Can anyone attest to the safety of giving your bank account login credentials to Fidelity to set up an EFT? Or should I stick to simply mailing the form?
I use to be able to transfer funds from my bank account to my "Joint Savings" account under the "Account Features" tab online. When I click the "Electronic Funds Transfer(EFT) " link under "Payments and Transfers" it just brings up my bank account information. No way to transfer now.
I did a search on the website for "transfer money" and this link appears "https://digital.fidelity.com/ftgw/digital/transfer/ under the search results.
Do I really have jump all these hoops to make transfers?
Or is there a link on my Fidelity homepage?
Hi all, I'm having some difficulty identifying the correct fields to identify specific customers.
I'm trying to create a search that identifies customer records that contain any contents in the "Electronic Funds Transfer" sublist of the Financial tab. (sorry if I butcher nomenclature). This comes from Bundle 395113. (I think)
I've attempted to create a customer search, but I'm unable the appropriate fields for "Bank Name", "Routing Number", "Account Number", "Limit", "Savings Account" that would be populated by a customer having any of these records.
I attempted to run a customer search running "Bank Detail Fields" filters (of which, strangely, there are two entries), and attempted to run a "Bank Details" and "Financial Institution" search, neither of which returned results.
So I'm guessing I'm wondering if the EFT fields exist on the Customer Record or if they're child records from another record type.
A better question (for the future) is how do I identify the source of information on a record if filter options don't jump out at me?
I electronically transferred $$$ into my traditional IRA account on Sept 7 with the intent of rapidly trading it into my Roth IRA account. Today is Sept 13 and after 6 days of my traditional IRA showing that the money was in the account it is still not available to transfer. This is despite the cash leaving my outside bank account about 5 days ago. I called fidelity to inquire and they said that my money would be ready on 9/16. Can someone please explain why an electronic funds transfer should take 9 days to clear Fidelity's systems for me to use? This seems very excessive to me...like about 8 days too long.
Other than party casino or Betway are there any casinos that still use echeck or EFT to deposit? I normally play Party Casino but this method is not working at the moment and I'm looking to play.
I don't use my debit card online and my bank usually shuts down my card after too many etransfers so this is typically why I prefer this method.
If you reside in the United States and your card isn't lost or stolen and you don't notice that your info has been stolen until a large charge is made, are you liable for the large charge if you report it within 60 days? My husbands' debit card number was stolen and someone used it to charge Amazon Web Services. We didn't notice at first when the charges started a year ago because they were for $10-$30 every once in a while for random amounts. I probably spend at the very least $500/month on Amazon and thought Amazon web service meant the website, not webhosting or w/e so I didn't notice because I use Amazon more than any other retailer.
Regions is saying that we're liable for the $1,500 charge made on 7/3/21 because we didn't notice the $10-$30 charges made past the 60 days according to the EFTA. The reason that Regions gave doesn't make any sense to me because that would make it super easy to steal a lot of money and get away with it. You can steal someone's debit info, make a charge for $5, wait the 60 days then make one for $5,000 according to Regions and the consumer has to eat the charge.
Is Regions breaking the law by not reversing the $1500 charge that I reported within the 60 day timeline?
Yesterday I added $2000 from my bank to my Fidelity investment account. I checked my account and besides the few stocks I bought with my initial transfer of $500, my $2000 isnβt being shown as settled or unsettled. There was also an investment of $500 into SPAXX which is my core position, did that affect my $2000 transfer? I started trading this week so Im still learning. Thanks for the help.
Hi folks! I'm trying to link my bank account to individual account and in trying to set up EFT, I am facing some issues. I went through the usual procedure online but Fidelity keeps saying that my account information doesn't match so they can't link my bank. Another reason they cite is that some information from Early Warning Services, a 3rd party consumer reporting agency, influenced their decision to not link my bank. I then tried going for an in person visit but they keep pointing me to Early Warning. When I reached out EWS, they claim to have no personal information they could possibly share. Basically, it's a deadlock, I can't deposit cash into my account and nobody knows why. Customer care is hard to reach and usually keeps redirecting my calls to other teams and associates.
Does anyone understand what's going on here and how these things work? Any help would be super helpful. Thanks!
Few examples here.
Fast food swipes your card. Fast food order is messed up and you demand a refund. My money essentially goes away instantly. (I know it's a hold and not technically gone yet, but my available balance reflects the purchase) But I have to wait 2 or 3 days before it comes back. Why?
I make a payment on my credit card from my checking account using my account and routing number. No hold this time. 3 days later it finally shows up and is deducted. Why?
I pull money from my bank account to transfer to my PayPal. Once again, no hold. But the next day it's deducted from my checking account and then 3 days later shows up in my paypal. Why?
Opposite example
Facebook pay. Instant everything. I pay somebody and it immediately says complete. Check my account and the transaction is present in seconds. Same the other way. Somebody sends me money through fb, and it's there.
Now somebody once told me that they can't just put money back on a debit card without a prior purchase transaction. But that is the only financial info I have saved on fb is my debit card number and money can be transferred all day long to it.
I hope this is all clear. Not looking for a better money management solution. Just an explanation. Thanks everybody.
So I applied for Employment Insurance online for my Uncle on May 16, who was laid off at the end of March and dealing with depression/mental issues. Today I checked his bank account and it shows $2000 credited to his account under Electronic Funds Transfer DEPOSIT CANADA on May 21. I was wondering, is this the EI payment? On his email the same day he got an email from SERVICE CANADA saying he will have to submit reports and that he will receive the four digit code in his mail. Which he didn't receive yet at the time I checked mail at his house. So is the EI payment because of the pandemic and this amount is to match the CERB or something and they are depositing quicker with less questions asked at the moment? Or is this something called the EI-CERB which I've seen or read about here, and then it will transfer to regular EI program once the CERB is over?
I am trying to set up an electronic funds transfer between my account at Fidelity and Currencyfair (a money transfer organization). Setting up this link has taken a very long time. Fidelity has a long review process to "verify" the link. I am wondering why? Is there a risk to setting up an ETF?
Yep, iβm done.
