Debits and Credits (book) Puns

I want to make sure that I don't accidentally spend even a fraction of a cent. Should I put my money in a credit union and cut up the bank records?

Help reddit I have to take these scissors back to WalMart for a full refund.

I know the difference between the two.But isn’t a credit card better for always knowing how much money you have in your bank account?

Edit: I’m pretty confused on how billing cycles and all of that timing stuff works. Thank you all, the advice you guys have given me has been amazing, and hopefully other people learned some stuff too.

I have learned double entry book keeping as it is commonly practiced in business. Plaintext Accounting - as I have learned it by using beancount - has a different approach which resulted it being very confusing for me. I now understand that this is purely semantic. Debits and credits - are they really that confusing? and the comments have helped me understanding the history and how both concepts are valid and equivalent.

As an accountant it is often necessary to interact with people unfamiliar with the concepts in plain text accounting. When presenting a balance sheet, people will be confused why the left side is negative and the totals are not equal. It becomes difficult to audit the transactions or even pass on bookkeeping to someone unfamiliar with these concepts but familiar with GAAP (as asked here).

Is there any way to use plaintext accounting (or specifically beancount) using the traditional understanding of accounting?

More specifically:

1. Is there a tool that uses Debits and Credits where Assets and Income is generally positive?
2. If 1. is not possible: Is there a tool to generate an ordinary balance sheet where both sides add up? Is there a tool to convert/generate a report of the journal complying to ordinary accounting?
3. Specifically to beancount: Is it possible to do this in beancount and use fava or a similar tool for it?

Thank you for your time.

For all of my buying, I automatically use my debit card for everything getting no cash back or rewards. I plan on paying the credit balance off monthly, but with rewards credit cards there is interest, will I be charged interest monthly on that credit? I just want to know if the pros outweigh the cons. If the rewards benefits will outweigh any interest/annual fees. Thanks for any and all advice.

This happened today to a friend of mine. She received a call from someone claiming to be from Chase Bank and the caller ID matched the number on the back of her card. They even said they wanted to confirm who they were talking to by sending her a security code (which they texted to - guess where? - her number). After asking a few bogus "security" questions, she gave them her card number and the security code, still believing this was her bank. After the call, she had a bad feeling about the whole thing and called Chase who informed her they did not call her. They also said her account had been drained of $600, all she had. The end result is that since she contacted them right away, Chase will be crediting her loss, opening a new account and sending her a new card. Big hassle that could have turned out much worse.

So my girlfriend just landed and her cards don’t work at the ATM. She’s still at the airport. How can she get money out of the bank? Is there anything she could do? She has Venmo and PayPal but I’m not sure those will help. I’m stressed and don’t know what to do.

Update: I don’t know how to do updates on mobile but here’s what happened the cc does not have cash forward so she can’t get money out that way. Her debit card seems to have been not working well on the trip so the chip in it is probably broken. So can she go to a physical bank and get money transferred that way?

She did notify her bank before she left the states but she might not have cash advance set up.

Update: She trying the card a different atms and it didn’t work. She going to go to where she is staying and send herself money using Western Union until she can get her bank sorted.

Thank you everyone so much for all you help and advice

Like the title says my father in law keeps asking my wife and I to pay his bills using our own debit/credit cards and give us cash in return. He has major medical issues and cant get around very well so the first couple times he asked I chalked it up to him not being able to get to the bank. So I paid a couple of his phone bills over the phone with my credit card and he gave me the cash. I made the mistake of giving him my credit card number so he could pay one bill in which I was having trouble getting accessing to that account. He assured me he wouldn't keep it. A few weeks later I noticed some extra charges on my card and I knew it was him so I got a new card. Next time I saw him he gave me the cash and i told him i wasn't going to be doing that for him anymore.

Now he keeps calling my wife (his daughter) everyday and wants her to pay his bills with her debit card in exchange for cash. I'm pretty sure his only income is social security and for some reason he won't put money in his bank account. He will only keep cash on hand. It started out with him asking us to pay a bill here and there but now it is literally every single bill he gets and I absolutely won't do that. Could we get him a prepaid debit card he could use to pay his bills so it gets him off our backs? Is there a better course of action to help him out without actually paying his bills for him?

A couple years ago before all these financial red flags started he added my wife to his bank account. I'm worried if her name being on the account could make her responsible for his debts. Her name is only on his savings/checking accounts and none of his credit cards. Should I be worried about this and look at getting her name off his account?

In his will he has also left everything to her and I dont want to inherit a large amount of debt. Should I be worried about that?

Any advice is appreciated.

Should I take out the maximum loan amount?

My idea was instead of using my credit card from now on I can use some of the loan amount to begin making some credit card payments. This way in the long run I'm paying only the 6% -8% APR for student loans. Is this reasonable?

What do people do if they already have debt and are going into more school debt?

Any advice is helpful

Edit: Thank you everyone!

