3 months ago my SPS account stopped updating and since then I've regularly tried to get it back up and running but each time the same thing happens:

• I try to reconnect

• The service to authenticate Mint to my bank pops up and says SPS needs to get a verification code and asks me to select the phone or email to send it to (these are set up via my SPS account which tells me that it's connecting fine to even get that info)

• I select one of the options and receive the verification code, entering it in

• The authentication service asks me to re-enter my Username and Password which I do

• The authentication service once again asks me to send a verification code to my phone or email

• The cycle repeats ad-infinitum

My other accounts all sync just fine (other than occasionally having to re-authenticate some every couple of months annoyingly) and SPS was working fine 3 months ago. SPS has TERRIBLE customer service and if I had a choice I would never use them as a Mortgage company so they are no help.

I have verified all of my information multiple times, logged into my actual SPS account via the portal multiple times but nothing.

SPS is filled with controversy, complaints, and class action lawsuits. We have about 800,000 mortgages so there's a chance that someone reading this has their loan through us. Here's your chance to fire away and hear all of the things we're not allowed to tell you!

I've heard my parents say it a million times. Literally my entire life when I made singular suggestions, I was always met with the Diversify argument.

The USA reads at a 7th grade level. That's 12-13 year Olds. I believe through simple programming, MSM could have had a profound impact on society in the marketing of ETFs.

This is total speculation hence the flair, but the thought is legitimate. It would justify the rise in popularity of ETFs.

Hedgies pushed diversification, not precision. They sold a fallacy of accuracy while simultaneously executing singular trades with malicious intent that has now brought the US financial system to collapse (for like the third time.. Just in my lifetime).

...

Side note: Good example of accuracy vs. precision: A field goal kicker in football is accurate if they make five 50 yard field goals in a row. A field goal kicker is precise if they hit the left goal post 5 times in a row from 50 yards.

Now imagine the Ryan Cohen is the kicker, GME is the ball and this is 5D chess and not football. Boom. Flawless comparison and logic. ...

Practical, financially conscious and risk adverse (oh, the irony) Americans bought into this accuracy plan in the form of etfs, 401ks, pension plans, etc. It's the classic passive-income "set-it and forget-it" pitch. People didn't have the access to the information to offer other options, so, this is what everyone did. Luckily we have 'better' access to information today. Impeccable timing actually, some may call it precise.... Lol this is ridiculous, but I'm almost done.

The more capital in these markets, the more play money for the hedgies. Generations of Americans fed into this crap.

Problem is, there's only one "idiosyncratic risk" to the market that could cause a "black swan" event and we are just sitting in the stands watching the game.

The only diversifying I'll be doing is post-MOASS and it will be in conjunction with ape philanthropy.

If you made it this far, thanks for reading my fellow ape. I hope this 'article' is grounded in more fact than something on a MSM publication.

Buy. Hodl. DRS. I'm excited to watch the rest of the game with you, my fellow shit slingers. 💩🙈🙉🙊

I’ve just set up a Fidelity 529 a few weeks ago and started with a small $200 contribution and I’ll be adding $200 a month for now. I first selected an age based portfolio, but it won’t show me what that portfolio is specifically invested in. It will only give me percentages. The one I selected is currently made up of over 50% bonds, which seems crazy considering my son is only 7 month old. My target date fund for my 401k is only 10% bonds and it is still a little conservative probably.

Looking at the custom options, I’m thinking of selecting 90% total market index portfolio and 10% intermediate treasury portfolio. Is there a better way to go here?

$RPNRF Competitive Advantage: Well poised to establish a robust foothold in its target markets, driven by product differentiation, distribution and marketing. The company’s product portfolio utilizes evidenced-based science to select ingredients with health and well-being benefits. It then develops certified products that are designed to appeal to personalized market segments and thatcan be marketed through both brick-and-mortar and online distribution channels.

