so drive carefully around dawn/dusk/after dark. For other nature tips check out this week's www.kawvalleyalmanac.com update and enjoy our extended fall this coming week!
LOCATION: San Francisco Bay Area, CA
Earlier this year, my daily driver, a 2011 Ford Fusion Hybrid, got hit by a deer. The vehicle was still drivable to get home; however, insurance totaled the vehicle and just paid us out.
I purchased a new 2021 Tesla Model Y to place that vehicle. I also have a 2018 Tesla Model X and a 2019 Chevy Bolt (which is leased).
The Collision Coverage for the X increased by over $1k and for the Bolt by over $500 compared to 2020. The other coverage either stayed the same or changed very slightly.
Other than the incident with the deer, which from my understanding shouldn't affect my insurance rates significantly (please tell me if I am wrong), there were no other major changes to my life. Except for the Model Y purchase, I had no changes to my credit, income, marital status, driving habits, etc.
Using the Model X as a comparison example between 2020 and 2021, here's my coverage:
- Bodily Injury 500k/500k
- 2020 Premium @ $274
- 2021 Premium @ $285
- Medical Payments $5k
- 2020 Premium @ $76
- 2021 Premium @ $76
- Uninsured Motorists 100k/300k
- 2020 Premium @ $120
- 2021 Premium @ $120
- Property Damage 100k
- 2020 Premium @ $319
- 2021 Premium @ $318
- Comprehensive $100 Deductible
- 2020 Premium @ $441
- 2021 Premium @ $447
- Collision $500 Deductible
- 2020 Premium @ $1740
- 2021 Premium @ $2833
- Enhanced Transportation Expense $25 per day/$750 aggregate
- 2020 Premium @ $28
- 2021 Premium @ $28
2020 Total: $3075
2021 Total: $4107
Now here's a secondary question...
I do not own real estate property, I do not have any children, and I am not married. Is this level of coverage necessary or should I be ok bringing it down a notch or two?
Open a store to trade these things to them in exchange for the jewelry they've stolen.
http://imgur.com/a/39RMd Question: Is the damage to Teresa's Rav4 consistent with hitting a deer while driving down a dirt road?
http://www.stevenaverycase.org/wp-content/uploads/2016/01/Wisconsin-DOJ-Report-Fassbender.pdf
Steve's first police interview states Bobby is dressing a deer Halloween night from a car accident. This event is strikingly missing from the Dassey statements
Throw that bad boy in front of your car and then claim you hit the deer, this will be covered under your comprehensive insurance policy (Increase to your plan unlikely, not your fault) While hitting any other object will likely be under the collision insurance policy (Your fault)
A deer ran out in front of me and I clipped it right over my passenger headlight did some pretty good damage to my fender as well. I just got it back from the body shop but I noticed when I turn left it sounds almost like it’s clicking or catching on something, it also makes the same noise as I straighten out the wheel. I wasn’t making a noise before I the accident. I wasn’t sure if an impact like that could cause damage to anything like a CV joint or something.
