It baffles me that the enforcement authtories can take your property with even a warrant simply because they have "suspicions" on you.
This veteran who goes by the name of Stephen Lara, didn't trust banks so he had 87k in cash on his vehicle.
The Nevada Highway Patrol pulled him over for "trafic stop" while he was driving to visit his daughters, took the money, and called DEA on him.
No chargers were pressed and there was no proof that this is illegal money.
What's even more worrying is the fact that the enforcement authtories can resell the confiscated property even if it didn't have any evidence to generate revenue for the department.
When a man can't own what he worked his life for, simply because someone deemed it so, do we actually own anything?
There are more rights to guns in America than there is to ownership of something like your money.
Looking at this incident is very eye opening for me, it shows why we need decentralization, why we need something that's protected not only by law but yourself.
Even the FBI needs a court order to unlock your phone, any crypto currency you have inside it can't be "seized" without explicit orders from a court.
Looking past the scams, the hacks, the environmental FUDs, what crypto currencies really stand for is truly extraordinary.
The transfer of power from a centralized capitalist institutions to a single individual just because someone who goes by the alias of Satoshi thought it was unfair gives me hope in humanity.
Edit: Didn't realize I forgot to link the source; A former Marine was pulled over for following a truck too closely. Police took nearly $87,000 of his cash.
We know that in version 2.5, we'll be getting a new weekly boss with new materials for talent upgrades. It's more than likely that Yae and Ayato will use these materials to upgrade their talents.
At max boss level, you get 2-3 materials per week.
Patch 2.5 will likely last for 6 weeks (as always), so we will be able to prefarm 12-18 materials from this boss. If Ayato is in the second banner of version 2.6, we'll have 3 more weeks, so 18-27 materials max.
"Triple-crowning" requires 18 pieces of a specific weekly boss material, so unless you are extremely lucky and only get Ayato's material for several weeks in a row, you will most likely need a handful of Dream Solvents if you want to maximize his talents ASAP.
Oh, and on a more obvious note, you will need 3 Crowns of Insight. You can get one from the upcoming Fleeting Colors in Flight event, and another one will probably be given during a limited-time event in version 2.5.
PS: Obviously, giving 3 crowns to Ayato is not necessary and may not even be optimal meta-wise depending on his final kit, but I assume many of us will maximize his talents either way. 🤷♂️
https://preview.redd.it/t3foh0gbnzi61.png?width=546&format=png&auto=webp&s=bd3bd718ded9d35fff1a2412feb0bbc93e9d365e
Someone replied to me on Reddit stating that Wise is moving Community Federal Savings Bank detail to Evolve Bank & Trust detail for all customers that uses USD bank account details starting June. I contact Wise support and I can confirm this (see picture below). Linking TD Ameritrade to Wise should be no problem after they moved to new bank.
Basically the title. I was browsing around for info on high interest savings accounts but wanted to know if these sites are even reputable or if there are other sites that people use to get information on these types of accounts. Thoughts?
I've been with this family since school started this year. I like it here but I get a sense my foster father really doesn't want me here.
I've lived in 8 homes in my life so I'm in the habit of saving one or two things that won't go bad from my lunch every day in case I get sent somewhere where there isn't much food. I know this is maybe not okay but I get nervous about things. I've never taken anything besides food that was in my lunch from anywhere I've lived.
The other day I got home from school and my foster father had gone through my closet and discovered the food in a backpack I have. He accused me of stealing from him and his wife and had me put all the food back. He had me open all my drawers and my purse and show him what was in my pockets.
He said he would tell his wife after Christmas so I'm assuming he will tell her today.
I really like my foster mom and I think she likes having me around. I'm not sure if she will still want me around after she knows. I really don't want to be moved again and have to start at a new place and new school.
How do I try to earn my foster father's trust again? Or should I tell my foster mom what happened first?
Edited to add: I called my social worker but he hasn't responded yet.
Whenever someone talks about depositing or saving money, most people instantly think about banks for some reason. IMO they are the worst way to save money, not only do they offer interest rates that are terrible and lower than the inflation rate, they're also terrible privacy wise.
Crypto is much much better. I'm getting double digit interest rates, huge annual return due to Crypto's value rising PLUS a hedge against inflation. Moreover, there's no privacy concern and the utility is the same or even more than banks considering Crypto is being accepted more and more as a payment method with better discounts than bank credit cards. Who else does the same?
I have a good feeling about doing that.
What do you guys think?
Here in the UK, there was an interest rate rise last month – to a base rate of 0.25 per cent. But – shock horror – not one of the UK’s major banks have passed on that interest rate rise to savers. Instead, they decided to focus on something else: their own profit margins and keeping their shareholders happy. So they have now started to raise mortgage rates. That’s right … they pay you less on your savings and charge you more on their loans, mortgages, overdrafts and credit cards.
