Expected Utility Hypothesis Puns

https://www.eurekalert.org/pub_releases/2019-09/dc-hwm090919.php

'The results of this study illustrated that for a simple gamble to obtain a reward, when the magnitude or amount of the reward is known but the probability of the reward is unknown and must be learned, both species will switch their strategy from combining reward information in a multiplicative way (in which functions of reward probability and magnitude are multiplied to obtain the so-called subjective value) to comparing the attributes in an additive way to make a decision.'

I don't know why at the end it left me 🤔😐 I have been told this was a good read and a light one at that but the only thing I liked was the banter. The list of things I didn't like was probably

• misunderstandings all throughout the book
• why do i feel some of them act like highschoolers
• her SA was brushed off? didn't even give it a full chapter or pages to adress that -she might be asexual?? And the author put that tinker in while her hoo-hah was getting eaten 😭

Logically speaking, if investors thought a stock would underperform the market over some period of time, they would sell the stock and push the price down. Likewise if investors thought that a stock would outperform the market, they would buy up that stock and push up the price. I would think that this would push stocks to an equilibrium where investors think the stock will perform on average about the same as the market as any divergence creates arbitrage opportunities. Is this accurate according to the efficient market hypothesis and also how does the concept of risk affect valuations and expected future returns by investors?

I know its Skyla Potion+flinch with a lot of other buffs but those buffs are very slow to set up in a meta that focuses on lightning quick set ups and nukes... Her bulk is quite good although it lacks HP a little bit....if I compare it to Blaatoise for example that makes A LOT of units viable in various fights it doesnt seem to me that they are even in the same tier. While Blastoise buffs are also slow it serves a completely differnt purpose and has a probably even wider utility range than Sonya (Blastoise: both attacks, both defs, speed, Endurance, confusion, move gauge acc., crit, healing while having far superior bulk and damage output)

One last point: As far as I saw, it's probably neccessary to bring Sonya to 3/5 to unlock her potential and this is probably not optimal for qute some players at the moment....

Happy to discuss a little bit and I'd be happy to be convinced that Sonya is really this #1 unit if thats the case :)

This was late 1990s in rural South Carolina, rather important context.

My relative, Natalie, is an out lesbian. Indeed, She and her partner, Sheri, were in discussion to be the plaintiffs in a legal case seeking to overturn bans on same sex marriage.

Sheri got a job as a high powered engineer for a major international company and moved to South Carolina. Wanting to live in a more rural area Sheri and Natalie found a home that was a converted barn sitting on about 8 acres complete with pool, private lake, small fruit orchard, and some open fields.

As the property had some electrical drops in various parts of the property the sellers let Sheri know there there are actually three electric meters for the property, each billed separately. The main house was on one. There was a hookup on a light pole in the orchard. And there was one more for a well on the property. Go figure. The two meters that were not the main house were cheap so Sheri and Natalie didn't give it much thought.

After they were living there a few months Natalie mentioned that the electric bill for the well pump went way up. Nothing outrageous, but from like $6 per month to nearly $40. Curious, I did some back of the napkin calculations and found that the 1/4 horsepower pump would have needed to run 24/7 for about 25 straight days to use that much electricity. It was just the two of them living there and there was no way they could have used that much water. Something wasn't right.

And so I began a bit of investigation, looking for a leak. I followed the waterline out of the house and oddly it ran off away from the well out in the field. I followed the line back into the edge of the woods behind the barn and found, much to everyone's surprise, another well with its own pump powered from the main house!

So what the hell was this other pump in the field for? And so I started digging. Surprisingly that well ran to the neighbor's house. And that is when we finally got the full story.

The neighbor was the pastor at the church where the former homeowners attended. They had an arrangement that the former homeowner let the pastor get his water from well on the farm property and the former homeowner just paid the bill.

But somehow there had been an electrical fault to ground (IIRC, I don't really understand electrical stuff much) and the meter was spinning almost non-stop. That is why the bill spiked.

So Sheri, not wanting to rock the boat, offered the pastor continued use of the well if he wou

I've been getting messages from one of my tenants asking for a discount on rent because his utilities are higher than expected. Before renting, he asked for an estimate of utilities cost. Since the property was new to me, I told him the estimate provided by the previous owner. Now, this tenant thinks I owe him the difference because his bill his higher than expected he claims it's not caused by his usage.

