Niche insurance Puns

From the top networks such as Mediavine or Adthrive.

Genuinely curious as to how much can you earn from displayads when you target the craziest highest paying niches?

Does anyone have any numbers to share that they have seen or are getting?

I earn around $25 per 1k visitors, however, that is from almost the lowest paying/random niches.

What's the other end of the spectrum like?

I am really struggling trying to provide results in this niche. It's a completely saturated market. We are in the middle of updating his local listings, we're posting unique content on his website and socials. We have a good web seo structure in place.

Any advice on other things to do? The client isn't seeing much results . He has Google Ads setup but they disapprove the ads sometimes.

Hi Guys,

So I ran a FB campaign for Insurance/Final Expense for myself.

I ran the campaign on FB for 17 days and spent $68 every day to a total accumulative of $1156. I ran my campaign on high intent forms where I required basic information to be opted in by the potential customer.

I received in total of 46 high intent leads all of which I'm closing for myself these days.
In the form I had also shared my landing page link so I received 8 repeat leads of the same on my landing page.

These are the stats that I managed that I'm sharing in the hope that someone can enlighten me how I did in terms of purely digital advertising campaign.

Amount Spent

$1156

CPC

$3.33

Impressions

19526

CPP

$96.8

CPM

$58.6

CTR

2.88%

Clicks

563

Frequency

1.65x

Outbound CTR

0.13%

These stats are available for me using Madgicx.

I'm an 1 man army for my shop so I need to learn to be better at campaign designing. Any thoughts or criticism on the campaign would be highly appreciated.

For the people who are really interested to help out or help me generate business, ill share my copy and image used as well with you if you dm me.

Have a great weekend.

As Bitcoin starts to cool off after it’s recent pump I foresee the alts start to get some love. I’ve been looking around for what could be the next popular niche like oracles has been and I found insurance tokens.

The biggest by market cap is Nexus Mutual which I will compare to Chainlink in this analogy. Recently, the smaller oracle projects like Dia, OctoFi, DOS, Tellor, etc have seen crazy gains. As for the insurance niche, there’s only a few projects other than Nexus. These include SAFE2, Nsure Network, and Foresight. They are all very small compared to Nexus so I’m wondering if we’ll see the same pattern that we did with oracles.

My two favorites are by far Nsure and Foresight. Nsure just launched 4x leveraged staking, the team is not anonymous, and they are the recipient of Polkadot’s Web3 Foundation Grant. As for Foresight, the team is currently anonymous until they can obtain the legal permission to issue insurance for exit scams. However, they founded the Cryptocurrency Investors Protection Alliance (CIPA) with DEXTools and YFDAI and all of their liquidity is locked for 9 more months.

Current stats: Nsure Network (NSURE) MC: 4.4M CS/TS: 6M/45M

Foresight (FORS) MC: 430K CS/TS: 12.8M/100M

Both projects are very active on TG and overall I’m looking forward to what they can deliver especially Foresight. Let me know your thoughts.

Hello community,

I am a dual citizen (US/Germany), male, single, 40yo who's transitioning out of a corporate job with health insurance into the freelance and nomad life. I have primary residence in California, US but expect to split my time in thirds between the US, Germany and South East Asia (VN, CN, HK, SGP, TH, IN) over the next years to come.

I am generally very healthy and active, have just completed a set of checkups and blood tests without issues, have no preconditions and take no active medication.

I researched the international/expat health insurance plan as primary health insurance (not a travel insurance) and found the market to be very confusing. On the one hand you seem to have the established big players like Cigna, Allianz, IMG, Bupa, AETNA, William Russel, HCI and similar chasing your business and on the other one some more new-age digital nomad focused players like Safety Wing, WeExpats, Insure Nomads.

Overall its very hard to get quotes that you can compare 1:1, policies are very complex and exhaustive so overall I have struggled to come to any conclusions/deductions; with a solid self contribution in form of deductibles the rates with the big players seem to run between $150 and $350 / month and with the "new age" players between $250 and $400 primarily with the value proposition of having some safety net if a major disease hits (i.e. cancer, major accident etc). Also the degree of support in the US varies quite a bit between the policies.