It gets worse, a recent analysis of more than 100 UK banks and building societies found that only four have increased the interest rate on some of their easy access, variable savings accounts. Only one – The Suffolk Building Society - passed the full rise to savers across all variable accounts, according to an analysis by Moneyfacts. ( Base Rate Rises To 0.25 Per Cent | moneyfacts.co.uk )
None of the major banks have yet done so but Santander, Lloyds and Halifax all announced increases to their standard variable mortgage rates by the full amount shortly after the Bank of England’s decision to raise interests rates on 16th December. Others will follow shortly.
Here’s the cherry on the cake: Nationwide has increased rates on some of its loans by as much as 0.45 percentage points – which is three times the Bank of England’s 0.15 percentage point increase.
No wonder they’re scared.
When thinking about crypto from a macro economic perspective and trying to stay away from the short term FUD and noise I think the main reason why, in the long run, Bitcoin and Cryptos will prevail is because an entire generation (Millennials and below) are losing trust in Banks, the stock market and governments in the US but also around the world.
Millennials might not account for much as we speak with only 5% of all US wealth (CNBC Source) but this will change progressively as boomers pass on over $68 Trillion to millennials (FORBES Source) making them the richest generation in America’s history! Although not all that money will go in Cryptos we can expect the an increasing amount money will be invested in this new asset class. A recent survey shows that 83% of millennials already own cryptos (CNBC source).
The hypocrisy of the government wanting to regulate cryptos “because it’s used for fraudulent purposes” while bailing out banks time after time knows no limit. Now don't get me wrong, some regulations are needed for cryptos but for the right reasons... to protect retails investors against scams and not to prevent them from making money because it displeases the old guard.
Here are some recent events that have contributed to erode trust in central systems:
- The GME Case (Game Stop) where brokers and exchanges such as Robinhood blocked buying the stock, allowing only to sell because it suited hedge funds shorting the stock and against retail traders (how ironic for a company named Robinhood). (Source)
- The US central bank printing roughly 30% (or more) of all dollars in existence in the last 12 months causing inflation to spike to highest level for nearly 40 years (BBC Source) and just recently raising its debt ceiling by another $2.5 trillion (NYT Source).
- JP Morgan fined $200 million for failing to track work related communication ([NYT Source](https://www.nytimes.com/2
... keep reading on reddit ➡This is about financial freedom and minimalism, even though it's quite overwhelming in the beginning. For some, it may be a no-brainer, but it seems as if this is not as popular as I thought it would be. So hear me out:
You never know what happens next. Your washing machine breaks down, your kid wants to go on vacation, you have too much technology and it needs to be replaced every other year or you're going to be unemployed for a long time.
Break down your daily/monthly/yearly costs for everything and you can start budgeting your life.
I save $20 a month for tech (notebook, phone, TV,...), $25 monthly for clothes, $250 a year for gifts and so on and put it on these different subaccounts. If my jeans tear apart, I will be prepared. My vacuum just broke down? No worries, I've got it! My sofa is new and I know that in 10 years I will need a new one? Nevertheless, save for it.
Here's an example:
Health:
If you are fortunate enough to make good money, save up a reserve for at least 6 months of no-income. If your basic living costs are at about $1000, then you save for $6000. If it's $3000, then save for $18.000, and so on.
Tech:
The daily costs for my phone are at around €0,10. I paid €150 for it and want to use it for at least 4 years. So you just divide this by the total days (4*365).
My MacBook (private and work) costs about €0,47 a day. (€850/(5*365))
Don't offset the earnings from any sale, as things can break very quickly and have no more value at all.
Savings: €0,10 * 30 days + €0,47 * 30 days = €17,10 a month
Gifts:
I've got between 6-8 people, which I want to give gifts to in a year. I set my limit to €250 in total, that makes €15 for each birthday and Christmas. I pay that money to my subaccount on the 1st of January and have not to worry about it for the rest of the year.
Savings: €250 / 12 months = €21 a month
Clothes:
I counted all my clothes and how often I need to replace them (not because I want to, but because I need to). There's good quality winter jackets (lasts 10 years), good quality jeans (1-2 years), good quality shirts (1-4 years). I landed at €25-28 a month.
Your favorite area:
...
The earlier you start saving up money, the lower your monthly savings/costs get!
It not only shows you the real value for everything, but it also saves you a lot of anger and frustration, when something happens, because YOU ARE PREPARED. When dealing with these th
Was there a real bank that sort of did what this bank did for the Juarez cartel in the show ?