He seems to be under the impression that I made some kind of promise to him on the cap of utilities, which I obviously did not. Since we mostly communicated over IM, there's a record of our conversations.

I’ve been in the trade for 6 years. I tested in and proved that I had the required hours to get my JL card, what will be expected of me as a JL in the IBEW? Still a “newer” JL and have not been exposed to much stuff outside of what’s on our system.

I guess I’m just nervous about not knowing stuff that people who have traveled and have a broad spectrum under their belt would know.

Glad to be a part of the brotherhood now, stay safe out there

Edit: what I mean by “our system” is our local utility of about 90,000 customers

My question is more tricky than it seems. In an established US urban or suburban area, when could working class or ordinary professional class people buy a new house and expect modern utilities, which I will subjectively define all of these - (1) electricity, (2) hot and cold water faucets, (3) bathroom with a flushing toilet, tub, sink?

Consider the Ford factory worker with a $5 day and the doctor he may visit as 2 typical lower-middle and upper-middle households. I am curious about Denver but anywhere similar - just as good. It is easy to look up when was such-and-such invented, but market penetration is another matter.

I used to live near an old neighborhood. Original homes are smallish, identical, and built in ~1910. The originals are all wooden square 1 storey houses, ~800 square feet, 2 bedrooms, chimney right in the middle, roofs kind of steep to accommodate snow, some kind of cellar or basement. Of course every 4th house is the original, maybe with lots of add-ons. The rest were replaced, maybe a few times.

I've been in a few, and electricity APPEARS added after the fact. The same goes for climate control, even radiators that (maybe) replaced/augmented a long-gone coal burning stove, but the kitchen has a decorative metal patch thing that used to be where the stove pipe went. The bathroom MAY have started in its present location, but no one really knows. An original-spec 1910 specimen cannot be found.

Empires of Light by Jill Jonnes has some cool anecdotes and nearly address my question, and she is a good storyteller. The clash of big egos with sharp business practices, while Tesla quotes Serbian poetry at his enemies (!) makes for a good book. OTOH, it gives dates of when this block in a big Northeastern US city first got electric lights, or when that millionaire's mansion was wired up, with a technician on site in the basement. When did all this trickle down to regular people?

i would use the chi-square and p value stuff however a expected value of zero for any category would just lead to me getting chi-square infinity.

SOLVED

Sorry but I just can’t devote an entire day to deal with a billing or service issue. Nothing more frustrating than sitting on hold with the electric company or cable company not knowing when you’ll hear a person with no option to file a report online or request a call back… could be 10 minutes, could be 4 hours. You’ll never know, and you have no choice but to wait.

I know lots of companies have this, but the ones that don’t seem to be the ones where you have no other options… which is why it needs to be mandated.

Edit: the objective function and distribution used here aren't great choices. Further info and updated plots in the comments.

This post is closely related to a post from u/FeetyScent yesterday on how to catch the light so you save as much fuel as possible, it got my mind spinning and I thought the analysis I did was worthy of a follow up post. I was unhappy with the most popular answers suggesting to get best gas mileage, you should not slow down at all and slam on your brakes at the last minute. This seems to me a very risky approach, the penalty to getting it wrong means you will slam on the brakes and lose almost all of your speed. This is counterintuitive, so it can't be right. Or can it? I wanted to see for myself. That said, I'm an engineer, not math wiz. So when I couldn't disprove u/returnexitsuccess was saying with math skills, I used my engineering training to approximate it!

First, the objective function to optimize. I simply used loss in velocity, ignoring effects such as downshifting. A loss in kinetic energy approach was suggested on the other post, which I agree with. However, kinetic energy is proportional to the square of velocity, which monotonically increases with velocity. Therefore, minimizing lost velocity will also minimize loss in kinetic energy. All of my results are shown in loss of velocity, but would show the same optima if I squared all my numbers.

