BPI Family Passbook savings helped me reach my financial goal this year and more

I just want to share here my "win" since we're almost at the end of the year.

I'm really a spender and I know this for myself, kaka-"deserve ko 'to" ayun wala akong naiipon, dagdag ko pa na breadwinner ako na only child at spoiled sakin parents ko lalo na mom ko kasi I give in with her manipulation.

Pero this year, finally got the courage to set boundaries, kahit nagka-anak ako, nakaipon pa din. Thankful to my husband din dahil he shouldered most expenses kaya na-achieve ko ito.

So I was able to save 150k sa BPI passbook, dapat sa baby namin ito, may laman na tong 100k before giving birth. Pero dahil di madali magwithdraw dito for baby needs, I suggested to my husband na eto nalang EF savings ko, talagang once nagpasok ako ng pera, hassle magwithdraw kasi thru bank lang talaga.

Disciplina talaga sa sarili. Kahit nakikita ko may laman, no choice ako na tignan lang siya sa mobile app at di galawin.

Add ko na din ang 30k dinagdag ko sa stocks. And 20k naman investing for myself - nagpagawa ako ng storage area dito sa bahay namin dahil yung existing storage room ay gagawin kong home office. With that personal space, makakafocus ako at naniniwala ako it will increase my productivity and I can think of other ways to generate more income.

I can say I saved 200k in total this year. Btw, I started saving pala nung June lang. Pinagbigyan ko sarili ko kasi buntis kaya daming anek haha worth it naman kasi happy baby ko, di ako nagkaron ng stress. (Yes, money can buy you "happiness" = able to buy your needs and wants, may peace of mind ka pa)

Next year, target ko na makaipon ng total of 500k. Assuming maka-save ako ng 30k per month plus 13th month pay at performance bonus. Basta di tataas living expenses.

30k EF 10k savings with husband 10k household expenses 5k baby expenses 3k insurance 2k phone expenses - reimbursable

Wish me luck for next year. Sana mapush ang side hustle at business para makapagpagawa ng tiny house na plano ko gawing villa at iparent as staycation -- eto magiging retirement fund ng parents ko.

I'm torned in sharing my plans kasi move in silence daw. Pero I believe this community is lifting each other up. So this is me, manifesting.

PS: nakatulong din na may baby na ako. This is my excuse to my relatives na parating nanghihiram. Akala kasi mayaman ako porket afford ko mga bagay bagay pero simple lang naman ako, walang bagong phone (company phone lang), damit na ukay pero since pandemic di na ako bumili.

PPS: Sama ko na din las

... keep reading on reddit ➑

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πŸ‘€︎ u/HelloChewbs
πŸ“…︎ Dec 16 2021
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Why do some people like to get their bank passbooks updated?

They will put in the effort of travelling to a bank and waiting in queue to interact with possibly hostile rude people. They prefer it over opening a website sitting at home.

These are people who seem to use FB and Whatsapp a lot, so I don't think they're otherwise intimidated by the internet.

What's the reasoning here?

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πŸ‘€︎ u/plshelpthedog
πŸ“…︎ Nov 25 2021
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Dear SBI employees , Does it matter if I haven't updated my passbook for years?

Ok so I always found going to the branch and manually printing the passbook for transactions very cumbersome, especially due to corona.

Till date I have been using the monthly emails by SBI to keep track of my account. And I may have atleast 2 years worth of transactions to be printed.

Am I in trouble?

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πŸ‘€︎ u/anon_grad420
πŸ“…︎ Jan 10 2022
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Convert any PDF boarding pass into mobile passbook for Apple Wallet apps.apple.com/app/getpas…
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πŸ‘€︎ u/bartoszhernas
πŸ“…︎ Jan 10 2022
🚨︎ report
Convert any PDF boarding pass into mobile passbook for Apple Wallet and GPay

I made a free tool for converting PDF boarding passes into mobile passbooks.

Just upload a PDF or scan your paper boarding passes, and the app generates a digital mobile pass file you can add to Wallet and GPay: www.getpassbook.com

It really takes only two steps:

  1. Upload or scan your airline boarding pass

  2. Add your new passbook to your Apple Wallet/Gpay

Enjoy your hassle-free flying!

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πŸ‘€︎ u/bartoszhernas
πŸ“…︎ Jan 10 2022
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Convert BDO Passbook Account to ATM-only Account

Has anybody tried converting their BDO passbook account to an ATM-only account (if at all possible?)

I want to just keep a smaller maintaining balance in BDO as I think digital banks offer a better deal for my emergency funds.

