Hello everyone,
A friend of mine has asked me for my opinion on investing money.
I said to invest in a low TER global etf. Meaning Devloped+Emerging markets and large - small cap.
Now my question, he is an eco guy so I am searching for an esg fund.
Any suggestions?
I found the vanguard global all cap esg etf.
It includes all the caps and all the Markets. Also there’s would be no need for rebalancing due to it being only one fund.
Do you think that one alone is diversified enough?
In my optimism it looks like a good investment vehicle for a long time, even though I am not sure how strict the esg criteria really is, can anybody shed a light on this maybe?
I am even thinking for myself to swap my investments to that funds. 0.20% TER all cap global just looks so juicy because you don’t have to do anything but safe money and throw it in there.
Am I missing anything? Is there something else that is important?
Cheers! Have a nice day!
Get the mod here: https://steamcommunity.com/sharedfiles/filedetails/?id=2528955452
Check the full list of changes: https://github.com/captaincobbs/ESG-Mod/wiki/Changelog-EN
Changes since 1.3.1: https://github.com/captaincobbs/ESG-Mod/wiki/Changelog-EN#version-14
Join ESG: https://discord.gg/eAfNtB3
Overview
Laws and political parties have been reworked; all political parties now have 6 possible laws with laws unlocking earlier, and all government types have a maximum of 6 possible laws. All of the vanilla laws exist in mostly the same form, with numbers tweaks where necessary, but many new laws have been added to balance the political parties and increase their flavour.
Pirates have been reworked, mostly to be harder to deal with. Their infantry troops are much stronger and their deployment maximum has been increased; this buffs their ground combat and prevents pirate lairs from taking multiple turns to destroy simply due to manpower deployment constraints. Endless difficulty pirates in particular have much stronger fleets.
System development upgrades now cost small amounts of industry instead of always taking a set turn amount, to reduce micromanagement related to the industry buffer and reduce the effect of gamespeed on how punishing it is to build high level system developments.
Dust economy has been reworked, again. Inflation has finally been bonked in a way that doesn't mess everything up, making it much less impactful in long games. The buyout formula has been reworked, reducing the flat dust cost to make cheap improvments less costly to buyout compared to their industry cost, and buyouts are much less impacted by inflation. The buyout cost reduction cap has been reduced to 75%, from 95%, and buyout cost reductions from buildings have been attached to their tech as empire-wide improvements. The ship selling formula has been reworked to be based on the industry cost of the ship, to prevent ships from selling for more than they cost to buyout. The hero market has doubled prices and spawn rate, making it much harder for a single player to buyout the entire hero market leaving none for anyone else.
Ground combat and manpower has been reworked. Invasions have been made harder in general, with all defensive manpower structures being buffed and ships carrying less manpower. (Boarding pods have been nerfed to compensate.) The defensive manpower cap has been removed while an invasion is happening, making the defender win invasions much more quickly
... keep reading on reddit ➡
There seems to be a lot of hype about ESG at the moment. Just going off a Google search, you would assume that the majority of young investors around the world are only investing in ESG funds.
I’m curious as to how much of this is true and how much is just marketing hype from fund managers like BlackRock looking to charge higher fees for ESG funds than vanilla index-tracking funds.
Here’s my question: Do you invest in ESG funds? If so, which part of the ESG equation is most important to you?
Is the Taishan News Story a Buying Opportunity for Investors?
One week after uranium mining companies saw their stocks negatively respond to a situation with a nuclear plant in Southeast China, investors are deciding if this is now a buying opportunity. A decline in some uranium mining sector stocks, after a week, is similar to one week after Fukushima’s seemingly more serious problems. Currently the Taishan Nuclear Power Plant, which is two-thirds owned by the French and one-third owned by the Chinese, is still operating, but there have been operational performance issues reported. The French have asked for help from the U.S. in assessing the complete situation.
Read the Full Article on Channelchek
https://preview.redd.it/jr45htq95o671.png?width=1200&format=png&auto=webp&s=4a401fd51b799cc97a8564cbcfafbc6a84bc46eb
Greetings
LESW is available on BUX Zero and looked interesting, so I decided to have a closer look and compare it to VWCE.
- Theme: MSCI World ESG Trend Leaders Acc. (VWCE: FTSE All-World Acc.)