My questions to this community:

• Are there any players I have been missing out on in my list I should consider? I favor new digital players focused on an expat lifestyle vs the older bureaucratic providers; e.g. I have been happy with Lemonade as my rental insurance provider
• Are there any key differentiation elements that usually a very differentiated between the policies and I should watch out for outside of premium, in-patient, out-patient, waiting period, US support and notice period? Something that may not be super obvious in person?
• My understanding is that generally there are no legal requirements for me to hold any health insurance; do the premiums usually provide enough value vs going without? I understand this is subjective and based on your risk tolerance but open to get ppl's opinion.
• Anyone wanting to share endorsements/warnings on any players based on their experience?

Thanks a lot in advance; if I can share more detail please do not hesitate to ask.

Hi All,

I recently "inherited"/was given a niche business that provides the logistics for various water sport events (i.e sailing regatta's, kayak races, etc.) and I wanted to make it a bit more legitimate and get insurance for a couple us that do the work, the only problem is whenever I call a company they don't provide much insight because they categorize the business, so I'm hoping someone can guide me in the right direction.

The bulk of the business involves putting in/taking out steel cables and attaching buoys, to the cable, off of a boat. From the discussions that I had I heard it could be categorized as marine construction or amusement parks (since theoretically the job is seasonal), but would love to get additional opinions.

Thanks in advance.

Hi friends, I have 119k on YouTube. I average 15k-50k views per video depending on the topic. I love making videos more than anything, it's pretty much a dream come true that I can do it full time. So I don't want to sound ungrateful here - because I'm very grateful for my channel and subscribers.

BUT - while I am making enough money to pay the bills, it's not enough to rent at a better apartment, which is my goal (I've been living in this TINY studio for 7+ years)

I feel like a lot of other YouTubers my size boast about making $10k+ a month and like...HOW? I don't need to make that much. But I would like to make more than I currently am.

Ok so here's my current income:

Adsense: usually $2-3k/month (my videos are often NOT ad friendly, about 1/3 of my videos get limited monetization, so I get why this is lower)

Sponsorships: usually about $1k/month

Patreon: $250/month

Affiliate Marketing: pretty much nothing (but I don't have the type of channel to mention products)

Anyone have any tips? Or been able to increase their YouTube income successfully?

Thanks in advance!

Hey you all! I've been thinking of starting a pharmacy for the past couple of years, but with how shitty work has been, been considering it a LOT more seriously and was thinking of starting one in 1 year.

My state has been passing pretty progressive PBM bills, limiting DIR fees, restricting unfair reimbursements (must reimburse all pharmacies equally), and regulating PBMs. So it seems like the landscape is changing in favor for indies.

What are your guys thoughts? Anyone been considering starting one as well?

Wish ya'll the best in these crazy times!

I don't want to step on anybody's toes here, but the amount of non-dad jokes here in this subreddit really annoys me. First of all, dad jokes CAN be NSFW, it clearly says so in the sub rules. Secondly, it doesn't automatically make it a dad joke if it's from a conversation between you and your child. Most importantly, the jokes that your CHILDREN tell YOU are not dad jokes. The point of a dad joke is that it's so cheesy only a dad who's trying to be funny would make such a joke. That's it. They are stupid plays on words, lame puns and so on. There has to be a clever pun or wordplay for it to be considered a dad joke.

Again, to all the fellow dads, I apologise if I'm sounding too harsh. But I just needed to get it off my chest.

Decided to dig deeper after seeing a post about tech and finance being better career paths than medicine. In terms of lifetime career earnings, I feel medicine strikes a great balance between high wages and interpersonal impact. Though the grass may be greener during medical school, we'll catch up eventually. (Although this doesn't account for stock options and bonuses that certain professions may have)

Do your worst!

I'm surprised it hasn't decade.

For context I'm a Refuse Driver (Garbage man) & today I was on food waste. After I'd tipped I was checking the wagon for any defects when I spotted a lone pea balanced on the lifts.

I said "hey look, an escaPEA"

No one near me but it didn't half make me laugh for a good hour or so!

Edit: I can't believe how much this has blown up. Thank you everyone I've had a blast reading through the replies 😂

It really does, I swear!