As the title says US bank and sps are trying to foreclose on our house that only my wife’s ex husband was on the mortgage. During the divorce he filed bankruptcy including the mortgage to the house that my wife lives at. They started this in 2019 and we are at a standstill. They haven’t filed paperwork with our town clerk at all. Iv talked to a couple lawyers and no one wants to touch it because these are huge companies. Do I file for a motion to dismiss nothing has been done since June 2020 or before that because of covid. Do I want to poke this bear because we have no mortgage and we are living here just for utilities. Should I pay my town taxes on the property we legally don’t own. Any advice is appreciated. From Vermont USA

now that Syfe has release their latest portfolo features, Syfe Select, does this make them the most recommendable robo-advisors for newer investors or those who simply don't want to DIY? the Select Custom portfolio even allows customised building with any ETF shortlisted by Syfe, while the other provides 5 themesto choose from. however, it doesn't seem that there're LSE ETFs there yet, so it's probably a rehash of the ETFs from their equity100. thoughts?

LOS ANGELES, CA / ACCESSWIRE / November 10, 2021 / Cinedigm, a leading global FAST (Free, Ad-Supported Streaming Television) independent streaming company, has chosen Media Business Management Platform WHATS'ON by MEDIAGENIX as the content programming solution to power its growing portfolio of ad-supported FAST channels.

Link here:

https://investor.cinedigm.com/news/news-details/2021/Cinedigm-Selects-WHATSON-to-Scale-Companys-Ad-Supported-FAST-Channel-Portfolio/default.aspx

Each ETF can have hundreds of holdings. Many ETFs such as QQQ, SPY, etc. are dominated by a few common stocks like Apple, Microsoft, etc. Adding such ETFs is making my portfolio increasingly dependent on a few stocks. One way to select ETFs for a diversified portfolio is by going through the holdings of different ETFs in the existing portfolio and the ETF we intend to buy. This way we can identify the extent of overlap between our portfolio and a given ETF and make a more informed choice. However, this process can be time-consuming and tedious. I am curious how you guys go about this problem? Are there any websites/tools which can help select ETFs for a diversified portfolio?

A lot of people coming online in this sub will find a lot of recommendations. What coins to buy, when to do it, what industries etc. The problem is those are all scattered pieces of a larger picture. I wanted to give a possible consideration of a simple strategy that I am moving towards in the last few months. Here are the basic core elements:

• Funding: you need to have a regular, monthly stream of cash you can invest into crypto. Many people can simply set aside a portion of their monthly savings for crypto investments. If you can, this is a one clean way to do it. For myself, I already have my savings set aside for other items and investments and this wasn't what I chose to do. I chose to create a monthly revenue stream from mining crypto, and use the funds generated there to fuel my crypto investments. No matter what you do, before you decide to invest in crypto you should plan out what regular, and consistent course of money you will use for your investing.
• Selection: There are a lot of strategies for crypto investing. Market focus, trend focus, coin focus, value focus. Just like stocks there are a lot of different ways people determine what to buy.
• Purchasing: There are a number of different ways to buy in. One of the most popular, and generally recommended is called DCA- dollar cost averaging.

All of the long time investors and crypto hodlers will laugh at how obvious some of this stuff is. But the truth is, there is so much weird chatter on this channel that a lot of clear and core ideas seem to be ignored. All I am doing here is giving my own "self-story" of how I do this. It is not what everyone can or should do. I am not providing advice, just an outline sketch of one idea- the outline I use. If it helps great. If you can steal parts of the ideas here to help yourself. Do it. Just read through this and see if it helps you in adding to your overall knowledge on crypto, and how to approach investing in it.

Funding

Investment funding: first, I decided that I don't want to invest additional money streams from my regular income to build my crypto portfolio. Instead, I decided to make an initial investment in building a mining rig, that would produce monthly income. Sounds simple enough. But it is not. It requires some work. It is also not truly feasible if you are not a tech savvy person. That said, if you know how to build your own PC, you can build a mining rig. There are several communities in reddit that can help you wi

Title. I threw this on the PF sub but wanted to ask your thoughts here, too.

I'm 18 and banking with Wells Fargo - my money has a lot of time to sit. Because of that, I suppose I'd be more comfortable with risk, but sometimes I get FOMO: maybe I'll miss out on a better ETF, stock, etc. that an algorithm would have picked up on. (As for indexes, I don't have the kind of money to buy more than 4 shares of S&P directly lol. I was more so contemplating and comparing all the ETFs that track an index/mutual funds, for example. And obviously there are so many of those.)

