Just curious here. He's a one-club player, won every trophy there is to win for league and country, and he's been at the heart of Barca's defense for so long.
He seems like an Icon status card, yet something about him doesn't scream Icon quality. What do you guys think?
Accomplished. One paycheck at a time. No urge to gamble. I’m hoping to work extra this weekend to get money for car repair. Baby steps. Thanks for the encouragement!
Hello, and thank goodness for Reddit, because I sure don't know what I'm doing. I inherited a nice chunk of money in the form of my mother's mutual funds. I created a chart yesterday so I could determine what mutual were doing best. They are earning between 9.9 (Tweedy Browne) and 15-16% , with the exception, T Rowe Price, Latin America that was in the red. It hasn't done well for quite a while but I've only got around $6000 in there.
I'm 67 years old, hope to go back to work in another month or so (health issues), do not yet draw on social security, and have around $30,000 in credit card debt. My credit score is 706; I know I need to at the very least move some debt from some cards to other cards in order to get and stay below 30% of available credit. Alternatively, or in addition to this:
I'm considering a consolidated loan to lower my collective payments so I could simultaneously pay debt at a higher rate (using the money I save), and of course the best interest rates go to people with excellent credit, or at least very good. Once I have debt from current credit cards lowered via consolidated loan and with a substantially higher credit score that will result, I can refi my mortgage (currently at about 6%). This path would either require an interest rate around 10-12% for an 'easy' loan with very little documentation or lower interest rates but with a lot of documentation I'd rather not deal with right now.
Alternatively, I could withdraw some or all of the necessary monies from retirement investments, pay off all the debt, get my credit score to excellent quickly and not have to make monthly payments which is interest from credit cards. Credit card interest rates are appx 20-28% (I think. I can't find the interest rate for BOA cards -- just spent 30 minutes looking everywhere online, they'll send it in 3-5 business days…).
OR withdraw monies from retirement, pay down credit cards with proceeds (thereby raising my credit substantially and quickly) and then taking a consolidated loan based upon Excellent credit and paying the retirement monies back using that loan. Not sure if this can be done, though.
Another alternative; withdraw monies from retirement, pay down credit cards with proceeds, obtain Excellent credit, then apply to refi my mortgage to a lower interest rate and pull out $30,000 in that transaction, and use that money to pay back retirement funds. Not sure if this can be done, though.
So: 30,000 in credit card debt. Current credi
... keep reading on reddit ➡
One last Chris Davis card for the road? How soon after he retires before the 4 year moratorium goes in place?
Copied from below: 2013 Chris Davis card would be potentially the best card of his possible. Had his best Batting Average of his career at .286 for the season. Hit 42 Doubles that year too, so a little speed.
I’m 1 year into my FI/RE experience retired @42, I’ve never really wanted or needed a credit card. Now it would make life easier when renting a car or booking cruise. Because I’m living off my portfolio I might have to pay about 480€ on income tax for the year. I don’t have a wage I get denied on application. Anyone in a similar situation have a workaround or know if any bank that would issue a basic card all I need is a 1k credit limit.
Hi guys, I need some stupid advice, I am very ill informed in the business etiquette world.
I am a junior associate in my company and the company ceo is retiring soon. I randomly reached out to him to have coffee with me and to my surprised, he agreed. I planned to spend 20 minutes with him as he is very busy, but he spent 90 minutes. Soon after, I sent him a thank you email, which he hasn't replied.
Now he is retiring next week, and I was thinking of leaving a retirement card on his desk. Do you think that would be a little bit too much? Cuz of covid, it doesn't seem like there will be any celebration. I think the company will do a virtual group card but that's it. I won't most likely see him again. I was thinking if this is an okay gesture to thank him for his time and wish him all the best, or it will come off as too extra?
Thanks