- TER: 0.18% (VWCE: 0.22%)
- Domicile: Luxemburg (VWCE: Ireland)
- YTD performance: 13.43% (VWCE: 12.38%)
- E/S/G breakdown (lower is better): 3.31/9.10/7.27 (VWCE: 4.29/9.96/7.96)
- Percentage of U.S.A. stocks: 66.38% (VWCE: 56.56%)
LESW seems like a great replacement for VWCE with slightly lower costs, slightly better performance and a much lower ESG risk (mostly environmental). I don't think I need to explain to you guys what the importance of ESG is nowadays. I'm not really sure if the domicile difference matters a lot.
The only potential downside is that LESW has a bigger presence in the U.S.A. which might be a turn-off for people looking to diversify across the world. However, this can be explained as American companies just happen to be more ESG focused than companies from other countries. LESW also seems to have relatively larger positions in Europe, while VWCE has larger positions in emerging markets (the same explanation as above can be used here).
If you use a zero order (market order that triggers after 4 pm) on BUX then the transaction costs are free, just like with VWCE on Degiro. To me, LESW seems like the better option for a FIRE strategy. Let me know your thoughts and if I missed anything important!
EDIT: I realized that the YTD performance isn't a fully accurate measure to compare performance. So I compared the two ETFs on performance since the inception date of the youngest ETF which is VWCE (via www.justetf.com). LESW has a performance of 29.34% and VWCE has a performance of 27.86% in this period of almost two years, which is a difference of approximately 1.5%.
Renditeverluste bei ESG-SRI-ETFs?
Ich habe mich letztens mal genauer mit dem Thema ESG und SRI ETFs (z.B. beim MSCI World) auseinandergesetzt, und wollte am Ende mal schauen, ob man durch diese ESG bzw. SRI Fonds Renditeeinbußen hinnehmen muss.
Dabei bin ich auf eine Studie der Union Investment gestoßen, in welchem das mal genauer analysiert wurde (Link: https://www.google.com/url?sa=t&rct=j&q&esrc=s&source=web&cd&ved=2ahUKEwjfq4Gm1ajwAhW8gf0HHY1dAsIQFjAAegQIBBAD&url=https%3A%2F%2Finstitutional.union-investment.de%2Fdam%2Fjcr%3A28efb455-648a-473d-8483-850b881eb3bf%2FThemenpapier%2520ESG%2520Score_2019_191122_D.pdf&usg=AOvVaw30sQzonMfiGrLMNYmaj3Xp)
Das interessante bei dieser Studie ist, dass Sie herausgefunden haben, dass die Unternehmen aus den oberen 20% in Bezug auf ESG Kriterien (Ich nenne das ab hier jetzt Top Quintil)über 8 Jahre hinweg (von 2011 bis 2018)
eine deutlich bessere Performance hatten als der normale MSCI World.
Top Quintil: 15,6% Rendite pro Jahr
MSCI WorlMSCI World: 12,4% Rendite pro Jahr
Wenn man sich den aktuellen Vergleich von MSCI World SRI vs. MSCI World über die letzten 2 jahre anschaut, so sieht man auch, dass der SRI besser performt hat. (SRI bedeutet z.B. bei Ishares, dass nur die 22-35% [ungefähr] der Firmen aus dem MSCI World berücksichtig werden, welche die besten ESG Bewertungen erhalten.)
https://preview.redd.it/w21a6clezv271.png?width=1071&format=png&auto=webp&s=a04afd1c769ef3d29341a542f1c0fb6efccb4a3b
Das fand ich schon sehr interessant, da man ja intuitiv annehmen könnte, das die Einbeziehung von Nachhaltigkeitskriterien die Rendite schmälern würde.
Was ist der Grund für diese bessere Rendite bei den SRI Varianten bzw. bei den Top 20% der ESG Unternehmen? Als größter Renditeminderer wird hierbei die Verwicklung in Kontroversen genannt.
Beispielsweise wären dass z.B. der Umweltskandal von VW, Bilanzfälschung bei Wirecard, oder ein Datenskandal bei Facebook. Laut Union Investment haben diese Kontroversen einen großen negativen Einfluss auf die Rendite. Bei SRI-V
... keep reading on reddit ➡The main thought is that I'm seeing conflicting information as to whether V3AB encompasses emerging markets or not. Does anybody know?