Hey folks Gilead is one of the few companies (probably the only company actually) that I know really, really well. In the next 5 years, this company is going to face increasing hardships and a tough balance sheet, primarily because of dwindling HCV sales. Furthermore, I know the pipeline well and the only thing that Gilead does have that could get money is Filgo, but other than that, Yescarta is actually not going to be a good ROI for Gilead. While I think that in the short term, this coronavirus has pumped the price up, eventually the markets will forget about coronavirus (I would say that they only remember corona in the next two weeks to create dips). Essentially, for the next year at least, every ER that gilead will put out will be a disappointment for WS, so I will always do call credit spreads while buying put debit spreads. I know it's not sexy like seeing your ITCI calls shoot through the roof or something like that, but I think this is as close to a free-money trick on the market right now as we'll ever get. I don't know about you, but having almost risk-free bets in a world as unpredictable as biotech is something quite refreshing for me. I was right about the ER that just happened and my put debit spreads/call credit spreads printed quite well. Of course, the stock rebounded because of corona. However, in the next quarters, I doubt that Gilead will have this corona virus stuff in the news, so I think it's a good bet to do again and again.

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Title is pretty self-explanatory, but here's the details:

My sister is 6 months pregnant and she and her boyfriend live with us. This afternoon when I checked my bank account I noticed several transactions I couldn't have done (being home all day and not using either card). I checked my wallet and sure enough both cards are gone - so I report them stolen to the bank. They told me when and where the cards were used, just to make sure I wasn't mistaken and I confirmed I didn't used them.

I then called the place they were used, a local gas station. They reviewed the tapes with the time, and they noticed my sister using both the gas pumps and the ATM (where $100 was withdrawn by debit). She tried to get $150 from my credit card, but it was maxed out and she couldn't.

I am devastated by this. My sister has stolen from everybody in the family before, but usually it was small things - a few dollars lying here or there. We play hide-and-seek with things we think she might take, but she's never gone this far before.

I decided I didn't care whether or not she was arrested for this, she needs to learn the consequences for her actions (Her defense is mainly "But I'm expecting a BABYYYYYYYY"). My dad somewhat agrees with me, my mom however, has always been her enabler. Explaining that yes, my sister is at fault, and yes it was wrong, but she's family and I shouldn't allow her to be arrested.

My mom is worried my actions will hurt my sister - that she's finally cleaning herself up, she's not using heavy drugs anymore (Lie, we're all pretty sure the baby will come out addicted to something and the baby daddy won't be the wiser till it happens), she's in school to become a home care nurse (if she's willing to steal from family, she'll be willing to steal from clients), etc. How could I ruin my sister's life??

My sister ruined her own life, but somehow it's my responsibility?

I just don't know what to do.

tl;dr: My sister stole from me, and my mom expects me to just take it as a loss and walk away.

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We are still accepting private purchases via email. We accept CashApp and BTC for these transactions, and will no longer be supporting PayPal payment in ANY capacity. All major debit and credit cards can be processed through our website, along with Google Pay, Amazon Pay, and more! More payment options coming soon.

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OHS

Cubensis spore syringe orders need to be ironed out a little, but for now, please email me which varieties you'd like BEFORE processing your order. Everything else should work great!

Edit:

I'm 99% sure amazon pay is working please let me know if it's not.

I'm working on shipping labels so international may need to be custom invoices for the next day or two; thanks for bearing with me.

I am trying to decide between this one and this one but leaning towards the latter because of the price.

BTC payments enjoy a 10% discount off our reddit pricing this weekend!

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SECTIONS BELOW:

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#SPORE SYRINGES/PRINTS FOR SALE

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• Item #2. [Pans and Stones]: Choose any 3 or any 6: Panaeolus cyanescens vars. Australian (F1), Central Florida (F1), Florida Gulf Coast (F1), Texan (F1), and Gulf Coast Texas (F1), Panaeolus cinctulus may be added as a substitution. Mix-and-Match! 3-Pack 10mL $40, 6-Pack 10mL $70.

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Welcome to GigaTech

Welcome to MevelGroup a subsidiary of GigaTech Services Hello everyone here on reddit, I’m mevelt**, I am working with drextech who is operate the most current post in this thread. If you need to contact drextech for a recent transaction and are unable to reach him, you can post here and I’ll be able to assist. We are here to provide great service and provide knowledgeable replies to your questions. Think of us as the The Dynamic Duo of reddit :) 5★★★★★ Service! Contact me here mevelt

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Edit:And has enough money in your walle-

Obviously, you'd all have been told not to write your PIN on your cards, or write it down anywhere for that matter.

But write down a random four digits on your card, as your PIN. Make sure that these 4 digits aren't related to your actual PIN (no entering your PIN in reverse does not alert the cops like the internet tells you).

By writing down 4 digits, and writing that it's the pin, ensures that someone stealing your card (at a crowded shop / a pickpocket), will first read this and try to use the card with that pin. Since it is written as the PIN, they'll mostly try it multiple times, and most banks block your account at three attempts.

PS: I've benefited out of this once - the pickpocket blocked my card before I realized that I had lost my wallet.

