Debtor Collection Period Puns

So, I had a medical bill of $280.80 that went to collections. I made an offer of $200 and they settled, I paid $200 plus a processing fee for my card of $5.95 on Dec. 10th. Fast forward to this week, the original debtor sent me a bill for $80.80. Is that legal?

Hello All,

Forgive me as I'm on mobile but I'll try to be as clear as possible. In 2014 I graduated with a BA in Education. I made payments as I should until I was unable to work due to pregnancy and preterm labor. I tried deferment but the loan had already gone into collections. When I contacted Student Aid they could never locate my loan. I asked if they could search by social security number and I was always scoffed at and said they couldn't look it up that way. My loan falls into capital garnishments of our taxes for the past few years and no one has ever been able to locate my loan.

Come this past Tuesday a creditor with Bass and Associates calls and it's my student loan they are looking to collect on. They read my name and it's spelled wrong, wrong enough to be an entirely different name. When I signed my paperwork for the loan (digitally) I spelled everything correct.

I feel cheated that the Department of Education and Bass and Associates have set on my loan that I was unable to locate and they would never help me find and it has incurred as much interest as it has.. where I should only have maybe $2k left I have $8,200.

Is there any legal ground here? I get free representation through my husbands company. But from the calls to Student Aid and the garnishments by the Department of Education I should be almost done paying it off. I only had $12k to begin with and they have taken $3k in taxes for the past 5 years.

Any help here would be great.

A semi popular YouTube had made a video about these games, and they got into contact with the developer at one stage. One game had you play in your grandmother's house, and she was looking at static on a TV, then you had to dig a hole outside. Another had a tower that emitted the geiger counter sound. If anyone knows anything about this website please let me know

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We signed up a virgin broadband contract in February this year under my partner's name which we subsequently cancelled within the cooling off period, but surprisingly we were still billed. We reached out to their customer support (via their online chat and we do have the screenshot of the chat history) who confirmed it was an error and they will clear the balance (£51.8). However we continued receiving the billing for the next few months of the same amount despite we complained each time and they acknowledged the error each time.

Last week we reached out to Virgin again. The customer support this time said the steps that his colleagues previously took wasn't correct which had caused the bill from recurring but he has credited the amount to clear the balance which means we will not received the bill again. We did receive an Email confirmation immediately saying the balance is now £0.

However there is a Collection letter from a third party Debt Collection Agency coming through the door today. I suspect Virgin had already sold the debt before I reached out to them last week.

What is the steps that we can take to clear the black mark? Any advice will be really appreciated.

I have a collection agency on me right now. They have been calling me once / twice a day now. Is it getting annoying? Yes.

What will they do next? How do they go about collecting debt?

So I'm currently listing out all my unsecured debts and I don't know if I have to file the original debtor or do I use the collection agency? Both?

I haven't been keeping track of the agencies contacting me, so I'm not sure. I haven't paid yet for the attorney, so I don't have anyone else to ask.

Any advice would be GREATLY appreciated!

A collection agency called me in regards to a debt I had with Scotiabank back in 2014. When I switch my account to CIBC, Scotiabank charged me with the yearly $150 for their credit card. I'm quite sure I payed them off...but, unfortunately, cannot find my old receipts.

I got a call from a collection agency telling me that I owe them $1700 because of interests and costs of recovering and they are telling me that I can't ask scotiabank to pay them back. I have to go through the collection agency ONLY.

Is this right? I wouldn't mind paying scotiabank $150 since i fuckedup and didnt keep my receipts...but there is no way in fucking hell i'm paying $1700..