Can you run catastrophe modeling on a house? I am looking at a house right on the ocean in the northeast. I’ll be buying the appropriate insurance coverage (homeowners vetted for wind deductible and roof limitations, etc and NFIP) but I’d like to get an idea of the average annual loss (AAL) and PML to figure out if this is a good investment/how prone to loss from wind and surge it is over a long horizon. I know you can run CAT models on a large commercial scale but is there any models consumers can access to run their home through one? Thanks!

Hey guys, I am a fresh graduate applying for jobs and I came across a job ad on Catastrophe Modeling. I would like to know if it is still in the Actuarial realm or would I be veering off this path if I were to apply and successfully obtain the job.

Would appreciate some thoughts on this.

Thanks

I am looking for resources and tutorials on catastrophe modeling in R, if anyone has any experience I would also like to ask some questions.

Hi all,

I just got an interview for Model Validation Analyst position. The main responsibility is to validate catastrophe models.

Since I’m a recent graduate, and I basically don’t know anything about this industry and this position. I’m wondering if anyone have some experience with catastrophe modeling or model validation? Could you please kindly give me more information about this industry and this position? Like, what knowledge and skills do I need to know to handle this job? Does this job require solid knowledge of machine learning and statistical models? Or do I need to be proficient in any programming language, python or R?

Thank you!!!

As the title asks, does anybody here work in Catastrophe Modeling? What is it like? What tools do you use on a daily basis? How does it differ from other segments of actuarial science? I'm thinking about pursuing this down the road, but there isn't too much information online about this particular niche within the field

Hi All

I woke one morning last week to a car with zero battery % and it was so dead, the charge port would not open.

Couple of days later Tesla confirm it was a complete battery failure which is covered under warranty. Mileage was 118k km for those interested. I'm told it will take 3 weeks to replace.

Couple of questions:

• Tesla are not providing a loaner car (Ireland). Is this standard?

• The car is 85kw battery. Do Tesla have these in stock or so we get a new / reconditioned battery?

• 3 week timeline. Anyone else with experience if that's accurate?

• What is the warranty on the battery when it's replaced? (I'll be checking when I get the car back anyway)

I'm considering a trade in, should I ask Tesla for a quote before the battery is replaced? Would they consider the replacement cost and try to make it worth my while to trade in?

Thanks!

Edit: mileage is not 118km, it's 118k km

Hi Folks,

I will be applying to/interviewing for position in these two industries, among others. The intelligence position is with Leidos as a Geospatial Analyst and will come with a secret security clearance. The modelling jobs, which I know is only GIS adjacent, will be with a few insurance/reinsurance companies.

Does anyone have ideas of the career growth potentials and other considerations of these professions?

I owned a 2019 Tesla Model 3 Performance for roughly two years and 15,000 miles. I'm going to distill my key learnings and experiences here, in an attempt to educate others on EVs and reach some form of closure. My ownership could best be summed-up as a love/hate relationship, ending with crazy used car values offering me the out I'd been quietly seeking. Clearly, I decided EVs aren't for me - at least, not yet. I'm not a "paid big oil shill" or someone who's trying to short the stock, as I'm sure some of the Tesla nuts will claim. I'm just a car enthusiast (disclaimer: not an engineer) standing at the same crossroads as the rest of you, wondering what sounds future children will make long after (if?) our beloved bureaucrats outlaw the ICE.

Everything I'm writing here is based on my own unique tastes and preferences. How the pros and cons balance out at the end is entirely up to you. And that's fine. Choice is great. Note that this post centers on Battery EVs (BEVs) at the time of this writing, which comprise the vast majority of EVs on the road today.

And yeah. This got way longer than I anticipated. But it was cathartic for me and I hope it's at least somewhat useful to someone out there.

EV performance & its accessibility

I'll start with what ultimately sold me on the car - Immense, instant power. The war in the "pure acceleration" category is pretty much over - just take a look at Jason Cammisa's video with the Model S Plaid vs. the BMW M5 CS and Cadillac Crazy. They're not even on the same planet. Not only is the acceleration brutal, but it's consistent (everything else held constant - more on that later). Look up any number of 0 - 60 videos on YouTube, and you'll notice that the times are all remarkably close, especially if there are multiple runs in the same video.

And how could they not be? Software and traction control are fundamental to EV operation. Adjustments take mere milliseconds. The amount of "stuff" involved between your right foot and the tires is a joke compared to an ICE car. And it's basically idiot-proof - even with the Track Mode dialed to 100% hoon in my TM3P, it was nearly impossible to make a mistake. You just put your foot down and the car takes care of the rest, with literally zero drama.

Electric motors are great

And all of this performance comes with no mechanical sympathy. I never felt an ounce of it, flogging my Model 3 - there's really nothing to "break" mechanically in the way of the drivetrain. The ent