A few years ago when the first videos starting circulating about the skimmers on card readers, I noticed that most of them were just faceplates or essentially just "false front" devices. They attach easily and detach just as easily for quick access by the scammers. A quick hard tug on the face of the device, whether it be at the Point of Sale or at an ATM or fuel pump, is easy to do and could potentially save you from having your info stolen. I've been doing this at every reader for years, and as rare as it may be to actually come across one, they do exist.

UPDATE: All servers have been sold. We thank everyone for their interest.

Hi Everyone,

A lot of servers and RAM to sell. All prices are negotiable and are in CAD. More servers and RAM are available at our location in Keele and St. Clair. Not willing to ship at the moment

Timestamps

DELL PowerEdge R710 - $150

- CPU: Dual Xeon X5620 @ 2.40Ghz

- PSU: Dual 570W

- RAM: 12GB

- HDD: None - No Caddies (2.5”)

- RAID: PERC H700

- 2 x QLogic PX2510401-52 (Dual Port Fibre 4Gbps Channel HBA Card)

DELL PowerEdge R710 - $150

- CPU: Dual Xeon X5560 @ 2.80Ghz

- PSU: Dual 870W

- RAM: 32GB

- HDD: None - No Caddies (3.5”)

- RAID: PERC 6/i

- 1 x QLogic IB6410401-02 (InfiniBand 40Gbps Single Port Card)

DELL PowerEdge R610 - $130

- CPU: Dual Xeon X5670 @ 2.93Ghz

- PSU: 717W

- RAM: 16GB

- HDD: None - No Caddies (2.5”)

- RAID: LSI Logic SAS1068E-IR

Dell PowerEdge R620 - $250

- CPU: Dual Xeon E5-2670 @ 2.60Ghz

- PSU: Dual 750W

- RAM: 32GB

- HDD: None - No Caddies (2.5”)

- RAID: PERC H310 Mini

Dell PowerEdge R620 - $250

- CPU: Dual Xeon E5-2650 V2 @ 2.60Ghz

- PSU: Dual 750W

- RAM: 32GB

- HDD: None - No Caddies (2.5”)

- RAID: PERC H710 Mini

DELL PowerEdge R410 - $100

- CPU: Dual Xeon E5630 @ 2.53Ghz

- PSU: 480W

- RAM: 16GB

- HDD: None - No Caddies (3.5”)

- RAID: PERC H200

DELL PowerEdge R210 II - $100

- CPU: Xeon E3-1240 V2 @ 3.4Ghz

- PSU: 250W

- RAM: 8GB

- HDD: None - No Caddies (3.5”)

DELL PowerEdge R210 II - $100

- CPU: Xeon E3-1220L @ 2.2Ghz

- PSU: 250W

- RAM: 8GB

- HDD: None - No Caddies (3.5”)

SUPERMICRO X9DR3-LN4F+ - $175

- CPU: Dual Xeon E5-2630 @ 2.3Ghz

- PSU: 740W

- RAM: 32GB

- HDD: None - No Caddies (3.5”)

- RAID: LSI MegaRAID SAS 9260-4i

SUPERMICRO X9SRW-F - $150

- CPU: Xeon E5-1620 @ 2.3Ghz

- PSU: Dual 500W

- RAM: 32GB

- HDD: None - No Caddies (3.5”)

- RAID: LSI MegaRAID SAS 9260-4i

- Intel I350T2 Ethernet Server Adapter

- Intel Gigabit ET Dual Port Server Adapter

Server RAM: $10-$30

- 4GB, 8GB, & 16GB

Welcome to GigaTech

Welcome to MevelGroup a subsidiary of GigaTech Services Hello everyone here on reddit, I’m mevelt**, I am working with drextech who is operate the most current post in this thread. If you need to contact drextech for a recent transaction and are unable to reach him, you can post here and I’ll be able to assist. We are here to provide great service and provide knowledgeable replies to your questions. Think of us as the The Dynamic Duo of reddit :) 5★★★★★ Service! Contact me here mevelt

Reviews

Check out some of our reviews via comments from previous threads here

Forms of Payment

• Due to PayPal changing their system yet again my perferred method is Debit/credit (Using squareup - No account needed)
• Amazon e-Cards When using -: Amazon-E-Gift Card Use this link... Make sure to complete the order and for email, Contact me for my email. I will reply back as soon as I can. This form of payment is rather quick and simple as long as you have an Amazon account
• Google Pay Please PM me Here letting me know what you want and I'll send you a request- invoice You must have a Google account.
• Paypal Accepting PayPal again! Please message me asking what you need. I'm not always available so please contact my colleague for taking orders Here he mostly take PayPal orders in case that's your only option. He's rather fast at replying too. He will work with you instead of me.
• BTC Bitcoin Please message me what you are looking for. I will reply back as soon as I can.
• **Debit and credit cards (Squareup) - Our Payment Services allow you to accept payments from any US-issued and most non-US issued credit, debit, prepaid, or gift cards with the A