FYI: SEPA or Single Euro Payments Area is a coordinated project already being implemented for almost instant (less than 10 seconds) and free money transfers between banks

wikipedia page

https://en.wikipedia.org/wiki/Single_Euro_Payments_Area

official site

https://www.europeanpaymentscouncil.eu/what-we-do/sepa-instant-credit-transfer

I should clarify that echnically banks can charge a fee but they can't deduct from the amount being transferred. Typically charges are around 50 or 30 cents or 0.50/0.30 Euros.

For example:

https://www.ubs.com/microsites/hilfe/en/payments/sepa-payment.html

In effect, you can send 15,000 Euros from an Italian bank account to a French bank account within seconds for basically free.

Oh and you also have the full backing and confidence of the international banking establishment. So your money won't just into limbo for days or weeks on end, be hacked, stolen or simply go poof! and disappear into the ether.

SEPA implementation is being rolled out, you can get more info here:

https://www.europeanpaymentscouncil.eu/about-sepa/sepa-timeline

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πŸ‘€︎ u/lingben
πŸ“…︎ Aug 01 2018
🚨︎ report
Crypto wallet app Eidoo adds instant SEPA transfers for European users. SEPA stands for the Single Euro Payments Area. It is an established system for cross-border Euro bank transfers between countries in the Eurozone. SEPA aims to make these cross-border transfers around Europe as fast as possible. coinfi.com/news/735169/cr…
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πŸ‘€︎ u/olahdonat3
πŸ“…︎ Dec 02 2019
🚨︎ report
Best country in SEPA (Single Euro Payments Area) to start a FIAT/Crypto gateway?

Hi, to open a FIAT/Crypto gateway in germany is a pain. (Thats why there is still only bitcoin.de and no other) To get a BaFin permission, it requiring at least a seed capital of 1 million EUR. And lots of other permission.

I see lot of FIAT/Crypto gateway provider from the Netherlands (litebit.eu, anycoindirect.eu and so on) So question is, is Netherlands the most Crypto friendly country? Which country (except UK) in SEPA you would suggest for a FIAT/Crypto gateway provider in terms of feasible regulation?

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πŸ‘€︎ u/_Kristijan_
πŸ“…︎ Apr 12 2018
🚨︎ report
I have a bank account in Estonia (European Union, EUR), seller is in Germany (European Union, EUR) but we cannot trade. SEPA - Single Euro Payments Area?

See screenshot: https://imgur.com/a/LrxX6

Liquidity is already rather low. If we allow only DE - DE, FR - FR, Span - Spain trades it will be even lower...

Is there a way for me to circumvent that?

Maybe I can "white hack" the BISQ and set my Estonian account but choose Germany as the country?

HMMM... (32% trade deposit is rather high, you take security very seriously)

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πŸ‘€︎ u/stefek99
πŸ“…︎ Feb 11 2018
🚨︎ report
ECB implements Single Euro Payments Area for credit transfers and direct debits. financial-news.co.uk/2331…
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πŸ‘€︎ u/eyeofthestorm
πŸ“…︎ Aug 03 2014
🚨︎ report
1 February 2014: launch of the Single Euro Payments Area (SEPA) ecb.europa.eu/paym/sepa/h…
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πŸ‘€︎ u/krattr
πŸ“…︎ Jan 22 2014
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Is it possible to find and decent apartments if you’re a single person in this area? So far im seeing 1/1’s going for minimum $1800, and that’s just so you’re in a place where you dont risk getting shot or your car broken into. How are people affording 1/1 places while saving up for a down payment?

