A list of puns related to "AccessBank"
I saw some similar posts to this so I thought I'd jump on the bandwagon.
I work for a mid-size lawfirm that hired me as an IT specialist to handle all of their digital evidence for trials. The law-firm was in the process of changing their evidence managing system to Cloud based and wanted me to to be the only person with admin access to the Cloud, everyone else would be limited to view only and would work on a local network drive. Sounds great, but I quickly realized this was the only task they expected me to perform in my 8-hour shift. This was in no way an 8-hour job, so I was stuck pretending to work at the office most of the time.
Then COVID happened and I was asked if there was any way I could work from home. I set up a remote workstation, tunneled it to my house, and that's when the real fun began. In about a week I was able to write, debug, and perfect a simple script that performed my entire job. It essentially scans the on-site drive for any new files, generates hash values for them, transfers them to the Cloud, then generates hash values again for fidelity (in court you have to prove digital evidence hasn't been tampered with). I clock in every day, play video games or do whatever, and at the end of the day I look over the logs to make sure everything ran smoothly... then clock out. I'm only at my desk maybe 10 minutes a day.
For a while I felt guilty, like I was ripping the law-firm off, but eventually I convinced myself that as long as everyone is happy there's no harm done. I'm doing exactly what they hired me to do, all of the work is done in a timely manner, and I get to enjoy my life. Win win for everyone involved. Plus, I've already decided that if they ever try to get rid of me I'll just get rid of the script. I'm running it on equipment that I own so if they lose me, they lose the work. Creating my own job security.
Edit: Wanted to answer a few questions I've been getting.
How much am I getting paid? Just shy of 90k. I think I'm doing alright.
What work did they hire me to do? Sorry if it wasn't clear. The firm gets thousands of digital documents, photos, etc on a daily basis. All of this goes on a local drive. My job is to transfer all of these files to the Cloud and then verify their fidelity.
Why do they think this is an 8-hour job? Before they hired me they were struggling to keep up with things. Employees submit a spreadsheet of all the files they've placed on the local drive at the end of the day. Then the
I (F31) have a brother (M29) and he is getting married next year. We lost our Mum in 2012 and our Dad in 2016. We are each others only living relatives. I have a good job, I earn a lot of money (£150,000 per year). My brother also has a good job, but doesn’t earn anywhere. near as much (£35,000). We we raised to always look after each other and share. My partner and I are child free.
Over the years I have paid for my brothers Masters degree, paid the down payment on his house (our parents rented, so there is no family home). I will also be paying for my future SIL (F26) and my brother to have future rounds of IVF. SIL works part-time and earns about 15k a year, her parents are not well off.
My brother asked if I could contribute to the cost of the wedding. I said I’d pay for it, as is is small with 100 guests, and set up a wedding account for them into which I put £25,000 which they both have access to.
SIL’s entire family are involved as bridesmaids and groomsmen. My husband and I are guests. Brother and SIL have been going around venues with her family, and I get emailed the costing if it’s selected.
I told my brother I don’t mind paying for the wedding but I feel really weird that everyone else is involved in the decision and I’m just involved with paying. Brother has said that I’m not our parents, I can’t replace our parents and that’s why I’m not involved. Why can’t I just do something nice without making him feel shit. I feel like an asshole for causing drama, but also feel taken advantage of. AITA?
UPDATE: This is in the UK, in Northern Ireland to be exact. 35k is a good salary. I don't have student debt to pay off because I didn't go to uni. I was in the military before becoming a commercial pilot. My brother's salary will increase as at his company, he needed a master's to progress beyond his current rung. SIL works part-time because she has a medical issue, she will never be able to work full-time because of this. Related - it is unclear if this is impacting fertility. In NI you get one round of IVF on the NHS which they did. They paid for two more at 8k each. SIL family paid for another and stipulated they wouldn't be able to afford to pay for a wedding if that was the case. Brother and SIL have been emotionally through the wringer with fertility issues, it isn't a cynical attempt to get money. For all of y'all talking about adoption, there is some serious BS about SIL's illness meaning they aren't "attractive candidates". I am close with m
... keep reading on reddit ➡My partner (F/36/Accountant) and I (M/44/Software Dev) landed in Sydney a couple of days ago, back from a 10 day holiday in Fiji.
Due to bad weather conditions, our return flight was delayed by 30 hours, so we ended up spending 30 hours in Nadi airport waiting to come home. We finally landed in Sydney late in the evening and gee wasn't it wonderful to be home!
After going through the immigration check we waited at the carousel for our suitcase, dreaming of the soft bed we would soon be lying in (we only managed a few hours sleep during the long wait in Nadi airport, so we were both extremely exhausted when we landed).
Once we grabbed our suitcase, we headed toward the exit and handed our arrival cards to the customs officer, and this is where things began to go pear shaped. The customs lady said "I need you to follow me", and we were led away to the bag inspection area (straight out of a scene in one of those border protection reality shows).
When we arrived at the bag inspection area, we were asked to empty our pockets so we did this (including our phones). She then asked the standard stuff - did you pack your bags, are you aware of the contents etc. Then she said "you are required to provide the passcodes for your mobile phones".
Normally I would have argued at this point, but we were so tired, it was easier just to comply. So we recited our passcodes and she wrote them on a piece of paper.
She then summoned another officer who came over and took our phones away, out of sight, to another room. Presumably they hooked them up to some kind of machine to inspect them.
They then proceeded to search our bags, but it seemed very cursory. They did not pull all the contents out of our backbacks (if we had a kilo of heroin in the bottom of one of our backpacks, they wouldn't have found it). They just seemed to be very keen to inspect/scan our phones. They were not even interested in our laptops (which we both had in case we got stranded in Fiji), which they just set aside while they searched through our suitcase.
Once she finished the half-assed inspection of our bags, we then had to sit waiting for our phones to be returned. After about 30 mins, they finally came back, handed our phones to us and said we were OK to leave.
Needless to say, the whole experience was extremely traumatic for both of us (but especially my partner). I understand that customs need to have the ability to search peoples phones in certain circumstances, but this is an absolute abu
... keep reading on reddit ➡Throwaway Account
I (41m) have a 13 year-old daughter "Mandy" with my ex-wife "Jane" (37f). I would say post-divorce we had a decent relationship and were cordial for our daughter's sake but everything changed they day Jane started dating her current husband "Tom" (47m). I guess she needed to prove to him that she was over me by becoming hostile because I for the life of me can't explain what else could be the reason for her becoming so angry and refusing to follow the custody agreement anymore.
Because of my job at the time she had primary custody but I was supposed to get every other weekend and summers while we alternated Holidays. I had to take my ex to court twice and was just grateful that former-MIL was on my side and wouldn't allow Jane to feed Mandy lies about me. I tried to be patient and forgiving in the beginning but eventually Jane pushed me too far and now I just handle her with cold aloofness and documenting as much as I can when interacting with her.