Pitchforks away!

Pros

- I love money
- Even though no-one listens, I enjoy trying to help people improve their situation
- Post FIRE job, so can operate in a narrow niche and don't need a ton of customers
- No particular schedule (you'd imagine...), so not hard to take a month off with odd emails, then do catch ups with everyone

Cons

- Lots of unenjoyable paperwork and legal compliance most likely
- Lots of competition, might be hard to get many clients at all, particularly if operating virtually
- May stray too far in some areas like insurance, where it's not so simple, and also not a fan
- If recommending 3rd party low MER products, people have to pay cash for my service which will feel more expensive, rather than 1% being skimmed which actually costs more in reality

The imaginary niche would be similar to online:
- Single or dual income. $80 - 300k style range
- Any length from retirement, but not "I'm retiring next year on the pension and want a pension expert who's going to help with Centrelink paperwork"
- Quarterly or so catch ups, depending on income / how often things change. Get updates and update a net worth / goal spreadsheet for them. Answer whatever questions, adjust plans as necessary around house purchases, kids etc as life changes

That way any SoA if required is actually very similar, same kinds of products.

Any feasibility or simply a pipe dream?

They’re on standbi

I thought I would mix it up a notch. There's a lot of meme-stock-love on here, and plenty of "sell the high IV stuff, whatever it is", and hey at the end of the day if you make money, who cares! I don't usually see too many people crossing value-investing and premium selling, which is my personal niche. So here we go. My goal is to spark some conversation and maybe some thought about being a little more selective in companies to Wheel. I trade a variety of strategies besides the Wheel but I think it deserves some discussion now. I will go through a few companies I researched and more importantly my thought process and notes on them for what makes them a good underlying in my opinion.

Why Does this matter? Well, because everyone says "I have no problem taking assignment and holding the stock" until MemeCoinTech, Inc drops 50% in a week and suddenly even the covered calls below your cost basis are only worth $0.05. Don't think it can happen to you? Ask SPRT-gang, TMC-gang, PLTR-gang how they're doing. PLTR I actually do believe in long term which is kinda funny. Anyway here's the deal, we are in a time of high inflation, we are nearing record mania in the market, we are hearing a variety of market-boosting and market-dropping news frequently, and the overall chop and vol in the market is high. During these times, and especially if a correction happens next, companies that are actually valuable and well-established/well-run will handle the crisis better, and rebound faster than companies that are shit and don't actually make money.

THIS IS NOT INVESTMENT ADVICE for crying out loud. I could be mistaken on all of this, I could have bad numbers, I could just be flat out wrong. Don't blindly listen to anyone on reddit.

Companies I personally like in the sub $50 range (some even sub $20)

HBI - Hanesbrands, Inc. ($17.55)

HBI makes clothes. T shirts, underwear, socks, the staples. Things people always need and will always buy. Considerations:

++ Price Performance: it's up 31% in the past year, but is still down about 30% from it's high for the year. Room to move back up, chart looks good if you like charts.

++ Earnings: HBI beats earnings estimates nearly every single time. The last time it didn't was right when the pandemic hit and everyone was locked down.

money.

+ Levered Free Cash Flow sits at about $40

Pilot on me!!

I didn’t fucking answer. He then texted me the following:

“ Hey there. Haven't spoken to you in a while. Hope you are well. I've got something going on that you might be interested in.”

Edit to update with his second text, and my response. I could have been more of a dick, but I felt that being calm and professional while also still getting my digs in was the way to go. After all, the best revenge is to live well.

HDIC: “Hey yo. Hope you're doing okay. So we opened a silver and buckle shop. Way more relaxed dress code. I need some help with this thing. Silver orders are a couple kilos a week right now and will only get bigger. I'm an asshole, and mistakes ought to cost me money so I am willing to pay you more LOL”

Me: “Hey. Sorry I didn't get a chance to get up with you today. Been a rough day. My grandpa died, and the viewing is today, funeral tomorrow.

Me:“I'll admit I'm a bit surprised to hear from you. I can't say that I disagree with your assertion there, unfortunately. Given the history, I'll have to respectfully decline your offer. Gotta appreciate those good things while you've got 'em, and not after the fact. However, I don't harbor any ill will towards the crew, and I do hope that y'all continue to be successful.”

