https://i.imgur.com/5DUTKhH.jpg
anyone have any I could send back to the office to show what it really looks like?
Le communiqué: https://www.globenewswire.com/fr/news-release/2021/05/17/2230497/0/en/HEXO-Corp-to-acquire-48North-Cannabis-Corp.html
Pour 50 millions de dollars.
Un esti de bon weed dans la famille de ce que j'apelle le V.2. A essayer !
Hi all,
Canadian FIRE question:
Has anyone here found any good write-ups on taking CPP/OAS early or late when planning to retire aggressively earlier than normal? I'm very curious about the ideas around including federal programs in FIRE planning, but more often than not, I see people exclude them from their calculation.
All of this is just hypothetical discussion points and I don't advocate for either path. I'm not interested in milking the MOST money possible out of the system based on dying at age X. I'm just curious about strategies for FIRE planning and others' thoughts on the topic.
Proposed options:
Plan A)
If you assume that you'll work at a maximum pensionable earnings level from 24 to 44 and will draw CPP and OAS as early as possible you may only get ~$15k/yr, or $30k/yr for a couple. Not bad, but maybe less than people would be able to live on comfortably, so they'd need some additional savings to top up the difference. Okay, we can plan for that.
Plan B)
If you assume that the same couple will delay their CPP/OAS until 70 they are entitled to ~$27k/yr, or $54k/yr for a couple. That's an income level that people may be able to live on fairly comfortably in their 70s and onwards without any additional income.
Thoughts:
Plan A)
The supplemental income you'd receive from CPP/OAS would do a lot of the lifting for your portfolio in the future and it would likely drop a 4% SWR to a 2% (or whatever), so as long as you still had a half decent nest egg after 16 years of withdrawals you'd likely still be fine, with a portfolio well situated to grow significantly for the rest of your life at your now-lower SWR. You'd have more exposure to the markets in old age, but less exposure to possible changes to Canadian retirement program changes.
Plan B)
If theoretical people were to work for 20 years then retire at 44 (or whatever age) and plan to self-fund their retirement until 70, then be dependent on government programs for the remainder of their lives at a relatively comfortable level, that would alleviate effectively all sequence of return risks for a 4% rule SWR adherence since you'd only be covering your own costs for only 26 years (not 30) with a huge likelihood that you'd still have lots of the money you started with if not more, and any kind of longevity concerns should be covered by the fact that you've locked in a comfortable living after your 70th birthday regardless of how long you live or what happens to the markets
... keep reading on reddit ➡I just started looking into the Korean War and this seems like one of those "What if" questions that would have far reaching impacts if that were to never have happened in the first place.
Were there any internal conversations within NATO advising to NOT cross the 38th? What was the justification for pushing the northern forces further north?
Hello,
Today I noticed that there are some counter-parallel points between North (Stark) and Dorne (Martell). Maybe it's not a big deal, maybe it's important... decide for yourself.
But firstly:
>Q: Which house would you serve were you live in Westeros?
>
>GRRM: Okay, let’s fantasize. Probably, I would belong to the Stark House, because, you know, I’ve lived with them for so long. Or, perhaps, I would be a Dornishman. After all, Dorne have a lot of spicy dishes, and I like it - I’m from New Mexico, and there are sharp peppers and much more. And there are hot women in Dorne, which is also good. So, perhaps I would like to become a Dornishman - I would live in the deserts, in the valleys of the Dornish rivers. But I think in my heart I’m still Stark. Esquire Russia 2017 - [Transcription]
GRRM's favorite house is Stark. This is generally known, but I think his 2nd favourite, obviously, is the Dornish side. History of both sides etc. When we look at it, it has some prominent features that we can see it. We see in this excerpt that for Martin, north-dorne is important.
This may have led him to write similar and contra-parallel points about his two favorite Westeros households.
-
The North is a very cold region. ice. Dorne is in the south and is very hot. Fire. Even the emblem of House Martell has the sun. House Stark's words are "winter is coming" and their heirloom sword is called "ice" We can see the name Song of Ice and Fire in these two regions.
-
This also paints a picture in line with Yin-Yang philosophy. It is possible to see Martin using this in his books. Even the emblem on the door of FM's house is actually a symbol of yin-yang at one point. I'll assume you know this video (if you don't, I recommend it). Arienne and Queyntyn will die according to this philosophy; Quentyn died by "fire" and Arianne will die by "water", that is, at sea.
-
Both the Stark and Martell men seem to die when they leave their home.
In fact, this is a known pattern for the Starks. Ned and his father and brother (even his sister) and Robb died when they landed south. It's kind of like a curse.
But the situation seems not much different for the Martells. Doran's uncle died in battle, and later Elia died. Later, when
... keep reading on reddit ➡
Wikipedia lists 32 annular lakes, of which 24 are north of the 49th parallel. Follow up question: why are 20 of them in just the three countries of Canada, Finland, and Sweden? What makes these countries more prone to annular lakes than others? Do they account for the majority of land north of the 49th?
###46th Match, Big Bash League at Melbourne
Cricinfo | Reddit-Stream | ☀️ 🌤 🌤 🌤 🌤
| Innings | Score |
|---|---|
| Melbourne Renegades | 122/7 (Ov 20/20) |
| Melbourne Stars | 123/4 (Ov 14.3/20) |
| Batter | Runs | Balls | SR |
|---|---|---|---|
| Glenn Maxwell* | 68 | 45 | 151.11 |
| Nick Larkin | 0 | 0 |
| Bowler | Overs | Runs | Wickets |
|---|---|---|---|
| Zahir Khan | 3.3 | 33 | 1 |
| Cameron Boyce | 4 | 30 | 1 |
Recent : 1 1lb 1w 1 1 | . 1 1lb 2 W 1 | 4 2 2 4 4 1 | 2 4b 4
Stars won by 6 wickets (with 33 balls remaining)
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