Granted I wouldnβt recommend sourcing this account in an argument considering itβs the one I made to professionally host my Erotica Writing lol. And Iβll be quick to tell you I donβt know nearly everything/if somethings out of my scope Iβll firmly direct you to other resources.
If two people are working and paying separately into the system, how would this change when they get married, assuming one is working full-time and all deductions are being handled by their employer and the other is working part-time and paying everything themselves? I assume one would be claimed as a dependent. Does the rate/amount increase for the former and decrease for the latter, or decrease for both? Would it be based on total combined income?
I was supposed to be covered under my wifeβs private insurance through her work however due to a mistake during open enrollment I am not covered. She contacted HR and they looked into the issue and was told nothing can be done it.
My wife is starting a new job in March and I will be able to get coverage at some point after that.
Iβm not very knowledgeable about health insurances overall. Iβve been fortunate that my wife has had good insurance and Iβve been able to use that until now. I may be wrong however I believe my biggest concern is that my current health issues becoming pre existing conditions due to a lapse in coverage and wonβt be covered when she starts her new job. Maybe there is something bigger that I just donβt know about as well.
I have Medicare part A and B as I receive disability through Social Security but open enrollment for supplemental plans closed.
What are my options? Can I go to the ACA exchange and buy a short term plan until the new private insurance kicks in? Do I need to buy anything specific so I donβt have pre-existing conditions when starting the new insurance through my wifeβs new job?
Edit - Weβre in South Carolina
Thanks in advance
My gross Doordash income for 2021 before deductions, was $28,586.83, at least according to Stride.
Deductions were $10,873.70, according to Stride.
2021 business profit was $17,713.13, according to Stride.
Social Security is calling me at 10:30 tomorrow (Wednesday, January 26.)
In 2020, I reported to them a projected earnings from Doordash of about $10,000 by the end of the year. I ended up grossing just $9,011.53 by 2020's end. It's the reason why I got SSI deposits of $340.44/month for all of 2021.
They considered Doordash a form of "Running my own business" AKA "self-employment" so they used a different system of benefits calculations.
Will my SSI get zeroed out? What mitigating factors can I share in that call? (Student loan payments? Fuel, maintenance costs, phone expenses, etc.?)
And what will happen to my Medicaid that I get through the state of Kansas?
I can take on a new premium payment for higher earners to pay towards medicaid if needed but I should not need to lose my coverage entirely.
I'm applying for my Social Insurance Number as an international student. I'm living on campus in residence but not sure what to use for proof of my address. I don't think there's any document from the university explicitly stating my full address.
Anyone in a similar situation, what did you use for proof of address if living on campus? A bank statement or something else?
Fuck, I forgot to mention chest surgery as something that my health insurance does not require social transition to cover.
Apparently I did not actually forget and the title was simply getting cut off for me.
Hamilton, Ontario, Canada. Going to try to keep a long story short.
Mother born 1969 is deceased, and she used my SIN my whole life until her death, effectively ruining my credit before I even turned 18.
I lived in the Child care system, was wholly unprepared for society, turned 18 and no one would approve me for anything. Apartment, phone, etc. This was a very hard fight for a kid who had zero understanding of credit or a support system. I decided to ignore it until I βknew I could handle it.β
Iβm now 28. Have contacted CRA who tell me to contact TransUnion and Equifax. TransUnion and Equifax received my entire set of ID, I mean anything possible including birth certificate with mothers info, so they can verify I really am me. Described that my mother used my SIN and need the info corrected, etc.
They send me a report back that lists my mothers birthdate on it confirmed as my own, inform me that my ID matches, and put a flag on my file just incase. Information on the file predates my 18th birthday by years. Itβs insane. Couldnβt refile for 6 months per policy, still no response from second request.
Equifax told me over the phone I could mail my info in but I do not exist with my birthday, so there is no file, and thatβs what the letter would state. Mailed them anyways. No response, itβs been almost a year.
Iβm not sure if any type of lawyer could help. Law sites and Ontario sites say contact βFraud Recovery Expertβ which sends me to Personal Injury lawyers and Iβm really not sure if thatβs the right path.
If anything Iβm happy to have vented.
Note because some Redditers suck: any judgement on me and my challenge to break damaging family cycles until my 20s and 30s is unnecessary β€οΈ
So I worked for this NF for a year from mid-2019 and left them 6 months ago. From the get go they said they didnβt want to deal with taxes for me and I said that was ok (I was inexperienced) but when it came time to file I had a lot of trouble figuring it out and ended up not filing at all. I was obviously worried I would get into trouble but Iβm in Canada so it was hard to find help even in this group as most Nannies here are in the US.
I figured it would be okay, but now DB is asking for my SIN number so they can claim tax on my servicesβ¦ I was totally unaware they were going to do this or I would have asked for their help in organising/withholding mine. Now Iβm worried. Any advice?
I've been thinking about this for the last several months, and curious to get your folks' thoughts.
