The performance package for the outgoing BRZ/86 were performance 18" wheel/tires, suspension and brembo brakes. The Ts, Hakone, and TRD versions only added cosmetics I believe, but the performance package was available on the normal trims.
What do you think we'll see for the new BRZ/86, and when will we get it?
"Coupa’s Q1 billings came in well ahead of guidance. However, organic growth disappointed due to the weaker base of renewal billings from pandemic-impacted 1Q21. We are highly encouraged by the pace of total bookings and Coupa Pay traction, keeping OW. But as we trim gross margins we take PT to $381."
https://preview.redd.it/etnkac36o2471.png?width=3400&format=png&auto=webp&s=ad1813612866bfb571571c1a6c61dd64975db56b
I have trim finished and ready to install. Looking into what I should expect for someone to install it. About 500 linear feet of baseboard and 12 doors/closets.
Edit: Kansas
Thinking about re-siding my house in the next 5 years.
Anybody done this recently? Can you share what you paid and sq.ft of the work?
I have seen a few of these posts, and wanted to share our experience as first time homeowners! It's been a ride, and I know there are people browsing who are beginning the journey of homeownership - so feel free to learn from our mistakes!
My husband and I talked about and researched homes for about 2 years, and then began the buying process in 2020. We live in a large midwest city where nice homes were selling for $300,000 (listing at $250,000). Our budget was $175,000 for a condo with less than $200/month fees or a house <$240,000. We had a spreadsheet for cost/property taxes/fees that we used.
We found a gorgeous, spacious, 25 year old half duplex for $245k. 2 full bath, 2 legal bedroom, a basement "legal" bedroom and an office. It's in a very nice area. Our relator assured us that if we got the house for $245k it was a steal. We ended up getting all of our closing costs covered and a credit for carpet. Part of the sale was that it was not contingent on inspection and seller was not expected to pay for repairs.
Here's what we really spent this year:
- $4000 carpet + $1000 to replace rotted subfloor sections from dog pee we began to smell in April
- $6000 for Furnace/AC (on special)
- $5,500 for a rotten patio door + water damage
- $500 gutter work/upgrades
- $250 dehumidifier
- $500 heating vents for basement
- $600 plumbing repairs (took two visits to fully resolve issues)
- $175 fireplace/chimney inspection repairs
- $50 landscaping help (cut overgrown bushes/trim low hanging branches)
- $1700 in unpaid property taxes that legally we were required to pay (we tried to fight this)
- $1500 property tax jump 2021
- $100 fridge filters (who knew)
- $500 garage spring/pin pad/new remotes
- $1000 scam "handyman"
- $200-$500 tools/minor repairs
Things for 2022/The future:
- Electrical work $TBD - we have a huge list of non-urgent work
- Water softener - $1500-$1700 estimate
- Washer/Dryer replacements $1000?? - they're in terrible condition but my clothes still smell clean...for now.
- Pest Control $TBD if needed (mice prevention/carpenter ants/spider spray)
- Garage will need a new motor when it dies $500
- Roof is overdue $5000 for our half
- Windows - There's are 11 on our half that are showing wear
- Bathroom upgrade - minor water damage from previous owner
- There is some sort of issue under the kitchen sink that will need to be dealt with eventually
- Add custo
Hey Islanders what’s up?
I’m looking for a good Tree removal company to remove and grind trees in Nassau for a good deal. I want a legit company with license and insurance and they know what they are doing, one tree is close to a power line…..
Who has had a good experience with a company they can recommend? Thanks!
Why YSK:
1.) Insurance will ALWAYS try to offer low first, sometimes leaving you with a balance owed on your old vehicle loan or leaving you unable to replace your vehicle with a vehicle of similar value.
2.) They may also try to force you to repair a vehicle which is so damaged that it will be nearly worthless (or dangerous) after the repair.