I also have the option to mix automation and manual trading and delegate a certain amount of money to each type of trading per year. What to do?

I checked a few options like Kotak, Motilal Oswal, etc. What are some things I should keep in mind before selecting one?

I’m in my second to last year of undergrad studying architecture, so whenever I apply to a job the requested/required documents are my cover letter + resume + portfolio/condensed work sample. I wasn’t getting any responses to job applications so my parents convinced me to hire a resume writer, who was insistent that I put a section into my resume that was just a summary of the projects in my portfolio. Do I actually need it?

Hi

As you know the safest way to invest for the Long Run is to buy a Market Spider ETF in a market that is growing. This video will help you understand how to select your market spider ETF.

https://www.youtube.com/watch?v=K0mQnMe14Ug

My aim is long-term retirement inventing, and I am in mid late-20's so my time horizon is 40+ years. I have been maxing my Roth/Traditional IRA's since I was 22, with my investments split 70/30 VTI and VXUS.

The retirement plan at my employer is an ESOP, and we do not have a 401k option. I also do not have an HSA-eligible plan. I only say this to give context that my $6k/yr IRA investment is my primary retirement savings. My ESOP has potential to be substantial, but I do not like to rely on it.

I am opening a brokerage account through Vanguard (where the rest of my accounts are housed) for additional investments. I believe that I can likely put $500 - $1,000/month into account. I would like to continue investing into VTI and VXUS, but also incorporate some individual stock picks. I believe a good balance could be 50/35/15?

I'd like these choices to be somewhat set-and-forget picks that I think can do well to stand the test of my entire timeline. Obviously I can re-evaluate, but this is my aim. I also like the idea of dividend stocks to weather downtimes and still see dividend revenue. Most of the picks below are what I call my "pessimistic picks" in that if things are going poorly in the world I believe these companies could survive and possibly thrive.

WMT

V, MA, DFS, PYPL

MELI

LMT, RTX, NOC, BA

WM, RSG

GOOG

I like the idea of setting on close to (10) starting stocks that I can get $1k into each. I'm not buying all today, so am open to thoughts on companies that you like but believe are overvalued now, versus picks that may be closer to a buy-now! All additional ideas are appreciated!

Introduced: Sponsor: Sen. Tammy Baldwin [D-WI]

This bill was referred to the Senate Committee on Health, Education, Labor, and Pensions which will consider it before sending it to the Senate floor for consideration.

Sen. Tammy Baldwin [D-WI] is a member of the committee.

Govtrack.us Summary

I'm a photographer who wants to avoid coming anywhere near instagram, and as such I want to do things automatically.

The plan is to select a random photo of my portfolio (folder in pc), and then post it automatically with some generic hashtags at 9AM.

Is there a way I can do this for free? (or for cheap)

Hallo lovelies!

This is the third in my series of posts about creating and updating a content portfolio / freelance writing website, where I am using my own website redesign as an example. The hope is that you can use my ideas and changes to help you think about your own portfolios and websites, so you can attract more clients.

Previous posts:

• Part 1, Introduction
• Part 2, Design

It's time to look at the freelance writing services I offer

I partly structure my website based on the types of services I provide to clients. I do this for several reasons:

• It helps me target important freelance writing keywords, like "articles, blogs, content marketing, B2B content, white papers, etc."
• It allows clients to see I have relevant expertise and experience in those areas.
• It lets me tag my individual portfolio samples with my service types, so that when people visit, for example, my white paper service page, they get links to the white papers I have created.

Prior to my redesign, I have nine main service pages aligned around my services as a B2B writer:

1. The main, central page that links to my other services.
2. Articles and blog posts
3. Guides and reviews
4. Website copy
5. White papers and ebooks
6. Writing for marketing agencies
7. Writing for business
8. Writing for finance
9. Writing for technology

According to Google Analytics, my "Article and blog post" service page and my master service page are the fourth and fifth most popular pages on the site, respectively - with six of the service pages appearing in the top 20 most visited pages. There is some crossover between these pages - for example, the "Writing for Business" page may also include articles and ebooks, etc.