During the pandemic Tom and Jane lost their respective jobs and were in danger of loosing the house. Jane took me to court for more child support which I wasn't going to fight but was mad when she didn't get as much as she wanted. After the decree I started getting suspicious because Jane and I have equal access to Mandy's college fund so I decided to add-in special protections and alerts. I'm the primary on the account and Jane was just an Authorized-Signer.
Unfortunately my suspicions were confirmed and I received a call from the bank about an attempt to take out $10,000. It was Jane, and I was pissed. So pissed that I went to Jane's place and yelled and cursed at her. I knew Mandy was out at the time so I thought I was in the clear but didn't realize when she and my former-MIL pulled up to the driveway. Mandy didn't hear everything but she did learn about what her mom tried to do. Mandy is now upset and acting out and when Jane tries to discipline her Mandy counters that she'll just live with me and loose the child support Jane and Tom desperately need.
Jane is now asking me to help her put up a "united front" but after what she did I'm not looking into doing her any favors. However, my MIL thinks that by allowing Mandy to play us against each other it will end up hurting her. AITA?
ETA: Hey had to step away but I've been seeing the comments. Thanks for the NTA/ESH tips and advice. I haven't gone through all the comments yet however I do keep seeing a few things that I just wanted t
... keep reading on reddit ➡I'm not either OPs. This is a repost.
(The earlier updates have been shared here, but the last two haven't. That's the new update I'm referring to.)
Original Post - by u/Throwaway_dadisadoof
AITA for selling my PS5 rather than sharing it with my step brothers?
My (15, M) mum and dad met and briefly dated while they were both studying at uni. My mum gave birth to me after they had broken up and had to sue my dad for child support. I was raised by my mum and had virtually nothing to do with my dad throughout my childhood. My mum was an international student and her family cut ties with her due to the circumstances of my birth. Tragically, two years ago, I lost my mum to cancer and thus I was placed under the care of my dad.
My dad has remarried and has two sons (5 and 7) with his wife. It wasn’t a bad arrangement at first, but we were all essentially strangers. I was given a bedroom to myself and we shared some meals but other than kept to myself.
About 10 months ago, I was lucky enough to score a casual job at an aged care facility as IT support. It was stupid easy money as it involves installing and maintaining a dozen or so common PCs used by the residents plus running basic computing workshops.
I ended up accruing a whole lot of disposable income in a short time. Stupidly, instead of just keeping quiet about it, I decked out my room with a new TV, headphone and a PS5. Obviously, this setup was of great interest to my two step-brothers. Initially, my rule was that they could play the PS5 anytime I wasn’t using it but I would get first dibs if I wanted to play or use my TV. I was also super accommodating by buying an extra controller (which I didn’t need) and several kid friendly games that they wanted to play. I eventually had to change the rule to ‘only play when I was there’ because the 5 y.o destroyed one my controllers through spilling juice on it. This is where the drama started.
They whined to my ‘parents’ who then ‘ordered’ me to place the PS5 in the living room. I refused stating that I had purchased it with my own money. This led to their argument that I have too much money and should contribute rent, utilities and food money. I called their bluff and said ‘sure, draw up a contract and I’ll get a lawyer to review it to ensure it complies with the Family Law Ac
... keep reading on reddit ➡As I sit here on the first day of the new year, writing this post, I think to myself how much can one human take before it's just too much? The world can just be an absolutely awful, awful place.
I read these "stolen or hacked crypto" posts all the time. I always think, wow that person doesn't know what they're doing, shouldn't be investing in crypto in the first place, or that would never happen to me, because I'm super careful! Maybe they are just lying and trying to just get sympathy? Believe me, I wish I was.
Although, the posts that seem legit I always try to help. Now, I am on the other side of it. Never thought I'd be here.
I've been investing in digital assets since early 2016. I would consider myself pretty knowledgeable on all things related crypto/blockchain. I believe in the tech, I built my portfolio up for years and this is pretty much one of the only things I enjoy in life.
I have a hardware wallet (Ledger Nano S) since 2017 and 4 different Metamask "hot" wallets. The hardware wallet consisted of 80% of my portfolio.
Yesterday, I used my Metamask to access all my wallets for a balance status check before the new year. Everything seemed normal. After checking again late last night and after seeing one of my accounts showing as zero, I noticed every wallet was wiped.
My only possible conclusion is that I clicked a malicious link while surfing the internet. The trojan must have somehow took control over my Google Chrome browser (or Metamask extension) while I was using it, while my ledger was unlocked. Checking the transactions times they were sent out around the time I had it open. Again, I never was prompted to accept or approve anything that I myself wasn't doing. It is frightening.
As I look at all of my wallets today, I see zero balances and I am absolutely crushed. It took all my power to even get out of bed, file reports, and write this post today.
I reached out and filed reports to my local law enforcement and the FBI.
Checking the transactions, it seems like the wallets were completely wiped in a matter of minutes.
Hacker's ETH address:
0x365DB2B5722d13F431224066898b4CF8cA7AdFe5
Address on all chains:
https://blockscan.com/address/0x365DB2B5722d13F431224066898b4CF8cA7AdFe5
I'm hoping one of the wallets leads to a KYC connection, but obviously a long shot here. Super grateful for any research or help.
Some of the crypto that was stolen:
$ETH
... keep reading on reddit ➡Context:
One attraction of Biden (primarily discussed on reddit) was the potential cancellation of student debt. This was seen as an ideal by progressives and was heavily pushed by popular figures (mostly on social media) such as AOC and Bernie Sanders. Biden had also made similar discussions on the subject and at one point, had promised too cancel $10,000 of student debt. The expectation has been driven further by many activists discussing the idea and pressuring his administration. However, in a sudden twist, the White House is set to restart student loan payments in February.
This sudden change in both reality and rhetoric has led to some soul searching and heated discussions on the future of the current Democratic party. Progressives, many of whom strongly dislike so-called 'Neoliberals' are disgusted at this and see it as a betrayal. Many progressives are becoming increasingly frustrated with current Democrat policies, threatening to sit out the mid-terms and the election. As a result, infighting within the Democratic support base has been rekindled. In an environment of recent Progressive losses (Several mayoral campaigns across the country went to Republicans and Neoliberals, with few major progressive victories), the worst time to break apart would be now.
Nevertheless, Is it truly Biden's fault? Did he ever promise to cancel all these debts? Are the midterms finished? Who should shut their mouths, progressives of neoliberals? Is choosing not to vote principled or privileged? Should we vouch for accelerationism, revolution or protest? Is any criticism, legitimate or not, levied at the current administration Republican Obstructionism, and ultimately serving their interests? Are we a bunch of whiney babies for taking a loan and refusing to pay it back? Find out in possibly the most widely debated political subject since Bernie's second drop out.
----- r/Politics -----
This will involve several different threads
This is how D's lose the House, Senate, and WH... and then we all lose democracy. GG.
[This is pretty bad politics at a ti
... keep reading on reddit ➡If you have a proven model that can turn $1 into $1.50, that’s awesome. You make 50% returns.