With the price of used (and new) vehicles skyrocketing, insurance companies are pushing heavily to "repair" vehicles with fire damage, frame damage, firewall damage, etc; due to the high cost of replacing your vehicle often leaving you with something unsafe and also worthless to any potential buyer in the future.
What to do:
Situation 1.) Ask the insurance company to provide you with a list of 3 of the exact same trim of vehicle, in the same condition, with the same mileage for the $ they're giving you. They will be forced to give you a proper amount, in order to replace the vehicle you were paying them to insure.
Situation 2.) Get an independent estimate from a reputable body shop, and if you believe your vehicle is beyond repair and ask the body shop if it were their car, would they repair it? If the answer is "no", then fight your insurance company because you're about to get a raw deal..and possibly end up with a vehicle that's now dangerous and also possibly worthless to any lender or any future buyer (or any future insurance payout..)
Long-time lurker, first-time caller. I did some maths this weekend to validate my gut feeling that I could FatFIRE in about 4 years. Whether I will is another story altogether, but I thought I'd share that all with you to check my assumptions and share with those who might find it interesting. I'm happy to answer any questions that don't dox me.
Quick background:
- Mid-30s, SINK
- Highish level role at large tech company in a MCOL area. Paid a VHCOL salary. Job is stable.
- Liquid net worth: $2.9M invested in index funds, excludes home equity
- Income: between $1.8-2m if stock stays stable. Has increased significantly from 4 years ago, which is why NW is lower.
A look at spending in 2021:
The first thing we want to look at is how much are we spending and how much will we need in retirement? Without this, it's impossible to have a clear retirement plan.
I'll be honest: I didn't have a great handle on this until this last weekend when I went line-by-line through all my bank statements. I never operated with a strict budget. I knew I wasn't spending more than I could afford, given how much I was saving, but I didn't really know how much I'd need in retirement. My wild guess was around $250k.
I was way off in how much I spent last year. I actually spent $415k last year. Uh oh, let's dig in.
Flow chart of income -> saving/spending/taxes
Looking at the flow chart, we can identify the biggest surprises and adjustments we need to make to better estimate retirement spending:
- Housing at $230k. Biggest surprises were $75k on improvements, $35k on maintenance, and $55k on furniture.
- However, this is not as bad as it looks. We just recently bought a house that is > 40 years old and it had a lot of deferred maintenance/improvements that were needed. Our new house was also larger than our old house, so we had a lot of "filling the space" so to speak. This spending won't continue.
- I expect the new numbers to conservatively be:
- Improvements: $75k (2021) -> $50k (2022) -> less than $10k (ongoing)
- Maintenance: $35k (2021) -> less than $20k (ongoing)
- Furnishings: $55k (2021) -> less than $5k (ongoing)
- I also expect to pay off my mortgage before retiring.
- The above adjustments let us move long-term housing costs to $60k without a mortgage.
- Sports and Leisure at $80k.
- I bought a boat and that's the bulk of this. I'm just going to budget for $10k of ongoing ex
You are only going to be getting missed opportunities waiting for your hypothetical dooms day. Yet again...
Disclaimer: I am but a retard, you will find plenty of spelling mistakes. This should tell you that I am to dumb to be a financial advisor, this is certainly not.
Edit: I suggest you to read the low key newer comments after the edit. I also encourage you to comment.
As one of the retards who commented bellow says : “More money has been lost waiting for a crash then lost in any crash” Abraham Lincoln
often in the market for every reaction there is an over reaction
The world feels uncertain? Perhaps the only difference between the reality of tragedy in life today compared to 20 years ago is how fast news travels. the power of media outside of conventional new of the last 50 years has been drastic. These sources range from podcast to social media, and soon a mataverse. The world has always been in a constant state of conflicts from international to domestic affairs. Not all events lead to crashes, some may even give rise to HUGE opportunities. The only significant difference this time is the tragedy of COVID and its aftermath. Whos to say the aftermath is negative for the market specifically. In fact i see technological advances from the mistakes learned in this b.s we all got caught on in, thus paving the way for more market opportunities.
