Trade Credit Insurance Puns

Just getting my thoughts off my chest to be honest, what the actual fuck are they playing at in Westminster?

I support independence, but come on tae fuck Boris. Folk are going to get hurt, suffer and die this winter, this is actual shiteshow right now. If the Tories don’t pull their fingers out, this winter could be one for the history books.

This is your 16-minute Friday report in 4115 words.

##Pashinyan about the Nagorno Karabakh negotiation process and the "diplomatic disaster" of 2016:

Throughout the negotiation process, NK has never been viewed as a territory where only Armenians would live. The issue of the Azeri population has been part of the negotiations.

The referendum was never going to be held according to our liking, but even if it were, NK's Azeri population would also take part. Now the question is, would the Azeris of NK, in their turn, be allowed to [break away from NK via a similar process]. What would happen if that question was raised? These are not abstract questions. It's based on the nuances of what was on the negotiation table, which has never been discussed in public.

Today we hear voices, thoughts, and cherrypicked sentences that, in fact, have nothing to do with the package of negotiations that we had as of 2018.

 

3 packages were offered in 2016, and for the first time since 2011, NK's interim status was not part of it. Sure, NK would have a legislature, judiciary, etc. But no one is mentioning that the issue of clarifying NK's interim status, according to that negotiation logic, was transferred to the UN Security Council. What is the problem with that?

Throughout the entire negotiation process, Armenia attempted to keep the final resolution within the OSCE Minsk Group framework. In 2016 the parameters to solve the issue were transferred to the UN Security Council.

Pay attention to Levon Ter-Petrosyan's 2017 interview to H1. He mentions that the international community will decide NK's status.

[What decision would the UN Security Council make?] The question is, part of which country will NK remain before its final status is resolved? When it's the UN Security Council handling it, the outcome is very predictable, because in 1993 they adopted a resolution stating that NK is part of Azerbaijan and that they recognize Azerbaijan's territorial integrity.

This is the 2016 disaster. Under this logic, NK's final resolution must be handled per the Azerbaijani constitution.

Reporter: NK has never been part of independent Azerbaijan. Are you saying the UN Security Council accepts NK as part of Azerbaijan?

Pashinyan: Yes. The documents are open for everyone to read.

Reporter: what happened between 2016-2018, and after 2018?

Pashinyan: Serj Sargsyan revealed that the negotiation process didn't inspir

Hey UKPF, happy Sunday!

As per the title, I ended up going with someone else but I’m wondering if my old insurer trying, and failing, to take payment will impact my rating at all?

Cheers!

Ive never seen this before a former flyweight who ends up a welterweight yet has huge guys in fear when they face him. They end up either running, defensive or clinching.

he had mayweather and his family scared saying he was on power pellets, saying stuff like no little man can walk guys down while eating their punches its not natural. I remember the kate roger mayweather said pacman was on a side meth that made filipino soldiers bullet proof or something lol it was funny.

its weird, the shane mosley fight especially. Mosley was known as a fearless warrior, then when he fights pacquiao you could see fear in his eyes. This little man had one of the most badass warriors backing up all night he had bloody blisters and even begging his trainer to stop the fight.

he dropped mosley with a short shot and mosley to this day says he never been hit like that before it was the strangest power he ever felt.

i think this is why pacquiaos ko percentage was low, he clearly is a hard hitter, but guys fight him defensively so it makes it hard, he is so small with short arms he has to leap to touch them.

think of that chris algieri fight, he was dropping him multiple times, and algieri was running all night still in his cafe, algieri even said pacquiao has more shocking power than errol spence.

