GME and none of those have ever posted on this subreddit. Collectively we hold in the high XX amount of shares. I remember reading a mod's post that this subreddit gets millions of unique views weekly, and you have to imagine that there are bound to be people that don't even check this subreddit but just follow the advice of friends/family.
This is a movement that is connecting people from all over the world, and that is a genuine rarity in modern times. No crazy DD from me but I just wanted you all to realise this movement is likely much bigger than we all think. Buy, hodl, and vote if you can! Hope to see you all on the moon :)
Edit: I've received multiple comments saying this isn't a movement and you guys are right. I wasn't quite sure what else to call it (English isn't my native language) but I guess situation is a good alternative.
A lot of us folks lost money when YouKnowWho took a u-turn on his support for bitcoin after cashing in on some of the investment himself and in Tesla.
I don’t “hate” him. I am extremely critical and skeptical of his methods, PR stunts and the toxic fanbase that bow down to him and see no faults with what he does. Recently, I’ve got another reason to not like him more: alleged market manipulation.
He’s a capitalist in the worst way. He has no love for the crypto world or the people in it. He occasionally plays one on Twitter. I don’t like how he talks shit about Bitcoin as “worst emissions of any fuels” etc.
That’s why I want to mute him and ban him from the crypto world. I do that by buying $ElonMute. I will spam this token on every tweet on his page.
So join us in the movement to MUTE ELON!
💎 Tokenonomics
✅ Static Supply: 1,000,000,000,000 tokens
✅ 50% added for initial PancakeSwap liquidity and locked permanently.
✅ 50% of the tokens burnt initially
✅ 8% Tax on each transaction = 💧7% Back to LP + 🔥 1% Reflection to holders
💬 **Website & Social Media**
📌 Telegram: t.me/ElonMute_official
📌 Twitter: twitter.com/ElonMute
📌 PancakeSwap (10% Slippage): https://exchange.pancakeswap.finance/#/swap?inputCurrency=0x21DfE72c29D7806213D9EB67fA91D7bd9C70767c
📌 Contract: https://bscscan.com/token/0x21dfe72c29d7806213d9eb67fa91d7bd9c70767c
Had a lot of fun with with one, and I'm happy to share the code with you guys.
So the algorithm is essentially listening to price changes in the last 5 minutes for all the coins on Binance. Once it detects that some coins have moved by more than 3% in the last 5 minutes, it takes this as a strong bullish signal and places a trade.
The algo is also able to store each bought coin in a local file and to track the performance of each trade placed so that it can perform stop loss and take profit actions and sell the coins that reach those thresholds.
Here's a more in-depth look at the bot parameters:
- By default we’re only picking USDT pairs
- We’re excluding Margin (like BTCDOWNUSDT) and Fiat pairs
- The bot checks if the any coin has gone up by more than 3% in the last 5 minutes
- The bot will buy 100 USDT of the most volatile coins on Binance
- The bot will sell at 6% profit or 3% stop loss
Anyway, here's the source code if you're comfortable with Python:
https://github.com/CyberPunkMetalHead/Binance-volatility-trading-bot
In case you need more guidance but would like to try the bot out, I wrote step-by-step guide as well
Any feedback or ideas how to improve it are welcome! :)
People should be happy with their bodies. That's a fact; you need that to start changing. You need to love yourself before you become more healthy. You should love yourself to work your weight off and be determined to get rid of your weight. However, saying that an obese woman who weighs 400 pounds and has had multiple strokes is healthy is completely incorrect. Obesity causes many health consequences and has caused many deadly problems. [1] This movement will most likely cause many problems in national health if kept up. Obesity is obviously unhealthy, and the Health at Any Size movement, in my opinion, is a crisis.
[1] https://www.cdc.gov/obesity/adult/causes.html
EDIT: I've changed my mind. No need to convince me, but I've seen some toxic people here. Convince THEM instead.