Secondly, even if it does, would adding VFEM to my portfolio in order to go slightly overweight in emerging markets anyway be a sensible thing to do if I'm looking to be a little more aggressive? Say an 80/20 or 90/10 V3AB/VFEM split?
So, morgan edge used Clark's mom's technology to transfer kryptonian conciousness into his subjects so that he could revive krypton. But, since those were human subjects they didn't have powers but only kryptonian conciousness. So he used X- kryptonite to give them powers. Both are different things, right?
So i think superman only restored conciousness of edge's subjects. But they still have powers because he didn't strip their powers away.
What do you guys think?
ESG https://en.m.wikipedia.org/wiki/Environmental,_social_and_corporate_governance refers to a company's intangible relationship with the environment, their consumers and employees, and how their business operates.
It is a very difficult metric to accurately quantify, however there is an (increase)[https://corpgov.law.harvard.edu/2020/06/22/the-rise-of-standardized-esg-disclosure-frameworks-in-the-united-states/] importance to disclose and define a company's ESG risks.
Some examples that may be listed in ESG disclosures:
Environmental- Carbon footprint, sustainability
Social- Diversity, consumer protection
Governance- Management structure and business ethics.
It's important to recognize that although you may not care about ESG (many)[https://www.mckinsey.com/business-functions/strategy-and-corporate-finance/our-insights/why-esg-is-here-to-stay#] consumers and investors do.
With all this in mind, how does Brave rank on ESG? I can only speculate but...
Environmental- the recent FUD of Bitcoin's energy consumption shows that this is a major factor.
Brave actually lowers the energy expenditure of computers and phones because there is less ads and trackers. If Brave could quantify how green they are, this would be an excellent selling point.
Social- Privacy concerns are becoming a more common factor among consumers. (87% of consumers say data privacy is a human right.)[https://advisory.kpmg.us/articles/2020/new-imperative-corporate-data-responsibility.html] This is Brave's #1 priority. I don't think I need to explain in detail why Brave excels in this category.
I can't turn a blind-eye to the recent uphold fiasco that has frustrated many BAT holders. I see this as a bump in the road that Brave will remedy soon.
Governance- Brave is (transparent)[https://brave.com/transparency/] with the public. This clarifies where Brave is going and makes it less risky compared to other cryptos.
I can't really say with certainty how well Brave will rank in the governance category and I hope someone will offer their opinion.
What do y'all think?
Edit: sorry about the formating I guess I did it wrong.
I’ve been especially interested in ESG investments and this deck was sent to me for a company about to IPO.
$SPRT = Sprout AI is a aeroponic vertical farm that uses AI to vertically grow produce.
Increasing deforestation and destruction of land in the name of increased agriculture to satisfy global food demand is accelerating climate change rapidly. Vertical farming is a far more efficient use of space, power, and water to create significantly more produce while mitigating environmental impact.
It’s the very reason why the Netherlands is one of the top exporters of food in the world despite being one the smallest countries geographically.
Vertical farming market is expected to reach US$12.04 billion by 2026.
$SPRT integrates AI into closed vertical farming systems to be used in dense urban environments to create large quantities of produce. This is going to be one to watch.
*I currently hold none
https://preview.redd.it/icmaq5npw3671.png?width=2292&format=png&auto=webp&s=535e395f36981facf1c9ae8add3b1cff7bfc0f3c
Salut à tous,
Dans le cadre de notre mémoire de fin d'études spécialisé en Finance, Investment, nous analysons l'investissement éthique : Les initiatives afin d'améliorer les mesures ESG (critères Environnementaux, Sociaux et de Gouvernance) et les performances financières de l'ISR (l’Investissement Socialement Responsable). Ce questionnaire anonyme nous permettra fortement de contribuer à notre recherche :
Nous vous remercions par avance pour votre aide et restons à l'écoute de toutes recommandations.
Bonne journée à tous !
There are investors that are interested in ESG related stocks as well as in Bursa. Will this create more job opportunities? As I understand, only 75 companies are listed ESG compliant. Can Malaysia actually grow towards sustainability like SG?
