Setback Puns

Mr. Sterling Frogsen was desperate. After a few months of success, his bakery was beginning to flounder and running in the red. He was a proud man who was proud of starting his small business without asking for any help. But now times were tough and he had to face the fact that without a loan his bakery was doomed.

So he went to local bank but was disheartened to see that the loan officer was the notorious Patricia Wacomb, the hard-nosed banker who only agreed to sure bets and rarely took risks.

"Please, ma'am, I am in sore need of this loan! My bakery is only going through a temporary setback!" Normally such pleas fell on deaf ears, but today Patricia was feeling generous. Something about Mr. Frogsen moved her and she believed his plight.

"Mr. Frogsen, I would approve this loan, but this bank cannot afford to take any risks."

"Is there anything you can do, Ms. Wacomb? I am desperate!"

"Well, do you have any collateral?"

"Only this family heirloom," Sterling responded while handing Patricia his prized family treasure. Patricia was at a loss, however, for she had never seen anything like that before.

"Let me ask my manager," she responded as she showed her director the prized heirloom. His eyes opened wide in amazement as he told her,

"It's a knick-knack, Patty Wack, now give the Frog a loan!"