But… if your buddy has a magical power that can convince people that $1 is only worth $0.10, and you buy that dollar for $0.10, you turn that 50% return into 1500% return.
WE HAVE NOT BEEN LOOKING AT THE WHOLE PICTURE
We’ve been looking at the people convincing us that $1 is worth $0.10, but have missed the bigger picture of those that buy the $1 for $0.10 and turn it into $1.50.
Apes and Apettes, it’s time to discuss APOLLO GLOBAL MANAGEMENT.
This article will be delving into Apollo, but make no mistake… this strategy and process are likely widespread and far-reaching.
I have chosen to discuss this firm because it relates directly to our beloved Gamestop, and this shit goes DEEP.
We’ve got… Criminal Activities, Hostile Takeovers, Private Military Contractors, Presidential Pardons, MSM Manipulation, and shockingly… POPCORN APES WILL NOT BELIEVE A WORD I SAY!!
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IN ALL SERIOUSNESS Apes, I know we like to tease, and some of us hold both, but if you read this article and see what I see in it, please do your best to educate the Popcorn Apes. (Don’t harass or Brigade, let them draw their own conclusions) - But I am now OFFICIALLY worried for them!
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Shameless PLUG: Follow me on TWITTER for more GME fun: https://twitter.com/BadassTrader69
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DISCLAIMER: *I am not a financial advisor, and I do not provide financial advice. Many thoughts here are my opinion, and others can be speculative. Where possible, I do
... keep reading on reddit ➡*Obligatory: I am not a financial advisor, and this is not financial advice. I have suffered at least 3 significant head injuries in my lifetime. Some of the information I am going to provide is speculative in nature but backed by data.
I have done my best to break this information down to a snot bubble blowing education level, but I needed to learn a lot of information to put this all together. Most items you may be unfamiliar with will have an ELI5 within the post to the best of my ability. *Long Post Warning
TL;DR
The (Collateralized Loan Obligation) CLO market exploded with activity this year. As has Shitadel’s exposure as an obligor (debtor/borrower) in the CLO market. CLOs are a form of Collateralized Debt Obligation (CDO). You know, the bad things from 2008. The banks are divvying up Shitadel’s leveraged loans (among many other corporate loans) and selling them to CLO Managers whose investors (other banks, hedge funds, insurance companies, mutual funds, ETFs, private funds, pension funds, etc.) invest in the loans through securitization. Securitization regarding a CLO is the pooling of 150-200 leveraged corporate loans into a single Asset Backed Security (ABS). This process reduces exposure to the banks who initiated the loan and allows them to remove most of the loan from their balance sheet… Good for them. Better yet, Banks aren’t even required to report their CLO information. Mutual funds, pension funds, and ETFs also are directly investing in portions of the loans themselves through syndication as well. Syndication is a loan being arranged by a group of lenders instead of one single lender.
In the event When Shitadel defaults on these loans, the mutual funds, pension funds, ETFs, and other entities will be the ones left holding the bag… But, aren’t mutual funds and ETFs common investment strategies for individual investors and retirement funds? Yes, they certainly are. Anyone invested in those mutual funds and ETFs will share a proportional risk of the default.
So, the money that you, your mom, wife’s boyfriend, or retirement plan put into the effected mutual fund or ETF will be at risk to Shitadel’s loan defaults. “In 2020, an estimated 102.5 million individual investors owned mutual funds—and at year-end 2020, these investors held 89 percent of total mutual fund assets, directly or through retirement accounts.” [[SOURCE]](https://www.icifactbook.org/21_fb_ch7.
... keep reading on reddit ➡and it's weird that I have to state this. But a few minutes ago one of these "3 posts and 50 comments a day exactly" moon farmers on here made a pseudo-wholesome post saying that nobody is too poor to buy crypto and "Crypto is for everyone regardless how poor or wealthy they are". And of course you guys are upvoting this.
That's garbage. A billion people have less than 1 USD a day. Those that have a bit more than that are not exactly rich either. There are millions of homeless people around the world, many of which don't have access to the internet to buy crypto - and none of which have money to do so. There are so, so many people in the world who cannot afford to buy enough food, pay rent, or other important commodities, and many more who can barely do so but have nothing left in their bank account at the end of the month. Those people are definitely too poor to buy crypto.
Sure, don't get me wrong, if you get by and only have a few bucks each month to gamble away, you're not too poor to buy crypto, you can just buy small amounts and it's fine. But saying "Nobody is “too poor” to invest", as one of the commenters did, is just arrogant - and blatantly wrong.
Edit: please stop telling me that this is also true for other investments. Of course it is. My point is that people like to pretend while this is true for other investments, the barrier is so low for crypto that it isn't true for crypto. I'm not saying crypto is more exclusive than other investments, I'm saying it isn't really more inclusive
My mom found a bottle of vodka in my room and both my parents lost their shit. I decided for once I was going to stand my ground (They were abusive and used to hit me and gaslight me all the time. Only stopped getting hit when I finished high school and I'm still convinced it was because I scared them when I started getting more pissed than scared and telling my dad to hit me since that's all he knew how to do when I could see it coming. Even offered him the other cheek after he did once lol. The gaslighting and occasional verbal abuse still continues though). I was an adult and it wasn't like I was abusing it, I only ever drank once or twice a month and never enough to not be able to act sober if needed. A bottle lasted me a while. So I said yes it's mine, I'm an adult and I choose to drink occasionally.
They started accusing me of being a drunk, saying all the times I've been happy or laughed the last few months was only because I was drunk. They then moved on to accusing me of probably smoking crack and other hard-core drugs (They had previously found some weed before, but that's a whole shit show of its own). Said I choose to be a bad girl and do this shit when there are girls that don't (I bet the girls they're thinking about drink more in a month than I have in my whole life since I was so terrified of getting caught by my parents when I used to get hit for stupid shit).
Finally, they said they were going to cut me off and pull me out of school (lol its university) since they were paying for it while actively discouraging me from working so I could focus on my studies (I have had part-time jobs before and they always encouraged me to quit).
My dad had his name in my bank account and had previously emptied it of the (what I consider) significant amount of money that consisted of insurance money I received from being injured in a car accident as a child when I turned 18 and the money I earned working summers at our family business (related to weed incident). They probably planned to do the same again.
They said that they weren't going to pay for my university and that if I was going to drink and do bad shit then they weren't going to help me with school and that I had to drop out, make my own money, and get out. They wanted nothing to do with a daughter like me. My dad also made it a point to say that it didn't matter what happened to me and said he doesn't care if I die of a drug overdose or covid (it was the last thing he said to me before giving
... keep reading on reddit ➡Hi everyone, Bob here,
This is going to be part 2 of the series where we check out how things are lining up. I really feel like our wrinkles are coming together nicely with the DD we are independently doing, and arriving at very similar conclusions. In this chapter, We will be reviewing some choice DD and making some really neat connections.
https://preview.redd.it/39nrny3r9mb81.jpg?width=500&format=pjpg&auto=webp&s=c08fc380d92ef16c0cadfb584169ad23e47e9c59
PS, get jacked, because this DD has been reviewed by some of the greatest wrinkly minds I know of before posting. Hope you learn something, and gain some wrinkles yourself - god knows we need ‘em.
