You Oughta Know Puns

So a frog walks into a bank and he goes up to the person working there and sees her nametag that says Patricia Whack so he says "miss whack i would like a loan of fifty thousand dollars for my vacation"

Patty just looks at him in disbelief so the frog ccontinues on "its okay I'm Kermit Jagger my dad is Mick Jagger and he knows the bank manager"

Patty is confused so she just responds "okay but you will need collateral for the loan"

"This oughta do it" the frog says while pulling a tiny porcelain elephant out of his pocket

Patty is even more confused so she excuses herself to the back to talk to her manager

Patty says to her manager "there is a frog who wants a loan and he said his dad is Mick Jagger and he tried to give me this elephant what is this?"

The manager replies "its a knicknack Patty whack give that frog a loan his old mans a rolling stone"

And he says to me, about my fireplace, "you oughta use your grate. It may burn hotter and faster." Told him I opted out of using it simply because the fireplace is small. Texted him later that night, "I got that metal shelf in the fireplace, and whaddya know, IT WORKS GRATE." He's yet to reply to me still...