So, these are important parts of the website - not as specialized as expertise / niche pages (more on those in a future post), but certainly in terms of showing I can do each of these types of work.

This means I need to be careful about any restructuring of these pages.

What the service pages currently contain

The idea of my service pages is that whenever a potential client visits one, they can see everything related to that particular service. Here's what I currently include:

• Title of the page
• Introduction
• How those services can help the client
• Why that se

Rule one of investing is that you don't invest more than you can afford to lose. This applies to crypto as much as it does to Wall Street. If you can't afford an extra $50, you're probably already in a little deeper than is sensible.

I know some local laws make it harder to convert fiat to crypto, that's a different issue.

Hi all, recently I've done some research and came to conclusion that it's a good time to jump into oil & gas stocks cause I think oil price gonna go up. Instead of individual stock what do you think if I add XLE to my portfolio? Initially I wanted to buy Exxon & BP, but XLE seems to be a better buy imo This is their holdings:

Exxon Mobil Corp. XOM - 23.94

Chevron Corp. CVX - 20.78

Conoco Phillips COP - 5.57

Schlumberger Ltd. SLB - 4.58

EOG Resources, Inc. EOG - 4.38

Phillips 66 PSX - 4.15

Marathon Petroleum Corp MPC - 4.04

Kinder Morgan Inc - Ordinary Shares - Class P KMI - 3.55

Williams Cos Inc WMB - 3.41

Pioneer Natural Resources Co. PXD - 3.29

Is this a good ETF in y'all opinion?

Struggling to find a good crypto portfolio tracker for free. I made some resources in Excel for myself that calculate taxable gains and losses accurately, but too lazy at the moment to build a full portfolio tool in excel as well.

Ideally, I want something that uses manual entry and tracks the cost basis/quantity for each asset (ex. 100 coins at $2, 200 coins at $3, 100 coins at $1.50) and the average cost basis of each crypto held. Then also a way to enter sell transactions using selection ID basis (choosing specific coins at a particular cost basis to sell). Found some tools that came close, but they all used FIFO for selling.

Might end up having to make something, but figured I would post here to see if anything was available!

So I got inspired to look into tech stocks, and create a list of what is promising/proven in the world of tech, mainly Internet companies and a few selects Hardware manufactures.

First FAANG comes to mind, and Tencent, Alibaba, and Baidu. Then there is Tesla, Shopify, Zoom, Mercado Libre and Jumo (Amazon of Latin America and Africa) and Atlassian. And so the list goes on and can be filled.

The goal for me here would be identifying these companies, and find a way to match them to existing ETFs and achieve a promising exposure around 5% per stock for example. Or taking a bigger bet with 10% Tencent.

Here is how I thought about it, and now I am looking for some input of where I can find this information and how to display it visually for easy decision making:

Goal for Tech ETF

• Identify the worlds leading tech companies and promising ventures they back
  • eg. Tencent holds 40% of non-ipo epic games (unreal engine, fortnite)
• Find promising ETFs that back these stocks in their portfolio
• visualise the backing and identify a strategy to invest into the minimum amount of ETFs, to have the most exposure to these stocks, and ideally without to much other stocks not part of the list (slack).
• Visualise the segmentation
  • e.g. I want 10% of my portfolio to be Tencent, in the ETFs selected ( e.g. QQQ und KRANE) Tencent comes in at X%
• compare with all other stocks identified and see how much % per stock is represented.
• tweak the the selected ETF to see what happens, and how representation of stock changes (visually with a pie chart)
• 80% Fit and 20% Slack (other stocks I did not intend) is considered a win.

Lastly optimising for expense ratio and opting for ETFs that re-invest any dividends paid.

Happy for advise and thoughts on your end.

Introduced: Sponsor: Rep. Pramila Jayapal [D-WA7]

This bill was referred to the House Committee on Education and Labor which will consider it before sending it to the House floor for consideration.

Rep. Pramila Jayapal [D-WA7] is a member of the committee.

Govtrack.us Summary