Hike increase was known ; Hike increases will be less impactful then previously thought . Theres a difference between the reaction of the number itself and the actual impact of that number. The number was slightly higher then estimated followed by an overaction. Once they realize the impact isn't as bad because feds will continue to print and people will continue to afford, theyll soon talk about how stable the rates are.
Midterms: every midterm election is a moment of great uncertainty, markets use that as an excuse. Yet every president needs his last two years after midterms to have better economic poll numbers. And if they don't the market will rally behind the next president. They will try everything they can to pass spending bills, first its a fat one, once it doesn't get through, like a brisket they trim it down to the perfect fat amount to tickle both parties. Once a new president is elected the idea of a great economic run based on b.s promises runs the market again...it also depends who actually keeps their promise.
Omicron and other variants : People are catching on. The
... keep reading on reddit ➡
I don't want to step on anybody's toes here, but the amount of non-dad jokes here in this subreddit really annoys me. First of all, dad jokes CAN be NSFW, it clearly says so in the sub rules. Secondly, it doesn't automatically make it a dad joke if it's from a conversation between you and your child. Most importantly, the jokes that your CHILDREN tell YOU are not dad jokes. The point of a dad joke is that it's so cheesy only a dad who's trying to be funny would make such a joke. That's it. They are stupid plays on words, lame puns and so on. There has to be a clever pun or wordplay for it to be considered a dad joke.
Again, to all the fellow dads, I apologise if I'm sounding too harsh. But I just needed to get it off my chest.
Last month, I met the original mascot who inspired the name of a certain fast-food restaurant. I still have nightmares every night after the experience. It started with an anonymous email sent to my work account. I am–*was–*a reporter with a bit of a bulldog reputation for my neck of the woods. Exposing unethical business practices, local political corruption; I was all over anything secretive or scandalous. So when that email came in promising me a massive scoop if I investigated a particular branch of this national franchise not far from my town, I was packing my bags by that afternoon.
The building didn’t look special from the outside. It was just a typical fast-food place. Lots of big windows and cheap-looking trim. A giant sign with the restaurant’s red-headed mascot loomed over the parking lot. According to the anonymous email, the real story was hidden in the sub-basement. I decided to go inside to grab a meal and scope out the location. The place was just as boring on the inside as the outside. I spent an hour picking at my food, watching the clock. The only interesting thing I noticed was an unusually small door marked, “SENIOR STAFF ONLY,” located in the same hallway as the bathroom.
Eventually, I left the dining room but stayed nearby in my car waiting for the place to close. They shut down earlier than I expected, not much after 8 pm. I stayed in my car until all of the staff appeared to be gone then I casually approached the front door. It was locked, naturally. But my time as a trouble-making reporter left me with several useful skills, lockpicking being high on that list. I had the lock opened in fifteen seconds, then I was inside.
It was dark so I pulled out a flashlight and headed right to the hallway with the unusual door. That was locked, too, and this mechanism was far more complicated than the security lock on the front door. It took me closer to fifteen minutes to open the door marked SENIOR STAFF ONLY but finally, I heard the satisfying click of all of the pins lining up in the tumbler. I pushed the door open gently, not sure what I might find.
Stairs. Lots and lots of stairs lay before me, steep steps down a dark, narrow stairwell. I encountered three more doors on my descent, each harder to pick than the last. In fact, the last lock was covered by years and years of rust. By the time I reached a final door marked in faded letters with–AUTHORIZED PERSONNEL ONLY–TRESPASSERS WILL BE SHOT– I estimated that I’d been wa
... keep reading on reddit ➡Ford automatically adds $9,500 in included accessories if you select the lowest trim 300 mile truck. This is in addition to the 10,000 upcharge to go from 230 miles to 300 miles of range. You still get cloth seats.
Rivian has yet to tell us what their delivery charge will be, so I did not include that in the Ford estimate. Delivery is $1075, $600 cheaper than Ford.