Edit: any*

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πŸ‘€︎ u/KnightFan2019
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πŸ‘€︎ u/jacobhess13
πŸ“…︎ May 04 2021
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πŸ‘€︎ u/egocentric-video
πŸ“…︎ Jan 24 2022
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Some 14.5 million single-family home loans are privately owned, with no federal backing, and occupy a gray area when it comes to government programs delaying foreclosure proceedings and granting payment forbearance marketwatch.com/story/doo…
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πŸ‘€︎ u/Augustus-Romulus
πŸ“…︎ Mar 25 2021
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ECJ orders Poland to pay daily penalty payment of one million euros tagesschau.de/eilmeldung/…
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πŸ‘€︎ u/Paxan
πŸ“…︎ Oct 27 2021
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I'm looking for the best PDF Editor under 50 euros (single payment) or free

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πŸ‘€︎ u/Juansero29
πŸ“…︎ Sep 18 2019
🚨︎ report
Let’s create a single Euro-African economic area. It would have an enormous potential that remains untapped: 1.5 billion consumers, 20 trillion in value, able to rival with China - Guy Verhofstadt twitter.com/guyverhofstad…
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πŸ‘€︎ u/GrubJin
πŸ“…︎ Apr 13 2019
🚨︎ report
The scammer who received the single largest payment of 26BTC has received a total of 87BTC.

So recently a person fell prey to a Bitcoin doubling scam and sent the single largest payment of 26BTC to the scammer.

I found the scammers wallet address and found that the scammer has received a whooping total of 87 BTC(Worth a total of 3.6 mil).

His bitcoin address has been reported on scam alert.

This person managed to earn 3.6mil dollars from a YouTube live video. This money is enough for someone to retire and live a happy life and falling for such a petty scam is stupidity at its finest. Now there is one very happy Nigerian prince out there. Doing almost nothing for a cool 3.6 million dollars.

I have decided to do research on tools that can be used to not fall for these scams. I will make a post on what these scams look like, what you can do to make other people aware and not fall for these yourself. It may not be perfect but I will try. I can use all the help I can get. There is no one out there who will double your money willingly.

Edit:- Thanks for the awards. I have made a promise and intend to keep it. If you guys have any suggestions please do DM me. Ohh boy, I fear what will happen if I don't keep my promise or fail to deliver.

Edit 2:- Many of you don't know how these scams work, so here is my old post attempting to explain it.

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πŸ‘€︎ u/Abhishekgarg0
πŸ“…︎ Jan 18 2022
🚨︎ report
Best debit/credit card for payments outside of the Euro area?

As the tile says, which card would you recommend that provides the best deal in terms of currency fees? I already have an N26 card. If it matters, I'm located in Belgium.

I think it works fine, but I was wondering if there was anything better. When I last went to the US I found out (afterwards) that the "gratuity" was never added to the total cost.

What I mean is that when at a US restaurant, the waiters would come get my card, do some kind of pre-authorization (I think), then return to me with the receipt where I could write how much "gratuity" I wanted to add on the bill (with helpful tip % calculations! /s).

The problem (not for me, but for them) is that I must have left behind a streak of angry waiters. When checking my account I found that none of the tips I gave were actually added to the bill. I was only billed for the actual meal. The N26 is a debit card. So maybe it's for that reason?

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πŸ‘€︎ u/AvengerDr
πŸ“…︎ Feb 18 2020
🚨︎ report
Goldman predicts the euro area will outgrow the U.S. economy over the next two years cnbc.com/2022/01/11/goldm…
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πŸ“…︎ Jan 11 2022
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want to deposit euro with my debit card and it says β€žthere was a problem processing this payment. double check the card details and try again.β€œ

hi everyone. i wanted to deposit money with my debit card and it gives me this issue u can read in the headline. it confuses me because this isnβ€˜t the first time i want to deposit money. the last few times i did it it worked without any problems (the last time was on nov the 2nd 2021) but the last days i tried it it always didnβ€˜t work. i have gold master card and iβ€˜m from germany (sparkasse). maybe if someone from the same bank and same debit card could tell me if they had issues recently. it would be nice. any other help would be useful. is there a way i could contact binance directly?