Me:“Besides, I have a big deal dream job application in the works, and the process is close to being finalized. So it would be unfair of me to agree to a project in the meantime. It's a pretty exciting opportunity; look forward to updating the masses when it comes through.”

Me:“Good luck with your search. Hope you have a great 2022.”

Y’ALL!! The NERVE of this fuckin’ guy! I am so shook right now and I just want to write it out here, hoping that maybe you folks will be able to commiserate with me. I apologize in advance for the length of this tale and I will include a TL;DR at the end. SO:

The Job

I worked at this man’s small business doing highly skilled specialized labor. (I’m going to refrain from mentioning the industry/job name because although I hate this dude, I don’t want his children to go hungry if the internet does a Google review smackdown on the business.) I have two degrees, one of which is a master’s, and a further specialized certification in my field that cost $12,000. At the time I was hired I had 6 years of industry experience. Not a ton, but not none, either.

At the time I started, he had an older gentleman working for him. This guy, though very sweet with lots of commu

Nothing, he was gladiator.

Hello all, Ive been following this subreddit for a while and learned a lot of useful things about Netherlands. Thanks to you all!

Im Indian, currently working in India for past 10 years, with a good salary (2700 USD per month, before taxes). I have a 1 year old kid, with my wife who is currently not working, but planning to resume her S/W developer job in the future.

I got two offers currently, one in Eindhoven and another in Dubai, both for Software development in my field. I have tried to put out the details below.

I couldn't decide which one to pick, mostly due to either my greediness or inability to evaluate Eindhoven. I have fair idea about Dubai, since Ive lived there for 3 months earlier.

I would like to have your (any kind of) opinion on my thoughts, and whether is it worthwhile to move to Eindhoven for long term benefits?

Dubai:

1. 10,000 USD per month gross base salary
2. 25 days paid vacation
3. Tax free
4. Children's education is covered up to 5,000 USD per year
5. Bonus as per performance (Based on conversation with people who work there, its 8,000 to 10,000 USD)
6. Cannot get PR / Citizenship

Eindhoven:

1. 5,416 Euro, per month gross salary + 13th month
2. 25 days paid vacation
3. 30% ruling
4. Free education for the kid, till he completes his college
5. No mention about the bonus
6. Possibility to get citizenship after 5 years (Which I am interested in, please see the reasons below)

Pros of Dubai:

1. I can save more money for the future in Dubai
2. Tax free income in Dubai
3. Lower cost of living, compared to Eindhoven ( I expect 2,500 USD per month, including rent and everything)
4. Free medical insurance
5. Schooling allowances (Im not sure about quality of education in Dubai though)
6. Possibility to have bigger apartment (>100 Sq.Meters), bigger car etc

Cons of Dubai:

1. If I loose my job, I have 1 months to either find a new job or move out of country
2. In case I loose my job, I don't think there are enough opportunities for my niche skillset.
3. No way to get a permanent residence or citizenship
4. I don't like the extreme weather ( in summer )
5. Instability, in general
6. Not much green space around (For us to be outdoors and also for kid to grow around)

Pros of Eindhoven:

1. Citizenship in Netherlands
2. Better society / health care / (free and better) education for my kid
3. Opportunity for my wife to work (I don't think there are enough opportunity for my wife's skillset in Dubai)
4. Free education for

Dad jokes are supposed to be jokes you can tell a kid and they will understand it and find it funny.

This sub is mostly just NSFW puns now.

If it needs a NSFW tag it's not a dad joke. There should just be a NSFW puns subreddit for that.

Edit* I'm not replying any longer and turning off notifications but to all those that say "no one cares", there sure are a lot of you arguing about it. Maybe I'm wrong but you people don't need to be rude about it. If you really don't care, don't comment.

When I got home, they were still there.

What did 0 say to 8 ?

" Nice Belt "

So What did 3 say to 8 ?

" Hey, you two stop making out "

I won't be doing that today!

Hey guys,

Just wanted to post a follow up to how the gutter cleaning season turned out for me my first year - I had made a post originally on how I sold $650 worth of gutter cleaning jobs without ever having cleaned gutters before in my life.