I am currently on Long Term Disability through my employers insurance (Canada Life). My two year insurance runs out Oct 22nd, 2022. I've had both heels fused Aug 2019. The surgery failed. My left foot was redone Jan 2021, and I recently found out my right foot never fully fused either. I'm having the right foot redone this Jan 10th, 2022. Old sports injury in 2009 left me very disabled, losing all the cartilage in the subtalar joint over the course of time. I'm 36 years old. My question is - I'm eligible to claim government Disability Tax Credit for each year I have been disabled from it's inception in 2009. If I'm reading my contract with my insurance provider correctly, then I would be liable to disclose that information and subsequently lose my current insurance payments up until the offset has been deducted. With another year to go, I was hoping to start a company with that money, but not take a salary until after my insurance runs out. Am I on the hook for anything? Should I wait until after Oct 22nd, 2022 to file the DTC? Thanks.

Here is a transcript from the contract.

INCOME DECLARATION AND REIMBURSEMENT AGREEMENT Name: Group Plan: Portfolio ID:

I understand that: I am required to apply for disability benefits that I or another member of my family might become entitled to receive because of my disability, and that I may be asked by Canada Life to reapply or appeal decisions refusing my application(s) where considered appropriate.

during the time it takes for my application for these other disability benefits to be accepted, or my entitlement to any other reportable income to be reviewed, Canada Life will continue paying me amounts equivalent to the disability benefit payments I am eligible to receive under the Group Plan, provided I continue to be eligible for these disability benefit payments under the Group Plan (the "Advance"). The terms "other disability benefits" and 'other reportable income" refer to any of the types of disability benefits and other income mentioned under the Offset, All Source Maximum, Caardination of Benefits and Subrogation and Right of Recovery provisions under the Group Plan, as well as any other amounts, including damages for loss of income, that I may receive or became entitled to receive as a result of my disability.

if I am entitled to receive disability benefits or any other reportable income, this may result in an overpayment ("Overpayment") that I will be required to pay back to Canada Life

My sister's card was used to pay for my dad's insurance premiums. He's been dead for 8 months now and the insurer said we need a grant of administration to cancel his insurance policy. The grant of admin costs $4000. My sister called the insurer several times trying to cancel his insurance. She sent them a certificate of death. No go. They said she needs grant of administration. They did say, however, that her credit card will not be charged this year's premiums (2022) and that they will send her information in the mail and she can choose to pay the premiums however she wants. Two different people she spoke to said this, the last conversation taking place in October. Today they withdrew $2000 from her credit card. This is for a policy for a person who doesn't exist any more and a car that doesn't exist any more. How does this make any sense and what's the right course of action?

I told her to ask them to release the recorded phone convos to her (presumably that's a right under PIPEDA, and I imagine PIPA in Alberta) and I told her to ask them to refund the money within a week under threat of disputing the charge with the cc. And if the cc doesn't resolve the dispute in her favour, she will file a civil claim. I'm not even sure if a civil claim is worth it. Does it cost anything to represent yourself in a civil claim for a small suit like this? Can you show up in front of a judge and just present some evidence? Can they take her money without her consent? (I understand she can't cancel his insurance policy, but it's still her money in this case).

Start with the services or credit cards you have had the longest, and then work through all of them. Note how long you have been a customer and that you have made on time payments consistently over that period. Let them know why you are seeking a reduction -- medical bills, between jobs, a desire to pay off your loans, or, best of all, a better offer from a competitor. If they won't give you a better deal on a permanent basis, ask for a temporary break for a year or so.

Do this every three to six months since deals change all the time. Also ask about better rates any time you happen to be on the phone for other reasons, such as for technical assistance. Research deals offered by competitors. Save any offers you receive to use for negotiations.

Always be prepared to cancel services, especially if you aren't really using them. If you aren't sure, you could suspend them for a while and see if you really miss them.

But do be aware that canceling credit cards often could negatively affect your credit score. So you can't just jump around to new credit cards every six months without consequences.

Keep track of your subscriptions and be aware of scams where you are tricked into subscribing or rates suddenly go up dramatically after an introductory period. This is especially important when you autopay -- which is a good practice as long as you keep track of those payments.