I’m trying to work on a portfolio that is majority ESG and such. I know a lot of folks say it’s a waste or less returns. But is that true? Does anyone believe the more time that passes the more companies will be forced into following some guidelines? I don’t think I can commit my portfolio 100% but I would like a majority. Has anyone else done this and what are your holdings?
Hallo zusammen,
was haltet ihr vom A2QL8U?
Kurzer Kontext: Bin Student, 24 Jahre alt, studiere Architektur, möchte für die Altersvorsorge - ganz nach dem Prinzip "Geld ganz einfach" - sparen, also 30 bis 40 Jahre und möchte auch in Zukunft Mieter bleiben. (Kein Eigenheimwunsch, meine Freundin (Architektur-Studentin) will auch keins, wollen einfach flexibel bleiben)
Ich habe erst vor kurzem angefangen den A2PKXG zu besparen. 1300€ investiert, kommenden Monat kommen noch 1150€ rein und ab dann weiter mit 150€/Monat besparen. Sehe zum ersten mal rote Zahlen aber juckt mich nicht, ich sitze das durch. ;) Finde die Entwicklung im Portfolio einfach sehr spannend, werde in Zukunft aber maximal quartalsweise reinschauen.
Meine Freundin wird kommenden Monat auch anfangen zu sparen. Dabei legt Sie Wert auf Nachhaltigkeit. Wir haben den A2QL8U gefunden und in diesen möchte Sie sparen.
Ich finde den auch sehr interessant. Meint ihr es würde sich lohnen umzuschichten? Oder einfach beim A2PKXG bleiben?
Zudem wundert es mich, dass ein Anteil vom A2QL8U grade mal bei 4,26€ liegt. Wie kann das so gering sein? Klar der ETF ist noch jung aber wir sind davon überzeugt, dass der noch ganz groß wird. Verstehe nur nicht warum der bei 4,21€ und der A2PKXG mit 71,60€ gestartet ist.
Zerfleischt mich bitte nicht. Ist mein erster Post überhaupt auf Reddit. Ich hoffe auf zahlreiche Meinungen :)
While some companies will give figures on ESG by providing R&D budget number and information like that, some don’t. Is there any way of determining the cost companies are spending on ESG. For example the cost of them going carbon neutral.
Hi, I'm new to the idea of FI, just 22 and starting out on investing.
Currently I have:
80% of my portfolio in Vanguards ESG Developed World Fund
20% in Emerging Markets (a bit over the 12% global cap they have).
Both the fees are around 0.2%, but I was wondering in terms of future outlook how good is ESG compared to a normal tracker like: the FTSE ?
Personally I went with ESG because I thought it was the future which maybe is a little naive. Can anyone offer some insight?
Currently I have a monthly savings plan of:
£30 a month into company stocks, £250 into S&S ISA, £333 into LISA and with employer contributions about £500 into pension
Total: £1,113
Hopefully this is saving enough of my 1.8k take home after tax - but yeah employer contributions do help me out with that one.
What are everyone’s thoughts about standard ETFs (eg IWDA) versus their comparable Environmental, Social and Governance screened funds (eg SAWD or EEWD), or the even stricter Socially Responsible Investing funds (eg SUSW)?
On the one hand I like the idea of not investing in sectors with bad ethics/sustainability/etc. However, I’m aware that this also decreases diversification. Because these funds are smaller, it also means less liquidity within them at any given time. Lastly, when it comes to SRI funds, the composition of the fund and therefore its performance would possibly be so different from the full market that it has more uncertainty in terms of risk and reward, which seems less FIRE compatible.
I have noticed since I started using the ESG mod currently running 1.3.1 that duplicate heroes are very common. I will regularly be prompted with my free academy hero which will include the option of recruiting a hero I already own. I have even found multiple instances of duplicate heroes being on the market at once. I don't recall this happening before I started using the mod. Is there a way to stop this from happening? Its pulling me out of the experience a bit.
I have been listening to the thesis of large Oil companies investing in electric vehicle charging infrastructure. For over a decade, the energy sector has underperformed the broader market and are widely considered to be undervalued.
I wanted to get the communities opinion on if they have any thoughts on large companies that may be able to increase their future revenue by investing in ESG related trends such as electric vehicle charging stations, meatless products, other clean products, etc. Are their any opportunities from large cap companies pivoting to some of these trends and produce benefits to shareholders?