I will be breaking this up into a couple posts because reddit is retarded - so retarded you cannot post over 40,000 characters per post. I guess they never anticipated the level of autism we could muster. 🤷🏽♂️. I hope you enjoy the first part of this series.
In This Chapter:
I posted one of the emails she sent in r/antiwork and they mentioned I should tell the full story here. To see the photos click the link below.
https://www.reddit.com/r/antiwork/comments/rqq213/boss_fired_me_for_being_pregnant_and_then_didnt/?utm_source=share&utm_medium=ios_app&utm_name=iossmf
This last year during Covid had been a tough year for my family. My husband went from six figures supporting our family on his salary alone while we pocketed my entire salary to losing his job for 8 months.
I work in political campaigning which means I work on short-term contracts as an independent contractor. In other words if we lose an election I move onto the next race. I made a pretty good name for myself working on the lower levels of a campaign and moving up quickly. In my state this year there were statewide elections and I caught a lucky break and ended up the Campaign Manager on a statewide race. I am the youngest CM (24F) to run a statewide race in about the last 20 years. When the primary came up we lost the election by 200 votes. While we lost the campaign, coming so close to winning and my age made me kind of a superstar in my field. After we lost I had offers from all over the state for jobs. The problem is I had just bought a house and wasn’t looking to relocate (like you often have to do in politics) or the positions weren’t high enough coming off being the top dog as the higher positions were already filled.
I got an offer to join a local campaign (so no relocation) but the salary was lower than what I was used to, I would however, be the CM again.
However, I learned quickly my boss had a “holier than thou” personality. She made several comments about how “real” women breast feed and have natural births. I would later be able to do neither and it really screwed with my emotional well being. I don’t have time to list all the red flags but I was literally just waiting until my husband got a job to exit.
The campaign hadn’t been built out at all. There was no one other than the candidate. I ended up building out our entire team, consultant, fundraiser, staff, ect. Luckily I have made a lot of powerful connections in my time. I signed my contract and sent it in with the salary we had agreed on with the stipulation that if we raised enough money 3 months down the line my salary would be raised but could not be lowered at any point. Just a few weeks prior I had also found out that I was pregnant and my due date was the week of t
... keep reading on reddit ➡Do your worst!
My (f40) husband (m39) has been in charge of our finances for our entire relationship. I have no online access to our bank account though I do have an ATM card. He has his own separate account that I have no access to as well.
He manages all of the bills minus my credit card which I opened recently. I get a weekly payment that he approves and I am expected to buy groceries, my gas, and I get a small allowance (assuming my groceries stay under budget which rarely happens because two teenage children and rising costs).
With the holidays I put on a little bit of additional money on my card. Just around 250 dollars.
I knew I was going to have a 200 dollar bonus from my job so I said several times that I was going to use that to pay my card. I said it on at least 3 occasions.
Today I found out the money went in the bank 3 days ago and he already spent it. I got upset and we had an argument and I cried.
He told me it was our money and went to our bills but I wouldn't even know if that was true.
Am I the asshole for being upset?
I got another scam call, and normally I block them, but I was feeling frisky and wanted to hear what they were trying.
They said I had a $900 iphone purchase on my Amazon account, and to get it off I needed to download 'Remote Desktop' app.
We all know that this allows them so much more access than just one bank account.
Please tell loved ones that might fall for this scam.
Next level BS.
Edit: Yes I was wasting his time and enjoying it. It was obvious it was a scam from the beginning with his deep Indian voice from a call center.
I asked him which account was charged, which card was used, where it was supposed to be shipped etc. This went on for a good 4-5 mins. Finally he got pissed and said, "if you get charged, don't come crying to me." and he hung up on me. I enjoyed playing with him, but thought who would actually download the app and lose so much.
Thanks for the awards. Let's help each other.
It really does, I swear!
For context I'm a Refuse Driver (Garbage man) & today I was on food waste. After I'd tipped I was checking the wagon for any defects when I spotted a lone pea balanced on the lifts.
I said "hey look, an escaPEA"
No one near me but it didn't half make me laugh for a good hour or so!
Edit: I can't believe how much this has blown up. Thank you everyone I've had a blast reading through the replies 😂
IM SO SORRY YALL! I was not my best person Saturday. While there is no excuse for my cussing, insulting and hurtful messages that I sent while extremely intoxicated. I am still grieving the loss of an individual to opiates. I was and still am very lost and that night I chose Cognac. And put focus on this post. I'm embarrassed and I will look for future opportunities to be a better and kinder Redditor.
Edit: I paid for a legal consultation to be completed this evening. On a Saturday night. This issue was bugging me. I didnt really have the very generously offered rate of $75. But he bought my drinks so who cares. Enjoy and 🖕you haters.
Its long and every thing I have said is 100% accurate and individuals saying it's fraud are ignorant trolls and miserable people who love to find something wrong in everything I truly pity y'all now. If you want more than í provide below go get your own consultation. Do your own research. But I didn't have the foresight to think that the legality of first person fraud would be an issue. Im an unethical person sure. I'm not trying to get anyone in trouble. Enjoy it at the bottom of the post.
Hint! Its totally a non issue and the haters are "silly and likely not attorneys I didn't post in r/legaladvice or whatever because I wanted to pay for the privileges that come when you pay for legal advice.
Begin original post here . .
This is literally printed in every advance app that is out there. They have to do this to call it an advance and not a loan. Loans require fair credit practices where as advances are still a gray area legally. You MUST revoke your Bank account's authorization AND your debit card authorization! Template email to send is below. You must send the email 3 Business days before the repayment date. Legally, they have 3 days to revoke but if you revoke in time they are required to cancel all prior Authorized Payments. Find your banks email address and CC them on to the email too.
Here you go:
Dave Terms of use section 9.3:
"However, Dave warrants that it has no legal or contractual claim against you based on a failure to repay an Advance, but Dave will not provide you further Advances while any amount remains unpaid under the Advance Service. With respect to a failure to repay an Advance, Dave warrants it will not engage in any debt collection activities, place the amount owed with or sell to a third party, or report you to a consumer reporting agency. "
MoneyLion Instacash Help Center - Inst
... keep reading on reddit ➡I'll start with what's to come for 2022 and then move to Africa. A series of fortunate events leading to vision 2025. All info is widely available and verifiable. Sources and links given below.
Ecosystem growth in 2022:
Just a warning to anyone else in the community that uses Lastpass as a password manager that there are many reports streaming in of master passwords being compromised. If you haven't done so already, now would be a good time to change your master password and enable MFA on your account. Not really a personal finance topic directly but since many of us use Lastpass to store banking account credentials and other information, I felt it was important to get the word out.
Edit: LP saying the attacks are a result of credential stuffing. While this likely to be correct, please do not take any chances with you account and take action now just in case.