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πŸ‘€︎ u/VanillaOatmealX
πŸ“…︎ Jan 02 2022
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I made an app to covert any PDF flight boarding pass into Apple Wallet/Gpay passbook

After seeing that airlines were making it harder to download a passbook file directly from web checkin, I spent a weekend creating a simple converter that can make any PDF or image flight boarding pass into a passbook file for wallet. The app is free.

www.getpassbook.com

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πŸ‘€︎ u/bartoszhernas
πŸ“…︎ Jan 10 2022
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What are security strategies you do to keep your money safe? Any passbook owners here?

With this bdo hacking incident I'm now thinking of strategies to protect and secure my money. I don't have much (<50k) but still.

Here's my questions for discussion. Feel free to answer one or all of them. Sharing other ideas are welcome.

  1. Aside from the obvious (not sharing otp etc) what are your strategies to protect and secure your money?

  2. Is opening a passbook accounts(without atm) and excluding it from online banking is a strategy to protect your money? (or at least part of it). A bit extreme and inconvenient but I'm curious.

  3. Has anybody here opened an account and do not use online banking?

Thank you

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πŸ‘€︎ u/hilowtide
πŸ“…︎ Dec 12 2021
🚨︎ report
DiningOut Passbook 2-for-1 $45

Not sure if this is allowed. I'm in no way affiliated with DiningOut, but I've subscribed to their Passbook for the past few years and it's great. BOGO entrees or drinks at dozens of popular places across Denver, and right now if you purchase access to their app, you get the printed book for free (so a 2-for-1 purchase). App looks super smooth.

Be sure to tip on the pre-BOGO amount. Check out Birdcall.

https://diningoutpassbook.com/denver/

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πŸ‘€︎ u/thousand7734
πŸ“…︎ Nov 19 2021
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Vaccine Passports are eerily similar to Apartheid Passbooks in South Africa.

https://en.wikipedia.org/wiki/Pass_laws

Summary

  • Police can walk up to anyone and ask to see their Passbook. If they have a "missing entry" or forgot it at home, they can be fined/arrested
  • Passbooks are used to identify whether or not someone can enter a certain area
  • Passbooks are used to regular laborers
  • Passbooks made it very easy for one class of people (whites) to dominate another, through the use of excessive policing

And here's a very hopeful bit

  • Passbooks were only required by "coloured" men. Multiple efforts to extend it to black women failed because of all the mass protest.
    • Even in an openly-oppressive regime, the scale of the protest was enough to limit its use.
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πŸ‘€︎ u/EuphoricTrilby
πŸ“…︎ Nov 18 2021
🚨︎ report
Print a report or a datasheet like a Passbook?

Is there a way I can print like a passbook in Access. Example - If I have printed the first 3 records from a table and it occupies half of a page. Is there a way I can print the 4th record on the same page and below the first 3 records? I work for a law firm and I need to print a report of what happened on each hearing date. If I enter a new record and take a print out, I need ti use a whole new paper. So I am looking for a way to save paper. Any other method is welcomed. It just doesn't have to be a report. Or you can suggest any other application other than Access. Thanks!

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πŸ‘€︎ u/flabby_abs
πŸ“…︎ Nov 28 2021
🚨︎ report
BPI Passbook Question (transfer to own account FROM ATM TO PB)

Not a CC post but i figured many might have an idea on my query

For those na may BPI Passbook(without ATM) account, na meron ding separate Regular ATM sa kanila. I just wonder if ako lang ba ung hindi makatransfer from my own ATM Savings Account to my own Passbook Account using online/mobile banking???

Both accounts are enrolled online naman. Kaso wala sa drop-down list ung passbook account ko, tapos pag ittry ko ung via qr code, same lang ng error.

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πŸ‘€︎ u/SeaBeing7807
πŸ“…︎ Nov 12 2021
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Have they removed the ability to add a ticket to your Apple Wallet/Passbook?

Used to be able to add a booked ticket to your β€˜wallet’ once booked through the app but it doesn’t seem to be an option any more? Booked a ticket for the first time in a few weeks and the option has always been there.

Anyone else noticed this error? I know it’s nothing major but it was a great convenience.