Thanks!
Hey all, some of you might be familiar with Monk Customs/Speedtaq/S2N/SpeedQB Europe.
They're the ones that make the new Monk ESG grip in Europe, and they're the only seller of the Gorilla FCU. But customers in the US have to pay really pricy ($55!) shipping to get their products, so we've worked with them to bring their awesome products and more to the US. We're starting with the ESG and Gorilla FCU, but we'll be expanding to even cooler products like their Cerakoted bodies very soon!
Check out our store or follow us on Instagram for updates. Help AirTac Customs bring awesome gear to the US and save yourself some coin on pricy international shipping in the process!
They supported The Doors.
Some attention & focus should be paid on educating / making aware Cathie and other major market influencers, the energy footprint of Algorand.
The challenge is most big institutional investors want "stability" and Cathie is heavily focused on the "store of value" play = Bitcoin, vs. broader disruptive forces of blockchain tech (which would lead her to make more Algorand related plays)
The Algorand community + marketing team should be focused on getting conversations and putting immense pressure on folks like Cathie.
This isnt about increasing speculative price increases, this is about drawing institutional focus to the power of Algorand.
Ark’s Cathie Wood Blames Crypto Crash on ‘ESG Movement’ - CoinDesk
OneOf Raises $63M in Seed Funding to Build Music NFT Platform on Tezos - CoinDesk
Stocks like OTLY, BYND, TTCF have garnered significant attention over the months since their listing.
Billy Goat Brands is listing soon, and from my understanding it’ll list in the next couple week under the ticker GOAT (on the CSE). They offer investors a diversified portfolio of businesses in this same space.
- Fun Guys: KOLD is a cold brew coffee with functional mushrooms in a ESG/reusable bottle and packaging. https://billygoatbrands.com/newsletters/funguys-beverages/
- Sophie’s Kitchen: Plant Based Seafood. Where Beyond Meat, and Impossible Foods are the main go to for beef alternatives. Sophie’s Kitchen is the leader in seafood alternatives. Their products are in over 400 grocery stores. https://billygoatbrands.com/newsletters/billy-goat-brands-investee-sophies-kitchen-in-the-media/
- The Vegetarian Butcher – A chain of plant based food items. The equivalent of M&M Meats, but clearly a focus on Vegetarian and plant based alternatives. A very wide selection of products available to order in store, or for delivery. https://billygoatbrands.com/newsletters/the-vegetarian-butcher-an-alternative-type-of-butcher/
Are you investing on any of the new iShares ESG Advanced ETF series? iShares launched in 2020 three new ETF products which aim to be among their most sustainable ETFs.
I have recently reveiwed those new ETFs:
- iShares ESG Advanced MSCI USA ETF (USXF)
- iShares ESG Advanced MSCI EAFE ETF (DMXF)
- iShares ESG Advanced MSCI EM ETF (EMXF)
My veredict:
The Advanced ETFs have good MSCI ESG ratings, unfortunately they are not too far from iShares Aware Series. The ETF holdings are periodically screened and required to pass controversial business involvement criteria, however we can still find companies with low ESG ratings of 'BBB' (e.g. GOOGL, Union Pacific and Toyota Motors).
In my opinion, DMXF (iShares ESG Advanced MSCI EAFE ETF) is the best option of the list for American-based investors**.**
What is your opinion on the new ESG Advanced ETFs?
Imagine all of the ESG and Climate Warriors figuring out their precious Green Future relies on a metal that is in very short supply with demand only revving up from both Industrials (chip shortages seemed to have started right as Silver investment demand ramped up) and Investors seeking safe harbors and ROI.
And then there are the extremely wealthy sovereign funds, family offices, and Generalist but chocked full of fiat investors just HUNTING for another Bitcoin. Think they'll continue to ignore Silver this year? Unlikely.
Keith Neumeyer and other Mining CEO's have stated they cannot "just ramp up production" because it takes a shit-load of investment to open up even a single mine. Count in hauling, crushing and extracting, refining, purifying, shipping, handling, storing, and the many other costs various Miners and Mints face, Silver is set up to go Parabolic.
Get ready Apes. The Silver Age is about to come forth.
We've just released our Greatest Shit album.
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