Edit 2: thanks to u/Curse_you_Reddit
Appears to be a false alarm at this time. Issue was due to a logging error that erroneously reported access attempts to some user accounts. Sorry for any inconvenience caused but as always, better safe than sorry.
Network cabling technician for an investment bank.
Early shift. Get a ticket handover from late shift, came from Network Operations: "There's a switch with hostname X that's offline. Kindly verify power with visual check."
Search the hostname in the database of network equipment in all the datacenters and IDFs, can't find the thing. Well that's odd.
Late shift guy calls in, "I'm gonna be late; hungover. But if NetOps calls, the elevator is down."
"The what?"
"The elevator. You know that ticket about the downed switch? It's a smart elevator, but the elevator is down."
"So where is the switch?"
"On top of the elevator."
"Ah, okay." Don't wanna know how he found that out. Kick the ticket back to Network Operations. Elevator is offline and undergoing maintenance. Switch is in elevator, ergo switch is also offline.
Ticket is kicked back. Network Operations: "Can you turn it back on?"
"To gain access to the switch I'd have to have an Otis technician move the elevator, and if they could do that, I wouldn't need to gain access to the switch."
"Well, when can we expect the switch back on?"
"When Otis fixes the elevator, I'd imagine."
"I don't understand. Switches are supposed to be powered separately on standard rack PDUs. This is inconvenient."
I send pictures of an electrician and three elevator repairmen in an open elevator shaft, and a picture of the switch in question in a small metal box affixed to the top of the elevator. "Where do you think we could put a standard rack PDU?"
"Well can you move it to someplace more standard, with the rest of the switches?"
"Can I move this switch that controls the elevator... away from the elevator?"
"Oh." Network Operations then contacts Network Deployment. "Is there any way we can turn this switch back on?"
I turn to the late shift guy, as this game of email tag has gone on all day. "Now it's my turn to drink."
Look into CBDCs and the amount of control they give to central banks.
Look into social credit systems, how effectively they oppress populations. They are already a reality in parts of China.
Now combine CBDC's and social credit...
CBDCs are every totalitarians wet dream. An airtight tool for oppression.
The QR code system that they've been trying to introduce though the covid pandemic is the perfect trojan horse. (I happen to think that is not a coincidence, but then again I am also a crazy conspiracy theorist.)
I know one thing though:
If CBDC's ever get widely implemented we will forever be cattle to whoever controls them.
TL;DR: Big banks like HSBC led the charge in helping al Qaeda but no peeps about that from MSM. Also Michael Pachter's Wedbush has had nearly 17-20 million in fines since 2000.
Edit 1: added at the bottom: Did you know that al Qaeda files expense reports, has HR, its own bylaws, and Mexican drug cartels have lengthy subcontractor agreements & insurance policies for cocaine shipments? How do you think big banks like HSBC are able to work with so many fellow criminals?
Big banks, like...pretty much all the time.
Just like many of you I was pissed about the terrorism BS being spouted about our favorite stock. So decided to do some digging. Guess al Qaeda isn't really known for being on OpenSea (maybe not art fans?) but guess what they are a fan of? Big banks.
But heyyyyy if upstanding citizens like Pachter are to be believed, it's only GME that would be that evil no? The big banks wouldn't do that? Right...big banks, not unlike, oh I don't know HSBC:
https://www.rollingstone.com/politics/politics-news/gangster-bankers-too-big-to-jail-102004/
>For at least half a decade, the storied British colonial banking power helped to wash hundreds of millions of dollars for drug mobs, including Mexico’s Sinaloa drug cartel, suspected in tens of thousands of murders just in the past 10 years – people so totally evil, jokes former New York Attorney General Eliot Spitzer, that “they make the guys on Wall Street look good.” The bank also moved money for organizations linked to Al Qaeda and Hezbollah, and for Russian gangsters; helped countries like Iran, the Sudan and North Korea evade sanctions; and, in between helping murderers and terrorists and rogue states, aided countless common tax cheats in hiding their cash.
>
>“They violated every goddamn law in the book,” says Jack Blum, an attorney and former Senate investigator who headed a major bribery investigation against Lockheed in the 1970s that led to the passage of the Foreign Corrupt Practices Act. “They took every imaginable form of illegal and illicit business.”
Oh wait, what's that ? CrImE?
I mean, but the US authorities did something about them right? All those HSBC guys helping the motherfuckers tha
... keep reading on reddit ➡In 2013 the Cyprus government has closed banks and confiscated 6.75% from accounts with less than 100k euro, and 9.9% from accounts with 100k euro and above.
If your government would do this to you, would you be upset and angry?
You saved up money, worked your arse off for it, and here they are closing your access to it in one moment and taking a big chunk because of their incompetent failure to run a stable monetary system.
Now imagine this happening to you EVERY YEAR.
This is inflation. They have done this to you YOUR ENTIRE LIFE.
They are taking from you without you noticing, and just because your government currency stays in the same amount, it doesn't look like you're actually losing something.
THEY ARE SYPHONING YOUR TIME AND EFFORT. YEARLY, MONTHLY, DAILY.
no need to be upset. what's done is done.
opt out. own your time.
They’re on standbi
Buenosdillas
Hello beautiful apes,
I have some things to share with you that I feel we need to internalize as a community. This is not hopium, and it is not FUD.
This is somewhere in the middle. Giving a realistic perspective on what's actually going on. And it is important that we grasp the severity of the real situation so no one gets trapped anymore.
And the real reason why MOASS is finally upon us. No hype baiting, no calls to action, no dates.
Just sharing my perspective with some strong opinions, speculation, a fun story, and some pictures of charts.
There are 3 sections.
Section 1: Addressing today
Section 2: Story / Thought Experiment
Section 3: Review of charts with lessons learned.
Let's get into it.
Section 1: Addressing today
I know today sucked. I'm mad that I was right. I was hoping it wouldn't be a rug pull. I was hoping the subtle call to action with a time sensitivity that came out of nowhere promising the moon if you do this one thing... would be true.
But we need to learn from this.
I posted 2 posts prior to this one saying to be skeptical about it.
But because neither post went with the narrative being spun, it didn't get any traction. I tried to warn to be cautious of the options trap.
My only thought was.. this looks too perfect. It has to be a trap.
Because MOASS will just fucking happen.. It won't be laid out on the charts. It won't be a subtle bread crumb that we find. It won't be predictable. Someone's not going to come out of nowhere and say "GUYS LOOK AT THIS THING I FOUND IN THE CHART AND IT WILL HAPPEN ON THIS DAY AND ONLY THIS DAY BECAUSE XYZ"...
It will be a sudden violent shift up. It will be a fucking Tsunami that hits everyone by surprise. It will be an asteroid in the dark. A black hole that swallows the entire financial sector and there's not a damned thing they can do to stop it. And not a damned thing any one of us, neither individually nor collectively can do to make it happen any faster.
The only thing I as an individual investor can do to secure the investment that I believe in, is to buy, hold and make sure that share is in my fucking name by direct registering it. That's all. Nothing else.
