List of Top 10 Pharma Franchise Companies in India
[NOS] Dutch football clubs received nearly €25m combined in financial support from Dutch employee insurance agency UWV as part of a temporary emergency measure to help companies pay employee salaries due to COVID-19. Full list below nos.nl/l/2340270
Trying to reduce costs? Maybe you're overpaying vehicle insurance? Here is a list of sample premiums for licensed insurance companies that transact more than 95% of the private passenger auto insurance market in Hawaii. I hope this helps some of you. 😊 cca.hawaii.gov/ins/files/…
@RoKhanna: "A NH voter gave this to me. It should be on the front page of the NYT. This is apparently a list of all the reasons Tufts, a private insurance company in NH, will deny a claim. This is why we need @BernieSanders and Medicare for All." twitter.com/RoKhanna/stat…
Updated list of insurance companies that cover corneal collagen crosslinking (CXL) for progressive keratoconus in the United States keratoconusgroup.org/2019…
My old house was broken into, this is the list of stolen property they provided to the police and insurance company. Living in a legal state is crazy/amazing!
Other costs of living in London: insurance company just added £1300 to my quote for motorcycle insurance when I changed my address from Guildford to East London.
There are only India 7 companies in the global 500 list, out of which 4 are PSUs and 5 are in petrochemicals.
Why Life Insurance Corporation of India (LIC) is not there in Fortune Global 500 list? beta.fortune.com/global50…
Analyzing Life Insurance companies in growth markets like India and China
Hi All, I am looking to analyse Life Insurance Companies in growth economies (India, China etc.) and facing with the following challenges
- Since the products are long-tenor, accounting is completely opaque as high acquisition costs are expended right away instead of amortizing over life. How should one see P&L profits here?
- Sell-side is valuing this business by projecting value of new business (VNB) and giving a multiple to it - However, the VNB calculation is rather strange as it calculated as PV of cash flows of new business written that year discounted at risk free rate. It seems to me that cash flows should be discounted at cost of equity (and not risk free rate) to come to VNB. What is the right framework?
- Life Insurance companies don't talk about ROCE, ROA - how does one say if this business is good or bad without knowing its capital efficiency?
- Various types of products have different capital requirements - how does understand which is the most lucrative product?
- Would be great if someone could share material on evaluating life insurance business (books, papers, primers)
Edit 1:
Some of the things I've found which helps answer some questions I posted
http://www.fbv.kit.edu/symposium/8th/papers/darbellay.pdf
http://www.ordineattuari.it/media/3227/ONA_FVG_EV_752.pdf (if someone know italian and can help with the last few pages, would appreciate it)
Today I learned 83% of Psychiatry Providers listed as In-Network with an Insurance Company, either don't exist or aren't accepting new patients, a term described as "Ghost Networks" statnews.com/2019/06/17/g…
Here is an updated list of insurance companies that cover corneal collagen crosslinking (CXL) for progressive keratoconus in the United States keratoconusgroup.org/2017…
Insurance Companies Made Rs 10,000 Cr Profit Out Of Modi's Crop Insurance Scheme: CSE Report | Data from the Insurance Regulatory and Development Authority of India revealed to CSE that insurance companies had amassed above Rs 15,891 crore in premiums. outlookindia.com/website/…