I started cleaning gutters sometime in early November and serviced over 50 clients, with around $6500-$7000~ revenue up until now, with a majority of that being profit, probably around $4500 after insurance. I started my own LLC and got 5 good google reviews from the business in the process. All of my clients came from yard signs, so with my time off this winter I'm going to be studying and implementing copy writing, digital marketing, and sales extremely heavily.

The good parts of running the gutter cleaning business:

-I made a decent amount of money very quickly

-Gained 50-60 new clients that I can advertise pressure washing/gutter guard installations to

-Increased general business knowledge (implementing systems such as a form I hand the customer right when I get to there door that answers basic questions and outlines the entire cleaning process)

-Found my niche in gutter cleaning - I only work on easily low pitch walkable 1 story houses that I can use a leaf blower on. I go through with the leaf blower, blow out all the leaves and debris, blow out the down spouts and up spouts with the blower. Then I pick the debris up at the end and put it somewhere on the customers property of their choosing or upsell debris removal from the property for an extra fee of $20-$50

-Learned how to better schedule customers for a service based business - don't tell them a time (ex: 10 am), tell them a time range (we'll be there between 8 am-12 or 12-4 pm, which works best? Great, we can send you a text/give you a call before we head over. Which would you prefer (text/call)?)

The bad parts:

-One time I was using a leaf blower and blew out mud on a customers siding (I should have cleaned the area that had mud in it by hand but I was in a rush).. Customer was pissed and I had to wash off the siding, took me an hour and a half. If you use a leaf blower never use it in mud, lol. I still laugh about this one.

-I came a bit unprepared to one job (wrong sized ladder and forgot a garden hose) and the lady was pissed at me and essentially fired me from the job because I didn't have it on hand (this was an extreme case - don't be discouraged by this, 95% of customers are cool - but this taught me a great deal about coming pr

Hello all,

Im Indian, currently working in India for past 10 years, with a good salary (2700 USD per month, before taxes). I have a 1 year old kid, with my wife who is currently not working, but planning to resume her S/W developer job in the future.

I got two offers currently, one in Eindhoven and another in Dubai, both for Software development in my field. I have tried to put out the details below. I couldn't decide which one to pick, mostly due to either my greediness or inability to evaluate Eindhoven. I have fair idea about Dubai, since Ive lived here for 3 months in winter of 2018.

I would like to have your (any kind of) opinion on my thoughts, and whether is it worthwhile to move to Eindhoven for long term benefits?

Dubai:

1. 10,000 USD per month gross base salary
2. 25 days paid vacation
3. Tax free
4. Children's education is covered up to 5,000 USD per year
5. Bonus as per performance (Based on conversation with people who work there, its 8,000 to 10,000 USD)
6. Cannot get PR / Citizenship

Eindhoven:

1. 5,416 Euro, per month gross salary + 13th month
2. 25 days paid vacation
3. 30% ruling
4. Free education for the kid, till he completes his college
5. No mention about the bonus
6. Possibility to get citizenship after 5 years (Which I am interested in, please see the reasons below)

Pros of Dubai:

1. I can save more money for the future in Dubai
2. Tax free income in Dubai
3. Lower cost of living, compared to Eindhoven ( I expect 2,500 USD per month, including rent and everything)
4. Free medical insurance
5. Schooling allowances (Im not sure about quality of education in Dubai though)
6. Possibility to have bigger apartment (>100 Sq.Meters), bigger car etc

Cons of Dubai:

1. If I loose my job, I have 1 month to either find a new job or move out of country
2. In case I loose my job, I don't think there are enough opportunities for my niche skillset.
3. No way to get a permanent residence or citizenship
4. I don't like the extreme weather ( in summer )
5. Instability, in general
6. Not much green space around (For us to be outdoors and also for kid to grow around)

Pros of Eindhoven:

1. Citizenship in Netherlands
2. Better society / health care / (free and better) education for my kid
3. Opportunity for my wife to work (I don't think there are enough opportunity for my wife's skillset in Dubai)
4. Free education for the kid, till he completes his college
5. More green space around, lot of places to visit across Europe

Cons of Eindhove