Options.. somebody show me one law that states MM must hedge with shares which drives a gamma squeeze?
Someone show me a law that states the calls being exercised must be purchased on a lit exchange, and can not be a synthetic fake share that they internalized?
BY ALL MEANS if you wan
... keep reading on reddit ➡###Watch video version on YouTube
Housekeeping:
HOW TO SUPPORT: I know we are all facing unprecedented financial hardships right now. If you are in the position to support my work, I have a patreon, venmo, and a paypal set up. No pressure though, I will keep posting these pieces publicly no matter what - paywalls suck.
NOTIFICATIONS: You can signup to receive a once-weekly email with links to my posts.
#Hannity text messages
The Select Committee investigating the Jan. 6 attack on the Capitol released a letter to Fox News personality Sean Hannity, seeking his voluntary cooperation with their investigation. The letter the Hannity revealed several text messages he sent to Trump Chief of Staff Mark Meadows in the lead up to the insurrection (pdf):
On December 31, 2020, Hannity sent Meadows:
>“We can’t lose the entire WH counsels office. I do NOT see January 6 happening the way he is being told. After the 6 th. [sic] He should announce will lead the nationwide effort to reform voting integrity. Go to Fl and watch Joe mess up daily. Stay engaged. When he speaks people will listen.”
On Jan. 5:
>“Im very worried about the next 48 hours.”
>“Pence pressure. WH counsel will leave.”
The Committee adds that after the attack on the Capitol, Hannity “texted to Meadows press coverage relating to a potential effort by members of President Trump’s cabinet to remove him from office under the 25th Amendment.”
On Jan. 10:
>“Guys, we have a clear path to land the plane in 9 days. He can’t mention the election again. Ever. I did not have a good call with him today. And worse, I’m not sure what is left to do or say, and I don’t like not knowing if it’s truly understood. Ideas?”
#Smoking gun
Bernard Kerik, the former New York City Police Commissioner, is cooperating with the Select Committee’s investigation pursuant to a subpoena issued in November. Kerik was one of the first members of Giuliani’s “war room” convened to plan Trump’s strategy to overturn the election.
He has reportedly turned over a trove of documents to the Committee, including a log of all the material he is claiming as protected ([pdf
... keep reading on reddit ➡#Porn Coins: The Next Big Thing
Dog Coins. Pixelated monkey JPEG NFTs. The Metaverse. These are the "in thing" right now, but their time will pass as the hype fades. What do people use every day? Sometimes multiple times a day? Right now? What will never go away and will always have a market?
#Porn
The internet may never have reached mainstream status if it wasn't for pornography. Globally, the adult entertainment is a $97 Billion dollar industry and the internet brought porn to people quickly, easily, and (relatively) anonymously. Crypto can take it a step further by providing platforms and secure payments for the content producers and untold potential improvements available in Web 3.0.
Today, AVN stopped monetization on their platform due to discrimination from banks. People say it all the time incorrectly, but in this case, "crypto can fix this." If you consume pornography, do what you can to support the performers. Crypto can genuinely improve their lives. Source: AVN Website
For perspective: Imagine if OnlyFans minted, accepted, or backed a decentralized crypto. Imagine if reddit nsfw subs also allowed tipping in it. That's the potential we're talking about here.
###SpankChain
SpankChain is a cryptocurrency payment processor that is built on the Ethereum blockchain. The aim is to build an economic and technical infrastructure for the porn industry. To bring the core benefits of blockchain, such as privacy, security, economic efficiency, and self-sovereign identity, to the porn industry.
Recently, SpankChain partnered with JustFor.Fans, an adult entertainment industry fan platform to build SpankyPay. The newly created platform will help users to make payments instantly using cryptocurrencies like BTC, LTC, ETH, etc. Ameen Soleimani founded SpankChain.
###Bitcci
Bitcci is made up of a group of public stock companies located in the cryptovalley of Lichtenstein and Switzerland (I'm bullish on anything crypto that is Swiss-based). Founded by Christoph Elbert in 2017, the bitcci Group AG is building an entirely new global ecosystem for the next-generation sex industry.
Bitcci's mission is to make the adult entertainment industry legal, safe, and free for anyone who wants to enjoy it. Several bitcci projects will be going live: portals, apps, and other IT solut
... keep reading on reddit ➡Pilot on me!!
It seems like everyday, there's a media talking head laughing at cryptocurrencies by saying it's "magic internet money" that doesn't really exist in the real world. They are telling us that BTC, ETH and such are basically worthless because it doesn't have a physical existence and are not backed by a government.
Well, those people conveniently forget that fiat money doesn't exist, either. Well, most of it.
You see, banks are allowed to leverage their holdings in what is called the fractional reserve banking system. If you deposit 100$, for example, they only keep a fraction of that money in cash (let's say 20$), and they use the remaining 80$ to generate yield, generally by lending. What that means is, if every customers of the bank tries to cash out in a short amount of time, the money won't be there, because it's been lent and doesn't exist anymore.
When you deposit cash in a bank, what you get in return is basically a glorified IOU. Should the bank get into trouble, your cash could very well disappear.
Now, of course, the governement can intervene to prevent such bank runs. But it's always in the favor of the rich. That's what happened in 2008-2009 : the fat cats got bailed out, while the ordinary citizens went into bankruptcy. And it only works in stable countries ; when you live in a failed state, the government won't help you in such a crisis.
Compare that with crypto. If you are in control of your keys, and assuming their are not compromised, nobody can access your funds without your permission. Not the wallet devs, not the government, not the DEX. Nobody. You are in full control, and you will still be in control even if the governement of your country collapse.
In that sense, I think that cryptocurrencies are actually more real then fiat money. Decentralised networks are much more resilient then centralised authorities, and therefore are more likely to survive in the long-term.
I think we still got a few years ahead of us before the mainstream media catches up with this revolution. Until then, I will accumulate as much as I can.
#Please read through this FAQ before attempting to set up the new Counterfactual (L2-only) Wallet
‼️ IMPORTANT Do NOT attempt to delete the app and re-install to fix a bug or problem with the wallet once you have transferred funds to your new address.
The counterfactual wallet relies on the official Loopring Guardian to recover the wallet if you delete it, which will require deploying the full (L1+L2) wallet in order to accomplish this, which will incur multiple gas-fees to deploy and recover.
1️⃣ Is there a cost to set up the (L2) Counterfactual Wallet?
No. There is no fee to create, but there is a minimum deposit required
There is a small gas cost for us to deploy and activate the Loopring L2 account, however for the immediate future we are subsidizing this cost and making all new (CF) wallet creations free.
There is however a minimum deposit required in order to activate your L2 account (~50 LRC), but this will not be deducted, and will show up in your wallet when activated
This is to reduce spam attacks as there is a small gas fee that we are paying/subsidizing on the back end to deploy this account
2️⃣ What is the "Ask a Friend" option to Activate the L2 Counterfactual Wallet?