thanks for the help i hope

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πŸ‘€︎ u/zukii-28
πŸ“…︎ Jan 11 2022
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Croatia nearing adoption of Euro - In a year the only means of payment in Croatia will be the Euro thedubrovniktimes.com/new…
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πŸ‘€︎ u/dilettantedebrah
πŸ“…︎ Jan 18 2022
🚨︎ report
Bulgaria Won’t Waver on Euro Adoption. Besides they want to explore crypto payment mechanism, minister says! bloomberg.com/news/articl…
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πŸ‘€︎ u/ChemicalGreek
πŸ“…︎ Jan 21 2022
🚨︎ report
Geforce Now RTX 3080 was a big mistake! Playing on a G-Sync 1440p 144hz monitor with a 150mbit (Lan) connection and 22ms, still everything is so blurry and in some points its unplayable... This isnt worth 100 euros, thanks nvidia for not making a "monthly payment or even a test version" BIG MISTAKE! v.redd.it/6zk1z2bl7v681
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πŸ‘€︎ u/Eaarendill
πŸ“…︎ Dec 21 2021
🚨︎ report
Guy Verhofstadt: Let’s create a single Euro-African economic area. It would have an enormous potential that remains untapped: 1.5 billion consumers, 20 trillion in value, able to rival with China. twitter.com/guyverhofstad…
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πŸ‘€︎ u/bertie4prez
πŸ“…︎ Apr 13 2019
🚨︎ report
Goldman predicts the euro area will outgrow the U.S. economy over the next two years cnbc.com/2022/01/11/goldm…
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πŸ‘€︎ u/eenachtdrie
πŸ“…︎ Jan 15 2022
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πŸ‘€︎ u/Imgoga
πŸ“…︎ Jan 11 2022
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Euro payments in non-euro area countries will cost less following changes in EU legislation europarl.europa.eu/news/e…
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πŸ‘€︎ u/GTomov
πŸ“…︎ Feb 07 2019
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[request] how much of each Method of payment is equivalent to euros?
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πŸ‘€︎ u/Elidon007
πŸ“…︎ Jan 03 2022
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Goldman predicts the euro area will outgrow the U.S. economy over the next two years cnbc.com/2022/01/11/goldm…
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πŸ“…︎ Jan 12 2022
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hi! i am visiting warsaw from 28th march to 2nd april and I would like to know what are your recommendations from restaurants to places to visit. Also, since it's not a euro city, do any of you have tips like if you recommend mostly card or payment with cash, how the atm machines work, transports...

Also, what are the COVID restrictions? I'm going from Portugal. How can I buy a PCR test in Warsaw? When coming back I have to do a PCR test to get in Portugal.

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πŸ‘€︎ u/danirms23
πŸ“…︎ Jan 10 2022
🚨︎ report
Central Banks Of France And Switzerland Successfully Completed Testing Of Cross-Border Payments In Digital Euros And Swiss Francs thecryptobasic.com/2021/1…
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πŸ‘€︎ u/jakkkmotivator
πŸ“…︎ Dec 09 2021
🚨︎ report
[Konyaspor] To honour the death of their player Ahmet Γ‡alΔ±k, who wore #6, Konyaspor announce that every single ticket for their next match will be priced at 6 TL (0.38 Euros). twitter.com/konyaspor/sta…
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πŸ‘€︎ u/1903_
πŸ“…︎ Jan 12 2022
🚨︎ report
Dutch Regulator Says Apple's Plan for Third-Party In-App Payments is Insufficient, Fines Apple 5 Million Euros macrumors.com/2022/01/24/…
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πŸ‘€︎ u/davetenhave
πŸ“…︎ Jan 24 2022
🚨︎ report
Goldman predicts the euro area will outgrow the U.S. economy over the next two years cnbc.com/2022/01/11/goldm…
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πŸ‘€︎ u/xXMohammed420Xx
πŸ“…︎ Jan 11 2022
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πŸ“…︎ Jan 25 2022
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Share of global payments made in US dollars vs Euro
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πŸ‘€︎ u/_ulius_
πŸ“…︎ Jan 22 2022
🚨︎ report
Central Banks Of France And Switzerland Successfully Completed Testing Of Cross-Border Payments In Digital Euros And Swiss Francs [The Crypto Basic] thecryptobasic.com/2021/1…
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πŸ‘€︎ u/Gulliveig
πŸ“…︎ Dec 09 2021
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ELI5: SEPA - The Single Euro Payments Area
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πŸ‘€︎ u/Dhera
πŸ“…︎ Mar 03 2014
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