Using expected utility theory, I established a bunch of velocity curves that people could follow. All of the curves had to start at some initial velocity and end at 0 velocity at the light if it doesn't change before they reach it. The curves have associated risk aversion coefficients. A low but positive risk aversion coefficient is called risk seeking, where you're willing to bet the light will change before you reach it so you don't slow down until the last second. The value of 0.01 is basically the step function accepted on the previous post. Higher risk aversion coefficients are less risk seeking, until you get to risk neutral at a risk aversion coefficient equal to infinity (note: infinity = 10,000 for us engineers). Negative risk aversion coefficients are risk averse, where you are playing it safe and will prematurely slow down more than you need to for a light. I wasn't sure these would be relevant, but easy enough to include. Note that these curves are shown as velocity vs di

My family consists of my wife, my two year old son with one on the way, 2 big dogs and 2 cats. So I would need a place that allows animals, 2 bedroom. I have no idea where I would even start looking. Thank you good New Yorkers

Quick background: Hi everyone! I'm a semi-casual player (personal aims are AotC/KSM). This is my first season learning about keys properly after quitting midway through legion. I threw gold at boosters at the end of BfA to get geared (and to see what a 15 was like) but didn’t want to do so again. Throughout the climb I was just surprised how much more attentive I had to be with my own class utility as it related to each individual pull, and I found myself breaking down each pull to make sure our group got through them safer, instead of just thinking ‘how do I time this whole key?’ and focusing on dps all the time. DPS seems to come naturally from knowing your rotation, but knowing my utility helped me time keys. Now that I have KSM, I’d like to share what I learnt along the way for all you enhancement players looking to push into 9.05. Hopefully this will be of some help! I’m not planning to push any higher than 15. I’m sure there’s more to learn to push them but I don’t know how yet. I have found 16s to be very tough but I’m very happy with where I’m at. Either way, please see this as just a few helpful suggestions if KSM is your goal, and not a calculated, precise manual. If you’re looking for specific class related questions, the Discord Earthshine, and other great streamers may be more a better place to ask (If it's okay to recommend, I recommend Waves).

Disclaimer: I know how hard it is to pug so I must say that I owe timing 5/8 of the dungeons for the first time to a wonderful group that has invited me to run with them. Doing so has helped me see which spots were pain points in those dungeons. However, I have pug’d those dungeons afterwards for vault successfully on other days (except sanguine. I’m never going back).

This mini guide will be split into 3 sections, 1st is general pug tips I stick by (you can skip this but I think it has helped me), 2nd is dungeon specific tips as an enhancement, 3rd is a run down of our important utility abilities as they relate to affixes. Skip to whichever you want.

Edit: (Thank you Impressive-Trip-1804 for things I missed)

Quick things to get out of the way:

Ilvl: I just hit 216 this week, with most of my 15s completed at 215.

Raider.io (if you’re interested in gear): https://raider.io/characters/us/stormrage/Lollerblazed

Our role and on being picked for pugs:

Generally, enhance is in a nice spot for m+ and we get picked. We fill the role of lust

I’ve seen CU saying to expect an increase in bills but they aren’t giving any kind of percentage or estimate. Does anyone have that info?

So we've been having issues with users needing handholding to grant full-disk access to apps like TeamViewer and Malwarebytes. We'll soon be deploying Jamf Protect and will have the same woes.

Now that all our users are on Big Sur, I thought I'd get back to PPPC and deploy some configs to help out.

Signing a mobile config seems to be the crux of my fumbles. When I use the direct Upload function of the PPPC Utility, I'm not allowed to change the "Signing Identity" It's greyed out with "Profile signed by server". This leads to an error when installing > In the payload (UUID: xxxxxx-xxxxxx-xxxxx), the key 'Authorization' has an invalid value.

Fine. I chose to save the mobileconfig, unsigned. I get the same issue.

Then I chose to save the mobileconfig and actually do sign it and it works...kinda

The apps are now working or longer reporting on not having Full Disk Access, but their boxes in Sec&Priv remain unchecked. Is this expected behavior or a byproduct of how I've setup the PPPC config?

Extra details: I am leaving my last job with about 15k in an emergency fund and 13.5k in a Roth IRA.

If you need more information feel free to ask. Following the 4% rule I would need 25*40k (1mm) to retire. Is this possible in my current salary or should I expect a later retirement date?

Edit: thank you all for the advice and the considerations that I hadn't thought fully out. I really appreciate the time you all took to respond and the advice you have given.

Hi! I wanted to read up about Bernoullis theory and I am just a beginner so it will be great if someone can point out some resources that can help me. Appreciate it!