Ask a Friend allows anyone to send funds to your new L2-only address in order to Activate your new Loopring L2 wallet.
‼️IMPORTANT These funds need to be sent from a Loopring L2 activated wallet, do not attempt to send funds directly from a CEX or other L1 wallet to this address‼️
This doesn't necessarily have to be a friend. It can also be another wallet address that you own (ie. a MetaMask that already has Loopring L2 activated) that can send funds as a "transfer" on L2 to your new address in order to activate it.
For a VIDEO Guide on how to make an L2 transfer from a MetaMask wallet, see https://youtu.be/wITtqTlYERI
🌟 NOTE Currently there is no fee charged to activate your Loopring L2 account (see #1️⃣ above) - there is only a minimum deposit required of 50 LRC - but whatever funds that are sent to your new address will appear in your new L2 wallet once activated (less the minimal L2 transfer fee) - but this may change in the future.
3️⃣ I have funds on Coinbase (or another CEX), how do I get them to the new CF wallet?
You have two options to do this:
✅ 1) Sell your crypto/funds on Coinbase (or other CEX) back to your bank account / fiat source + then set up a new Counterfactual Wallet using the in-app integrated Fiat on-
... keep reading on reddit ➡This is a long read (4k+ words). Just a heads up.
None of the information in this report should be constituted as near/mid/long term financial advice OR financial advice for that matter, cryptocurrency investing is highly risky and speculative and there is a chance you may lose most of your initial investment.
I won't provide any TLDR for this post because it is worth reading all of it, since it is a good idea to know what you are investing into.
Also DON'T give me awards.
I hold a significant Loopring investment, thus this may be a biased analysis.
(Edit 1: Added an extra section analyzing market cap of NFT)
Loopring is an open protocol for building decentralized exchanges initiated by Daniel Wang. The protocol is free, extensible, and serves as a standardized building block for decentralized applications (dApps) that incorporate exchange functionality. It is operable on Ethereum and Qtum while NEO is also under construction. (Reference: Bitcoin Wiki).
Loopring is a no-brainer investment at these price levels and here is why:
Probably the most important thing that gets overlooked in an initial investment thesis, is the management. Good management is absolutely pivotal to a business/technologies success.
Loopring is an engineering first development team, meaning they are made up of mostly engineers(95% of the team are engineers). Now you may be asking, isn't this a problem… it's not, you always want a team that is as technical as possible, a good product will always sell itself, look at Tesla, mostly engineers and 0 marketing. Good management, is the cornerstone of a company and the value it will deliver to its investors. (Source: Loopring Medium Article, Finestone's parting words)
Some of the most successful companies on the planet, are engineering first companies, with a rich focus in R&D (Research and Development). I can list many but here is a few
- Palantir
- Amazon
- Tesla
Loopring's lack of media presence, may seem bearish to outside investors or on a short time frame, BUT to me, it is a sign that they are focused on delivering industry changing products that will accelerate mass adoption to cryptocurrencies, metaverse and NFTs. There is no need to endlessly hype your products, there is no need
... keep reading on reddit ➡I am not OP, this is a repost!
ORIGINAL: My Mom (60s) wanted to force a reconciliation between me (35F) and my sister (32) but it backfired. I don't know if I want her in my life anymore, posted on December 9, 2021.
Background: I started dating my brother’s best friend when I was 16. We were together until I graduated high school when he proposed and I rejected it. There was a lot of drama, with my family asking me to reconsider because “we could have a long engagement“ or make a promise to reconcile. My relationship with my brother (36) suffered for a while, but the one with my sister (32) never recovered. She was sure my ex was the best fit for me and became unbearable when she started dating my ex’s brother. My ex was invited everywhere by my siblings, even to some family holidays, but I didn’t say anything since he was their friend too. That is until my sister started to push for us to get back together.
My sister did everything from trying to get us on blind dates to making us share a room during holidays. No matter the occasion, my ex was invited to it. After a while I had enough and asked my parents to intervene, they were clear with my siblings and stopped inviting my ex to things or allowing him to tag along so much. It was slightly better but while my brother backed off my sister didn’t. It all came to a crash when I met my husband during a semester abroad. He was from another university but the same country and we just clicked, it was magical for me and we got engaged after dating for a year. My family was very happy for me, except my sister. She kept insisting I was in the honeymoon phase and will grow out of it, I clearly didn’t and after many many many (can’t express enough how many) fights and attempts to reunite me with my ex I simply let her know if she pulled anything again I will stop talking to her.
What does she do after that warning? Makes me her MOH and requests I spend all my time with the bridal party a.k.a. my ex AND sets one of her friends as my husband’s date. We didn’t realize until we were at the reception and the poor girl tried to make a pass at my husband, my sister said that since we are not married it was OK to explore things with other people. I left the party and the next day spoke with my parents and brother, explained that while I won’t make them choose I will NOT talk to my sister ever again and if
... keep reading on reddit ➡My husband and I are expats in a country where the average household considers themselves lucky to make $2,000 to $3,000 a year. For the purpose of not giving too much identifying information out, I will be referring to the country as "Country E. "
Two and a half years ago, my husband, who works in finance, was promoted to a position in which he could finally have the compensation, authority, and projects that he always dreamed of.
The downside was that the position would be in the company's headquarters in another country, required us to move away from our family and friends, but I was so excited for my husband, and our kids (15F and 10M) were so happy about experiencing another culture, as well as supporting their dad that we urged my husband to take the position.
Because they were telling my husband they wanted to see him there as soon as possible, we agreed that he would go settle in and we would fly over around 2 months later. It seems that the moment his plane took off towards Country E marked the beginning of the end of all his feelings of respect and appreciation for me and the kids.
After just two months apart, I could sense a drastic change in my husband. He went from calling me and the kids every day to every other day, and then reducing communication to texts. At first I thought he was just busy settling in but the night before we were to fly out, he video chatted us and the kids asked him why he seemed disappointed that we were coming. He said that they were imagining things and it was just how his face looked on camera.
As we settled into our new home he shot us pretty resentful looks and continuously snapped at me not to touch this or that.
Like most expats, we lived in a home that was miles grander and showier than we could ever get back home, and with a lot of stuff like a company car and housekeeping services paid for by the company, my husband had money to burn and started having ridiculously high expectations about how we dressed and looked. He bought himself loads of designer watches with his fellow corporate " masters of the universe" friends and spent lavishly at restaurants and bars on the company tab. He also invested quite a bit of our money in real estate here, since the government is pushing for foreign investors to invest, even adopting more liberal outward rhetoric in order to be appealing to the West.
The country we live in has extreme wealth disparities, most of it unfortunately not held by locals. There is a center
... keep reading on reddit ➡I labeled this as 'Possible DD' since there is a lot technical information relating to Loopring, but also a lot of speculative analysis on competition. Is it more discussion worthy? Should it instead of the 'Opinion' flair? I don't know. I'm happy to change it to whatever
Part 2: https://www.reddit.com/r/Superstonk/comments/s0m3hv/debunking_false_claims_against_nfts_evaluating/
This was in response to the following question found at a thread on loopring's sub:
>Is there some wrinkled brain out there that could enlighten me on how Gamestop could get ahead of their competitors and cut them out in a big way?