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πŸ“…︎ Nov 04 2021
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From my Papa's beautiful SBI passbook (1993) reddit.com/gallery/osiqxn
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πŸ‘€︎ u/The1IshouldBe
πŸ“…︎ Jul 27 2021
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10 year old me when seeing 10000 rs in fathers passbook v.redd.it/hxmz9g4osft71
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πŸ‘€︎ u/No-Barracuda3495
πŸ“…︎ Oct 14 2021
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EU Digital COVID Certificate Passbook Generator data.public.lu/fr/reuses/…
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πŸ‘€︎ u/gdnt0
πŸ“…︎ Jul 05 2021
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[discussion] if you can't download app from appstore be sure you don't have PassBook daemon disabled
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πŸ‘€︎ u/K4rolek
πŸ“…︎ Apr 28 2021
🚨︎ report
First and Last names shuffled in my MF accounts and Passbook. Cause issues?

In mutual fund apps and my brokerage, My name is "Gobinathan L" (same in my government documents) while in my bank passbook, its "L Gobinathan". While opening the account, the SBI staff said that it is the only way to add name in my account. Will this cause any issues during redemption or anywhere? Thanks.

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πŸ‘€︎ u/gopi1711
πŸ“…︎ Apr 28 2021
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Vaishali Poddar has been outspoken about Rinku Sharma and so the Toolkit gang suspended her twitter account by mass reporting that tweet where she shared the passbook screenshot of Rinku Sharma's Mother.
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πŸ‘€︎ u/dhatura
πŸ“…︎ Feb 21 2021
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What is the Best bank for savings account (Passbook and ATM)

Good day! I'm 25 and currently working in BPO. Ask ko lang kung anong magandang Bank para mag open ng Passbook Savings at ATM Savings ? Pinagpipilian ko kasi is PNB para sa Passbook at BDO/BPI para sa ATM. Sila kasi ung mas accessible na bank malapit samin. Also have CIMB/Gsave para sa extra savings.

And lastly, Planning to invest rin kahit maliit na halaga lang muna. No idea kung ano at saan ako mag iinvest. Thank You in advance

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πŸ‘€︎ u/parasite0099
πŸ“…︎ Feb 01 2021
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Passbook account access

So I have a passbook account but my mom works at a bank and does 95% of my banking, but she's off today and I need to pull money out, can I pull money out of a passbook account at the bank? If so do I need anything other than my debit card and/or ID?

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πŸ‘€︎ u/PutFormer
πŸ“…︎ Mar 24 2021
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EU Digital Covid Certificate Passbook Generator data.public.lu/fr/reuses/…
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πŸ‘€︎ u/CKsTechnologyNews
πŸ“…︎ Jun 30 2021
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Bank Passbook
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πŸ‘€︎ u/milesmac
πŸ“…︎ Mar 31 2021
🚨︎ report
PassBook & Loyalty Card Integration

Hi community,

We are looking to create a digital loyalty card that people can get on a website and add to their passbook (iOS / Android).

  1. Person Registers on Website and Purchases the Loyalty Card (free or with a fee)
  2. System sends an email with the "Add to Wallet" option.
  3. User clicks and Loyalty Card is added through their PassBook/Wallet within their bio data. QR or Barcode are preferred but not mandatory.

Do you know any plugin/solution that can automatise such process in WooCommerce or WordPress?

We have found this:

Ticketsource - https://wordpress.org/plugins/ticketsource-events/ &gt; Very few installs and no frequent updates. Are there any alternatives?

Thanks in advance,

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πŸ‘€︎ u/sadko1896
πŸ“…︎ Apr 22 2021
🚨︎ report
Debit Account vs. Passbook Savings Account

Soo I've started my savings as Debit Savings account. Now I've saved up enough para maging Passbook Savings sila. I've been urged by older family members to get the debit account converted. I've thought about it but I don't really know how it's different from Passbook Savings Accounts. What do you guys think? Any opinions you can share?

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πŸ“…︎ Mar 25 2021
🚨︎ report
PassBook & Loyalty Card Integration

Hi community,

We are looking to create a digital loyalty card that people can get on a website and add to their passbook (iOS / Android).

  1. Person Registers on Website and Purchases the Loyalty Card (free or with a fee)
  2. System sends an email with the "Add to Wallet" option.
  3. User clicks and Loyalty Card is added through their PassBook/Wallet within their bio data. QR or Barcode are preferred but not mandatory.

Do you know any plugin/solution that can automatise such process in WooCommerce or WordPress?

We have found this:

Ticketsource - https://wordpress.org/plugins/ticketsource-events/ &gt; Very few installs and no frequent updates. Are there any alternatives?

Thanks in advance,

πŸ‘︎ 2
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πŸ‘€︎ u/sadko1896
πŸ“…︎ Apr 22 2021
🚨︎ report

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