The Economist, which is a mouth piece for the investor class, and a good resource to read on how capital is moving, published a shocking special report in May where they calculated based on their statistical model and official statistics from the Office of National Statistics in the UK that about 1% of the UK's labour force has been rendered permanently unable to participate at work due to long-COVID. I was really surprised by this as The Economist usually presents a triumphalist and cheery view of capitalism, and that's a sobering number to publish. Losing 1% of your ACTIVE labour force capacity in one year is huge.
Behind most people with long-COVID, there's a spouse or another family member, sometimes several, who have to pick up the slack in terms of care. There's also a network of systems - starting with the healthcare system, but also insurance systems, and social welfare systems - that are going to have to step in. This additional layer of disability and stress is happening in the context of advanced economies that already have a huge and growing chronic disease burden from the obesity crisis, the opioid epidemic (particularly in the US and Canada), heart disease, cancer, mental illness, the rise of deaths of despair, and of course the ageing population.
In Ontario, our healthcare system operated at capacity before COVID - it's been cut to the bone for decades - and now you're introducing a whole other burden on top of that.
What's more, we're still early stages in this. We don't know what the long-term impacts of COVID are going to be 5, 6, 10 years down the line.
It just does not seem when you put it all together that this story has a happy ending.
Hi!
As English is not my first nor my second language I apologize for spelling and grammar.
Some quick info: the swedish social insurance agency is a agency that (among other things) decide what help a disabled person has the right to and for how many hours. They also decide if that person need 2 assistants working the same shift or not (which is very heard to get these days). They are also the ones who send money the companies who hire assistants so we get our salary every month.
So, I (28F) used to work as a personal assistant for a now 18 year old boy, handpicked by his family. I've been working with him for 3 years without receiving any complaints from him, his family or anyone from his school. The mother of the 18year old claims he need 2 assistants working the same shift as he need a lot of help, as was granted to him by the swedish social insurance agency. However, the other assistant (38F) have been on her phone a lot. She's been checking her emails, looking up school related info, doing her hw (she very often even demanded me to help her with her hw, trying to make me bring my computer to work to help her. One week she stressed me to the point I almost lost my eyesight.), writing exams, booking plane tickets, texting and calling her relatives in the middle east etc etc while at work. This leaves me alone with the 18 year old for a very long time several times a day. I've been trying to tell the mother about this but she came up with excuses (she dead-ass told me about how I last year looked up a news article about covid-19 to show her).
A few months later I was fired. Coming to realise that this assistant will not get a warning for her negligence I anonymously phoned the swedish social insurance agency and told them about what this other assistant does while at work.
I told my sister about what I did and she said to me that I shouldn't have done it because in the end it's the boy who will suffer from this. He's the one who will lose hours of help and not having help from 2 people, which people claims he need. And I feel bad about it.
So I need to know, dear people of Reddit: AITA for calling the swedish social insurance agency and telling them about what the other assistant does while at work, probably resulting in a boy losing the help he need?
Which have you guys signed up for?
Edit: thanks guys, will go for commuting insurance
I realise that commuting will usually be more expensive
I don't go to work or ever wear uniform. I'm a student considering taking the bike since it's too far to walk or cycle quickly (it's a 20-30 minute ride)
My wife is on the liver transplant list and uses my work insurance to cover medical costs. I may be losing my job in the next couple of months and could use some advice on getting her insured through Social Security. Any advice would be appreciated!
My gross Doordash income for 2021 before deductions, was $28,586.83, at least according to Stride.
Deductions were $10,873.70, according to Stride.
2021 business profit was $17,713.13, according to Stride.
Social Security is calling me at 10:30 tomorrow (Wednesday, January 26.)
In 2020, I reported to them a projected earnings from Doordash of about $10,000 by the end of the year. I ended up grossing just $9,011.53 by 2020's end. It's the reason why I got SSI deposits of $340.44/month for all of 2021.
They considered Doordash a form of "Running my own business" AKA "self-employment" so they used a different system of benefits calculations.
Will my SSI get zeroed out? What mitigating factors can I share in that call? (Student loan payments? Fuel, maintenance costs, phone expenses, etc.?)
And what will happen to my Medicaid that I get through the state of Kansas?
I can take on a new premium payment for higher earners to pay towards Medicaid if needed but I should not need to lose my coverage entirely.
My gross Doordash income for 2021 before deductions, was $28,586.83, at least according to Stride.
Deductions were $10,873.70, according to Stride.
2021 business profit was $17,713.13, according to Stride.
Social Security is calling me at 10:30 tomorrow (Wednesday, January 26.)
In 2020, I reported to them a projected earnings from Doordash of about $10,000 by the end of the year. I ended up grossing just $9,011.53 by 2020's end. It's the reason why I got SSI deposits of $340.44/month for all of 2021.
They considered Doordash a form of "Running my own business" AKA "self-employment" so they used a different system of benefits calculations.
Will my SSI get zeroed out? What mitigating factors can I share in that call? (Student loan payments? Fuel, maintenance costs, phone expenses, etc.?)
And what will happen to my Medicaid that I get through the state of Kansas?
I can take on a new premium payment for higher earners to pay towards medicaid if needed but I should not need to lose my coverage entirely.