###Superior technology
While any decentralized blockchain solution should go head-to-head with any other blockchain when it comes to transparency, the biggest advantage that LR has over other solutions comes in its efficiency and user-accessibility qualities. LR is able to boast the fastest speeds in transactions per second, as well as having the cheapest costs--the latter of which also needs to be broken down, as it itself has many competitive advantages. For any blockchain-based marketplace to succeed to become a top 1000 company, it needs to have its scalability issues completely in check. Any company looking to become the dominant leader in this business should expect its marketplace at some point to challenge the efficiency and scalability of the underlying system--there are many blockchain-based solutions that fail (or will fail) when it comes to mass adoption.
User-accessibility relates to both costs of using the product / marketplace as well as the costs of getting new clients / customers. Whereas some of the previous technological categories
... keep reading on reddit ➡Dad jokes are supposed to be jokes you can tell a kid and they will understand it and find it funny.
This sub is mostly just NSFW puns now.
If it needs a NSFW tag it's not a dad joke. There should just be a NSFW puns subreddit for that.
Edit* I'm not replying any longer and turning off notifications but to all those that say "no one cares", there sure are a lot of you arguing about it. Maybe I'm wrong but you people don't need to be rude about it. If you really don't care, don't comment.
Today, I dealt with an attempted scam call in which a scammer posed as my bank and tried to get access to my online account. The caller ID matched my bank's customer service number, and I answered the phone. The man on the other end identified me by name and told me that there was an attempted purchase on my debit card that was marked as fraud by their system. He asked me if I authorized the charge, and I said no. He told me that my card was likely skimmed at a gas station and told me they could send me a new card. He confirmed the correct address as well. He was doing a good job at convincing me he was legitimate. Fortunately, he messed up and outed himself as a scammer. He asked for the last 4 digits of my social security card for "security purposes" before they could send the card. I started to get suspicious and asked him why he couldn't just send me a new card like they did in the past, without needing my social security number. He started to get a bit evasive, and I hung up on him. I called the customer service number myself and spoke with an agent who confirmed with me that there were no attempted charges like the scam caller said there were. The scammer was somehow able to call using the banks customer service number and nearly had me fooled that he was my bank. If I had given him my social security number, he could have reset my password and had full access to my account.
I went ahead and changed my password, security questions, and ordered a new debit card. The scammer most likely got my card information from a skimmer, and was able to find my address and phone number through whitepages. He was convincing and could have easily fooled me if I wasn't as diligent. The bottom line is that if you ever receive a call from your bank, hang up and call them yourself. I could have lost everything in my bank account if he got access to it, and I'm going to be extremely cautious from now on.
Ladapes and gentleapes, a lot of names are fast becoming common in the sub, so I thought to go over something with you guys. Something which these names were part of. It was something bad, and they're still in it.
EDIT 3: There's no TL;DR. It's just a 3mins read. If you a retarded smooth-brained crayon-muncher you should be able to read it in 5mins.
Let's go back to the 2008 financial crisis. Bear Stearns, one of the big boys of wall street fell. Why did BS fall? Simply put, BS had a lot of bad deals in their books. BS had a lot of 'toxic real estate assets' that no one wanted to touch with a 10ft pole. JP Morgan bought Bear Sterns for $2 a share. They wouldn't have done it if the government hadn't sent in $30b of taxpayer money to support the deal.
But why exactly did Bear Stearns accumulate such bad deal, that no bank wanted to touch? Money. Greed. BS wrote so many real estate deals, they became stupidly retarded and believed prices only go up. Everyone was either buying, building or selling houses. It was a money printing machine. You need a home, they write you a deal, no questions asked. No good job, no steady income? no problem, BS would write you a deal and get you a house. When housing prices fell, they were left holding the bag, their ballsack was down. Everyone could see it, and no one wanted to touch it. Oh, I just remembered the greedy Lehman Brothers. They were also holding bad bad real estate assets no one wanted. It was so bad one option was for the government to buy all the houses and literally set them on fire. House inflation. They can easily raise interest rates to keep up with money printing, but there's no remedy for houses no one wants to buy. Lehman Brothers stock price fell so fast, then CEO said it was a short and destroy attack. Now, keep this in mind, while we fast forward to the present.
It's 2021, HFs are making lots of money shorting stocks, together with their accomplices. It's so profitable they have forgotten they can lose it all. They've gotten greedy. Same mistake Lehman Brothers, Bear Stearns made.
There's something not being talked about much. A financial instrument that played a big role in destroying the market.
Let's go back to 2008. Remember the role CDOs played? The instrument that allowed banks make money from debt obligations. They now call it Bespoke Tranche Opportunity. Stay with me, we'll see why this is important.
The overall volume of CDOs on bespoke portfolios rose rapidly in the early
... keep reading on reddit ➡This is a repost, I'm not OP.
AITA for selling my PS5 rather than sharing it with my step brothers?
My (15, M) mum and dad met and briefly dated while they were both studying at uni. My mum gave birth to me after they had broken up and had to sue my dad for child support. I was raised by my mum and had virtually nothing to do with my dad throughout my childhood. My mum was an international student and her family cut ties with her due to the circumstances of my birth. Tragically, two years ago, I lost my mum to cancer and thus I was placed under the care of my dad.
My dad has remarried and has two sons (5 and 7) with his wife. It wasn’t a bad arrangement at first, but we were all essentially strangers. I was given a bedroom to myself and we shared some meals but other than kept to myself.
About 10 months ago, I was lucky enough to score a casual job at an aged care facility as IT support. It was stupid easy money as it involves installing and maintaining a dozen or so common PCs used by the residents plus running basic computing workshops.
I ended up accruing a whole lot of disposable income in a short time. Stupidly, instead of just keeping quiet about it, I decked out my room with a new TV, headphone and a PS5. Obviously, this setup was of great interest to my two step-brothers. Initially, my rule was that they could play the PS5 anytime I wasn’t using it but I would get first dibs if I wanted to play or use my TV. I was also super accommodating by buying an extra controller (which I didn’t need) and several kid friendly games that they wanted to play. I eventually had to change the rule to ‘only play when I was there’ because the 5 y.o destroyed one my controllers through spilling juice on it. This is where the drama started.
They whined to my ‘parents’ who then ‘ordered’ me to place the PS5 in the living room. I refused stating that I had purchased it with my own money. This led to their argument that I have too much money and should contribute rent, utilities and food money. I called their bluff and said ‘sure, draw up a contract and I’ll get a lawyer to review it to ensure it complies with the Family Law Act’. My dad then told the boys that he was going to buy a separate PS5 for the boys for Christmas but the dude is clueless about the global shortage.
Finall
... keep reading on reddit ➡What did 0 say to 8 ?
" Nice Belt "
So What did 3 say to 8 ?
" Hey, you two stop making out "
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