Why YSK: Customers who call to negotiate the costs of streaming services, insurance premiums, cable bills, cell phone plans, gym memberships, and the APR on credit cards are often successful in reducing rates. It's worthwhile to take the time to do this every 3-6 months, since deals often change. And it's worthwhile to review all subscriptions to see if there are any that can be canceled, or perhaps you weren't even aware of. You can save a lot of money this way.

I have an AMEX Cobalt card that offers 15 days of travel coverage. I’m confused as to if it will cover me if I’m not buying a flight or hotel or anything. For example, I’m driving through the states this month. Will I be protected?

Forget that the term “rainbow baby” is for referencing the passing of an infant due to natural/tragic/extenuating circumstances. Amy has decided that this term applies to the infant daughter that her husband drunkenly killed (the same husband who was charged with felony domestic violence) after a night of pandemic partying by Storm and Amy.

Additionally, as a former public school teacher, Amy seems to be unaware that unprotected sex is what causes babies. It has also slipped her mind that rainbows don’t occur indoors and despite the fact that she calls herself a “photographer”, she appears to be oblivious to the occurrence of what is commonly referred to as a lens flare.

Hey guys. I'm set to close on the 30th and chosing not to escrow my insurance and wondering if it would hurt anything for me to put it on a credit card for the points vs just paying it via debit.

Hello,

I have been laid off end of this year and applied to the marketplace. With my details, I was lucky to get a 430+$ tax credit so I was paying around $70/month. Great!

At this time, I could afford to pay part of it as I got a small package from the company and was receiving my gigantic $950 monthly unemployment benefits.

I recently had to apply for 2022 but did not get the tax credit as I am still unemployed (my job is very specific so kind of hard to find open positions). I know I will find a job in the coming months, but right now, the result is I can't afford to pay for the health insurance (around 500$ without dental... it is about $500 above my budget ahah).

What is wrong with the system. When I have a bit of money they are ok to pay the insurance for me, but when I am totally broke they just bail on me.

At this point, what are my best options?

Thanks a lot!!!

Ps: As you can imagine, I am a foreign person who doesn't know much about the US Health insurance system

Hello everyone, I live in the State of Texas.

On September 2019, I visited a emergency care center because I sat on the corner of a pane of glass and put a hole in my butt cheek that required staples.

While I was there, I gave them all my information including my health insurance information. In November I received a bill from what I now know is the facilities I was at. My insurance paid and I also paid whatever sum out of pocket. Fast forward to last week, I check my credit report and I see that I’m in collections for $1309. Did some digging and found out it was the “physicians group” from the emergency care center I was at.

The problem is, they never attempted to bill my insurance. My insurance company has no history of ever receiving anything from this physicians group, only the facilities I visited. I have a 100% on time payment history and almost an 800 credit score, so naturally this is incredibly frustrating to me.

My insurance company said they wouldn’t pay out the bill because they waited so long to submit it. Texas has a state law (SB 1264 86th legislator) that went into effect on September 1, 2019 that states if the care facility does not bill by the 1st of the 11th month after the date of service, that the facility can no longer bill your insurance or go after you if they miss this deadline.

To me, this means the collections account on my credit report has illegally been placed there and they are illegally trying to collect a debt.

Obviously a debt validation letter would be in order, but should I include language from the SB 1264 bill in this letter? Is there a state agency I can file a complaint with?

Hi everyone,

I recently checked my national insurance account via goverment gateway and discovered that I have 8 years contributions. When by my calculation, it should only be 4 years.

Due to certain circumstances, I was unemployed for a number of years after university and have only been in full time employment now for the past two years.

When I was unemployed, I received JSA and then UC but only for a few months before coming off of it and going into a brief spate of work.

I have the first two years contributions whilst at secondary school/turning 16 and then several years of no contributions at uni, one year employment and then what should be about 5 or 6 years unemployment/no contributions. Followed by my recent two years of employment.

Instead, those blank years say "full years" and say that I've got either 52 or 53 weeks contributions but no other specific informations, amounts payed, etc.

Very baffled by the whole thing and wondering if anyone knows what has gone on here?